Gulf Shores, Baldwin County, Alabama Property Taxes

Name: Property Tax Bills Across Gulf Shores, Baldwin County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gulf Shores, AL effective property tax rate: 0.56%, significantly lower than the national median of 1.02%, but higher than the Alabama state median of 0.47%.
Median Gulf Shores, AL home value: $333,200
Median annual Gulf Shores, AL tax bill: $1,486, $914 lower than the national median property tax bill of $2,400.

How are property taxes in Baldwin calculated?

Property taxes in Gulf Shores, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gulf Shores’ property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gulf Shores, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gulf Shores, Baldwin County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.56%

Estimate Property Tax Bill

$1,866

$1,732

Ownwell’s Gulf Shores Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gulf Shores with just two data points. By entering your property's estimated assessed value, our calculator applies Gulf Shores’ median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Baldwin County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Baldwin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gulf Shores, Baldwin County, Alabama

Local government entities determine tax rates, which can differ significantly within a state. This is because each county annually estimates its budget to provide essential services and divides that amount by the total assessed value of all taxable property within its jurisdiction. This calculation results in the property tax rate. Although votes and legislation play a role in setting these rates and budgets, this is the basic annual process.

In Gulf Shores, located in Baldwin County, the effective property tax rate reflects these local decisions. Gulf Shores' tax rate can be compared to other cities in Alabama, as well as to the state and national medians. Alabama's property tax rates are notably lower than the national median, which stands at 1.02%. This lower rate can be beneficial for property owners in Gulf Shores, potentially resulting in lower annual tax bills compared to other regions in the U.S. Understanding these rates is crucial for property owners looking to manage their tax liabilities effectively.

Property Tax Rates Across Gulf Shores, Baldwin County, Alabama

Source: Ownwell

0.26%

0.45%

0.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gulf Shores Tax Rate

0.56%

Median Effective Baldwin County Tax Rate

0.33%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gulf Shores, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36542	0.27%	0.32%	0.56%	0.66%	0.66%
36561	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Gulf Shores, Baldwin County, Alabama

When examining property taxes in Gulf Shores, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Baldwin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gulf Shores.

For example, the median home price in Gulf Shores is $333,200, with tax bills ranging significantly across the county. Zip code 36542 has the highest median home price at $332,650.

Property Tax Assessment Values Across Gulf Shores, Baldwin County, Alabama

Source: Ownwell

$94,250

$301,175

$508,100

Median Gulf Shores Market Value

$333,200

Median Baldwin County Market Value

$254,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gulf Shores, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36542	$153,350	$224,500	$332,650	$478,075	$688,800
36561	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Gulf Shores, Baldwin County, Alabama

In Gulf Shores, Baldwin County, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The local tax rate is then applied to this assessed value to determine the annual tax bill. Homeowners in Gulf Shores experience a range of tax bills, with the 25th percentile at $916 and the 75th percentile reaching $2,517. The median tax bill in the area stands at $1,484, significantly lower than the national median of $2,400, reflecting the relatively lower property tax burden in this region. However, even with a lower median tax bill, homeowners can still benefit from potential savings. Ownwell offers expertise in property tax appeals and exemptions, helping homeowners ensure their property is accurately assessed and identifying opportunities for reduction. By leveraging Ownwell's services, homeowners in Gulf Shores can potentially lower their tax burdens, ensuring they pay only their fair share.

Property Tax Bills Across Gulf Shores, Baldwin County, Alabama

Source: Ownwell

$241

$1,314

$2,386

Median Gulf Shores Tax Bill

$1,486

Median Baldwin County Tax Bill

$967

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Gulf Shores, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36542	$601	$912	$1,484	$2,511	$3,650
36561	N/A	N/A	N/A	N/A	N/A

Source: Ownwell