Cleveland, Blount County, Alabama Property Taxes
Property Taxes in Cleveland, Alabama
Median Cleveland, Alabama effective property tax rate: 0.30%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Cleveland, Alabama home value: $178,180
Median annual Cleveland, Alabama tax bill: $557, $1,843 lower than the national median property tax bill of $2,400.
How are property taxes in Blount calculated?
Property taxes in Cleveland, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cleveland's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cleveland, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cleveland, Blount County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.3%
Estimate Property Tax Bill
$535
$496
How Does the Cleveland Property Tax Calculator Work?
Use this Cleveland property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cleveland's median effective tax rate of 0.30% — based on actual property records in Blount County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cleveland's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cleveland: rates range from 0.30% in 35049 to 0.30% in 35049, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cleveland.
About Cleveland Property Taxes
About Property Taxes in Cleveland, Blount, Alabama
Cleveland's median effective property tax rate of 0.30% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Blount County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cleveland. Homeowners in the 35049 ZIP code carry a median effective rate of 0.30%, while those in the lowest ZIP also pay 0.30%. This spread reflects how school district boundaries and local assessment districts are drawn across Blount County. Understanding which part of Cleveland you live in can make a meaningful difference to your annual tax bill.
Cleveland homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cleveland, Blount County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cleveland's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cleveland Tax Rate
0.30%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Blount County Tax Rate
0.31%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cleveland, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35049 | 0.23% | 0.28% | 0.30% | 0.33% | 0.61% |
Source: Ownwell
Property Tax Assessment Values Across Cleveland, Blount County, Alabama
When examining property taxes in Cleveland, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Blount County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Blount County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cleveland.
For example, the median home price in Cleveland is $178,180, with tax bills ranging significantly across the county. 35049 has the highest median home price at $178,180.
Property Tax Assessment Values Across Cleveland, Blount County, Alabama
Source: Ownwell
$109,590
$165,815
$222,040
Median Cleveland Market Value
$178,180
Median Blount County Market Value
$172,860
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cleveland, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35049 | $58,540 | $104,360 | $178,180 | $262,260 | $367,976 |
Source: Ownwell
Property Tax Bills Across Cleveland, Blount County, Alabama
Property tax bills in Cleveland are based on the assessed value of a home, which is then multiplied by the local tax rate set for Blount County and the city. The assessed value is influenced by the market value of the property, so homes with higher values generally face higher tax bills. Local taxing authorities use this calculation to determine what each homeowner owes.
For Cleveland homeowners, the median home price is $178,180, and the median property tax bill is $557.00 in ZIP code 35049. That bill can vary widely depending on the home’s value and the tax rate applied, with bills often falling between $327 at the 25th percentile and $823 at the 75th percentile. Higher-value homes or properties in areas with higher rates can see bills reach $1,176 at the 90th percentile.
Because property taxes are tied to assessed value, changes in home value can directly affect what homeowners pay each year.
Median Cleveland Tax Bill
$557
Median Blount County Tax Bill
$569
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cleveland, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35049 | $185 | $327 | $557 | $823 | $1,176 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Blount Tax Assessor | |
| Website | altags.com |