Property Taxes in Locust Fork, Alabama
Median Locust Fork, Alabama effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Locust Fork, Alabama home value: $160,000
Median annual Locust Fork, Alabama tax bill: $556, $1,844 lower and lower than the national median property tax bill of $2,400.
How are property taxes in Blount calculated?
Property taxes in Locust Fork, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Locust Fork's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Locust Fork, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Locust Fork Property Tax Calculator Work?
Use this Locust Fork property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Locust Fork's median effective tax rate of 0.33% — based on actual property records in Blount County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Locust Fork's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Locust Fork: rates range from 0.33% in 35097 to 0.33% in 35097, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Locust Fork.
About Locust Fork Property Taxes
About Property Taxes in Locust Fork, Blount, Alabama
Locust Fork's median effective property tax rate of 0.33% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Blount County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Locust Fork. Homeowners in the 35097 ZIP code carry a median effective rate of 0.33%, while those in the same ZIP code pay 0.33%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Blount County. Understanding which part of Locust Fork you live in can make a meaningful difference to your annual tax bill.
Locust Fork homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Locust Fork, Blount County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Locust Fork's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Locust Fork Tax Rate
0.33%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Blount County Tax Rate
0.31%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Locust Fork, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35097 | 0.24% | 0.29% | 0.33% | 0.36% | 0.65% |
Source: Ownwell
Property Tax Assessment Values Across Locust Fork, Blount County, Alabama
When examining property taxes in Locust Fork, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Blount County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Blount County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Locust Fork is $160,000, with tax bills ranging significantly across the county. Zip code 35097 has the highest median home price at $160,000.
Property Tax Assessment Values Across Locust Fork, Blount County, Alabama
Source: Ownwell
$109,590
$165,815
$222,040
Median Locust Fork Market Value
$160,000
Median Blount County Market Value
$172,860
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Locust Fork, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35097 | $48,980 | $87,300 | $160,000 | $240,460 | $329,204 |
Source: Ownwell
Property Tax Bills Across Locust Fork, Blount County, Alabama
Property tax bills in Locust Fork are based on the assessed value of a home, not its market value, and the local tax rate applied to that assessment. For a home with a median home price of $160,000, the bill can vary depending on exemptions, local levies, and how the property is classified.
What homeowners pay is reflected in the range of tax bills across the area. The 25th percentile tax bill is $303, while the 75th percentile is $850 and the 90th percentile is $1,154. In ZIP code 35097, the median tax bill is $556.
These differences matter because a higher assessed value or fewer exemptions can increase the bill, while a lower assessment can reduce it. For homeowners, that means property taxes can have a noticeable impact on monthly housing costs and long-term affordability.
Median Locust Fork Tax Bill
$556
Median Blount County Tax Bill
$569
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Locust Fork, Blount County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35097 | $150 | $303 | $556 | $850 | $1,154 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Blount Tax Assessor | |
| Website | altags.com |