Morgan County, West Virginia Property Taxes
Property Taxes in Morgan County, West Virginia
Median Morgan County effective property tax rate: 0.60%, significantly lower than the national median of 1.02%.
Median Morgan County home value: $146,100
Median annual Morgan County tax bill: $907, $1,493 lower than the national median property tax bill of $2,400.
How are property taxes in Morgan County calculated?
Property taxes in Morgan County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Morgan County or another part of Morgan County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Morgan County, West Virginia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.6%
Estimate Property Tax Bill
$877
$813
How Does the Morgan County Property Tax Calculator Work?
Use this Morgan County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Morgan County's median effective tax rate of 0.60% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Morgan County's median property tax bill is $907, below the West Virginia median of 0.71% and far under the national median property tax rate of 1.02%.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Morgan County.
Property Tax Rates Across Morgan County, West Virginia
What Are Effective Property Tax Rates Across Morgan County?
Local government entities set tax rates, which vary widely across Morgan County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Morgan County's effective property tax rate to other counties in West Virginia or the U.S. median of 1.02%.
Morgan County's median effective rate stands at 0.60%, which is lower than the national median of 1.02%. Within Morgan County, the highest rate is found in Paw Paw at 0.61%, while Hedgesville has the lowest at 0.60%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Morgan County Tax Rate
0.60%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective West Virginia Tax Rate
0.71%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Morgan County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkeley Springs | 0.46% | 0.53% | 0.60% | 0.60% | 1.20% |
| Great Cacapon | 0.49% | 0.60% | 0.60% | 0.60% | 1.20% |
| Hedgesville | 0.46% | 0.60% | 0.60% | 0.60% | 1.20% |
| Paw Paw | 0.41% | 0.60% | 0.61% | 0.75% | 1.50% |
Source: Ownwell
Property Tax Assessment Values Across Morgan County, West Virginia
When examining property taxes in Morgan County, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Morgan County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of January.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Morgan County is $907, compared with the national median property tax bill of $2,400. Berkeley Springs has the highest median home price at $162,500.
Property Tax Assessment Values Across Morgan County, West Virginia
Source: Ownwell
$75,900
$119,200
$162,500
Median Morgan County Market Value
$146,100
Median West Virginia Market Value
$85,200
Median United States Market Value
$235,294
Property Tax Assessment Values Across Morgan County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkeley Springs | $44,700 | $97,900 | $162,500 | $230,300 | $310,400 |
| Great Cacapon | $30,300 | $59,575 | $113,600 | $193,300 | $272,040 |
| Hedgesville | $39,450 | $87,325 | $141,400 | $210,575 | $272,720 |
| Paw Paw | $21,300 | $45,700 | $75,900 | $109,900 | $188,500 |
Source: Ownwell
Property Tax Bills Across Morgan County, West Virginia
Property tax bills in Morgan County are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value rather than what a homeowner originally paid. Local taxing authorities use that assessment to determine how much each property owes, so two homes with different values can have very different tax bills even within the same county.
Several factors affect the final bill, including the home’s location, the assessed value, and any local levies that fund schools, roads, and other services. With a median home price of $146,100, homeowners in Morgan County often see bills that vary widely: the 25th percentile is $522, the 75th percentile is $1,377, and the 90th percentile reaches $1,920.
That means property taxes can have a meaningful impact on monthly housing costs and long-term affordability. The highest median tax bill in the county is $1,014 in Berkeley Springs, while the lowest is $526 in Paw Paw.
Median Morgan County Tax Bill
$907
Median West Virginia Tax Bill
$629
Median United States Tax Bill
$2,400
Property Tax Bills Across Morgan County, West Virginia
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Berkeley Springs | $298 | $611 | $1,014 | $1,459 | $2,010 |
| Great Cacapon | $218 | $409 | $733 | $1,249 | $1,829 |
| Hedgesville | $314 | $537 | $845 | $1,278 | $1,678 |
| Paw Paw | $150 | $330 | $526 | $737 | $1,283 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | February 20 |
Links | |
|---|---|
| Morgan Tax Assessor | |
| Website | mapwv.gov |