Point Clear, Baldwin County, Alabama Property Taxes

Name: Property Tax Bills Across Point Clear, Baldwin County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Point Clear, AL effective property tax rate: 0.31%, significantly lower than the national median of 1.02%, but also lower than the Alabama state median of 0.47%.
Median Point Clear, AL home value: $460,300
Median annual Point Clear, AL tax bill: $1,846, $554 lower than the national median property tax bill of $2,400.

How are property taxes in Baldwin County calculated?

Property taxes in Point Clear, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Point Clear’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Point Clear, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Point Clear, Baldwin County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.31%

Estimate Property Tax Bill

$1,427

$1,324

Ownwell’s Point Clear Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Point Clear with just two data points. By entering your property's estimated assessed value, our calculator applies Point Clear’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Baldwin County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Point Clear, Baldwin County, Alabama

Local government entities determine property tax rates, which can differ significantly within a state. This variance arises because each county annually calculates its budgetary needs to provide essential services and then divides this amount by the total value of all taxable property in its area. This process establishes the property tax rate. Although voting and legal regulations play roles in setting these rates and budgets, this is the basic yearly procedure.

Point Clear in Baldwin County, Alabama, offers an intriguing case study. The effective property tax rate here is notably lower than both the national median of 1.02% and Alabama's median of 0.31%. This can result in a significantly lower property tax bill compared to the national median of $2,400. Such differences highlight the importance of understanding local tax rates and their impact on property owners. For residents of Point Clear, this means potential savings and a more manageable tax burden. By appealing property taxes or seeking exemptions, homeowners can further optimize their financial obligations, ensuring they only pay what is necessary.

Property Tax Rates Across Point Clear, Baldwin County, Alabama

Source: Ownwell

0.26%

0.45%

0.64%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Point Clear Tax Rate

0.31%

Median Effective Baldwin County Tax Rate

0.33%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Point Clear, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36564	0.19%	0.28%	0.31%	0.48%	0.62%

Source: Ownwell

Property Tax Assessment Values Across Point Clear, Baldwin County, Alabama

When examining property taxes in Point Clear, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Baldwin County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Baldwin County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Point Clear.

For example, the median home price in Point Clear is $460,300, with tax bills ranging significantly across the county. The zip code 36564 has the highest median home price at $460,300.

Property Tax Assessment Values Across Point Clear, Baldwin County, Alabama

Source: Ownwell

$94,250

$301,175

$508,100

Median Point Clear Market Value

$460,300

Median Baldwin County Market Value

$254,900

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Point Clear, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36564	$56,800	$208,050	$460,300	$1,097,700	$2,002,100

Source: Ownwell

Property Tax Bills Across Point Clear, Baldwin County, Alabama

In Point Clear, located in Baldwin County, Alabama, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. Alabama uses a lower assessment ratio compared to other states, which often results in lower property tax rates. In Point Clear, the median home price is $460,300. However, property tax bills can vary significantly, with the 25th percentile at $675 and the 75th percentile at $3,661. The highest median tax bill recorded in the area is $1,846, which is below the national median of $2,400. This tax system can be beneficial for homeowners, as it generally results in lower tax liabilities, allowing for potentially more disposable income or investment opportunities. Ownwell can assist homeowners in Point Clear by reviewing their property assessments and identifying potential inaccuracies or opportunities for exemptions. This can lead to significant savings on property tax bills, ensuring homeowners are not overpaying and are taking full advantage of available tax benefits.

Property Tax Bills Across Point Clear, Baldwin County, Alabama

Source: Ownwell

$241

$1,314

$2,386

Median Point Clear Tax Bill

$1,846

Median Baldwin County Tax Bill

$967

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Point Clear, Baldwin County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36564	$216	$675	$1,846	$3,661	$6,513

Source: Ownwell

Don't miss the deadline to appeal!

Dates

Links
Baldwin Tax Assessor
Website	baldwinproperty.countygovservices.com