Baldwin County, Alabama Property Taxes
Property Taxes in Baldwin County, Alabama
Median Baldwin County effective property tax rate: 0.33%, significantly lower than the national median of 1.02%.
Median Baldwin County home value: $330,200
Median annual Baldwin County tax bill: $1,272, $1,128 lower than the national median property tax bill of $2,400.
How are property taxes in Baldwin County calculated?
Property taxes in Baldwin County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Baldwin County or another part of Baldwin County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Baldwin County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$1,090
$1,011
How Does the Baldwin County Property Tax Calculator Work?
Use this Baldwin County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Baldwin County's median effective tax rate of 0.33% to generate your estimate.
Enter your property's estimated assessed value — the figure the appraisal district assigns for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Baldwin County's median property tax bill of $1,272 is lower than the national median property tax bill of $2,400 and lower than Alabama's median property tax bill by $1,128.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Baldwin County.
Property Tax Rates Across Baldwin County, Alabama
What Are Effective Property Tax Rates Across Baldwin County?
Local government entities set tax rates, which vary widely across Baldwin County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Baldwin County's effective property tax rate to other counties in Alabama or the U.S. median of 1.02%.
Baldwin County's median effective rate stands at 0.33%, which is lower than the national median of 1.02%. Within Baldwin County, the highest rate is found in Orange Beach at 0.64%, while Daphne has the lowest at 0.44%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Baldwin County Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | 0.13% | 0.18% | 0.27% | 0.30% | 0.57% |
| Bay Minette | 0.20% | 0.27% | 0.30% | 0.43% | 0.85% |
| Bon Secour | 0.20% | 0.25% | 0.28% | 0.56% | 0.56% |
| Daphne | 0.29% | 0.31% | 0.44% | 0.46% | 0.92% |
| Elberta | 0.17% | 0.25% | 0.28% | 0.33% | 0.56% |
| Fairhope | 0.24% | 0.30% | 0.39% | 0.46% | 0.67% |
| Foley | 0.21% | 0.26% | 0.31% | 0.56% | 0.66% |
| Gulf Shores | 0.26% | 0.32% | 0.56% | 0.66% | 0.66% |
| Lillian | 0.19% | 0.21% | 0.28% | 0.28% | 0.56% |
| Loxley | 0.24% | 0.29% | 0.30% | 0.38% | 0.62% |
| Magnolia Springs | 0.25% | 0.26% | 0.33% | 0.56% | 0.66% |
| Orange Beach | 0.28% | 0.32% | 0.64% | 0.64% | 0.64% |
| Perdido | 0.16% | 0.24% | 0.28% | 0.30% | 0.60% |
| Perdido Beach | 0.18% | 0.25% | 0.32% | 0.32% | 0.64% |
| Robertsdale | 0.22% | 0.29% | 0.33% | 0.36% | 0.72% |
| Seminole | 0.24% | 0.28% | 0.31% | 0.56% | 0.62% |
| Silverhill | 0.23% | 0.29% | 0.30% | 0.39% | 0.62% |
| Spanish Fort | 0.29% | 0.34% | 0.35% | 0.37% | 0.72% |
| Stapleton | 0.19% | 0.26% | 0.28% | 0.30% | 0.60% |
| Stockton | 0.16% | 0.23% | 0.30% | 0.33% | 0.60% |
| Summerdale | 0.19% | 0.25% | 0.28% | 0.35% | 0.57% |
| Little River | N/A | N/A | N/A | N/A | N/A |
| Magnolia Spgs | N/A | N/A | N/A | N/A | N/A |
| Montrose | N/A | N/A | N/A | N/A | N/A |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Baldwin County, Alabama
When examining property taxes in Baldwin County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Baldwin County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Baldwin County.
For example, the median tax bill in Baldwin County is $1,272, with tax bills ranging significantly across the county. Orange Beach has the highest median home price at $664,200.
Property Tax Assessment Values Across Baldwin County, Alabama
Source: Ownwell
$138,000
$401,100
$664,200
Median Baldwin County Market Value
$330,200
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | $66,130 | $131,300 | $228,850 | $317,050 | $447,720 |
| Bay Minette | $56,200 | $105,700 | $191,850 | $285,175 | $408,320 |
| Bon Secour | $51,850 | $93,650 | $166,800 | $271,925 | $442,730 |
| Daphne | $176,600 | $241,800 | $320,600 | $431,700 | $571,600 |
| Elberta | $85,940 | $145,700 | $281,900 | $464,900 | $770,500 |
| Fairhope | $223,400 | $311,500 | $439,400 | $653,800 | $999,020 |
| Foley | $117,900 | $198,600 | $269,300 | $339,900 | $435,100 |
| Gulf Shores | $210,850 | $308,200 | $436,550 | $642,575 | $920,500 |
| Lillian | $66,500 | $85,800 | $226,900 | $324,300 | $558,040 |
| Loxley | $85,980 | $159,600 | $234,500 | $313,175 | $439,500 |
| Magnolia Springs | $116,260 | $196,050 | $294,100 | $483,300 | $853,300 |
| Orange Beach | $268,340 | $435,000 | $664,200 | $898,000 | $1,489,230 |
| Perdido | $40,750 | $74,775 | $138,000 | $243,725 | $336,160 |
| Perdido Beach | $96,310 | $163,075 | $318,750 | $649,050 | $953,110 |
| Robertsdale | $83,380 | $141,150 | $219,800 | $310,300 | $453,060 |
| Seminole | $70,640 | $117,600 | $223,200 | $344,700 | $463,140 |
| Silverhill | $109,910 | $196,575 | $265,900 | $327,300 | $492,700 |
| Spanish Fort | $194,600 | $253,000 | $322,100 | $421,600 | $556,440 |
| Stapleton | $88,230 | $154,675 | $243,600 | $333,025 | $426,080 |
| Stockton | $36,500 | $78,450 | $174,800 | $277,300 | $398,940 |
| Summerdale | $95,000 | $148,600 | $237,600 | $351,300 | $519,280 |
| Little River | N/A | N/A | N/A | N/A | N/A |
| Magnolia Spgs | N/A | N/A | N/A | N/A | N/A |
| Montrose | N/A | N/A | N/A | N/A | N/A |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Baldwin County, Alabama
Property tax bills in Baldwin County are calculated by applying the local tax rate to a home’s assessed value, which is based on the property’s market value and any eligible exemptions. With a median home price of $330,200, the amount a homeowner owes can vary widely depending on location, property characteristics, and how the home is assessed for tax purposes.
The county’s tax bills range from $744 at the 25th percentile to $2,323 at the 75th percentile, with the 90th percentile reaching $4,135. That spread shows how much taxes can differ from one homeowner to another. In places like Orange Beach, the median tax bill is $3,196, while Perdido has a much lower median tax bill of $369. For homeowners, this means property taxes can have a meaningful impact on annual housing costs, especially when assessed values rise faster than expected.
Median Baldwin County Tax Bill
$1,272
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Baldwin County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Atmore | $151 | $288 | $502 | $925 | $1,333 |
| Bay Minette | $175 | $360 | $651 | $1,014 | $1,452 |
| Bon Secour | $173 | $284 | $501 | $832 | $1,305 |
| Daphne | $685 | $980 | $1,358 | $1,948 | $2,678 |
| Elberta | $252 | $445 | $811 | $1,382 | $2,354 |
| Fairhope | $711 | $1,159 | $1,823 | $2,810 | $4,317 |
| Foley | $380 | $595 | $848 | $1,196 | $1,724 |
| Gulf Shores | $802 | $1,175 | $1,999 | $3,432 | $5,090 |
| Lillian | $182 | $315 | $576 | $907 | $1,710 |
| Loxley | $335 | $546 | $754 | $1,101 | $1,624 |
| Magnolia Springs | $434 | $667 | $1,005 | $1,740 | $2,957 |
| Orange Beach | $979 | $1,786 | $3,196 | $4,785 | $7,109 |
| Perdido | $125 | $211 | $369 | $633 | $935 |
| Perdido Beach | $324 | $475 | $996 | $1,883 | $3,031 |
| Robertsdale | $274 | $478 | $735 | $1,063 | $1,541 |
| Seminole | $213 | $414 | $733 | $1,114 | $1,632 |
| Silverhill | $360 | $598 | $808 | $1,161 | $1,680 |
| Spanish Fort | $626 | $899 | $1,189 | $1,669 | $2,269 |
| Stapleton | $252 | $441 | $695 | $981 | $1,361 |
| Stockton | $113 | $221 | $457 | $761 | $1,127 |
| Summerdale | $276 | $439 | $694 | $1,043 | $1,613 |
| Little River | N/A | N/A | N/A | N/A | N/A |
| Magnolia Spgs | N/A | N/A | N/A | N/A | N/A |
| Montrose | N/A | N/A | N/A | N/A | N/A |
| Uriah | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Baldwin Tax Assessor | |
| Website | baldwinproperty.countygovservices.com |