Gadsden, Cherokee County, Alabama Property Taxes

Name: Property Tax Bills Across Gadsden, Cherokee County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Gadsden, AL effective property tax rate: 0.42%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Gadsden, AL home value: $87,450
Median annual Gadsden, AL tax bill: $551, $1,849 lower than the national median property tax bill of $2,400.

How are property taxes in Cherokee County calculated?

Property taxes in Gadsden, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Gadsden’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gadsden, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Gadsden, Cherokee County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.42%

Estimate Property Tax Bill

$367

$341

Ownwell’s Gadsden Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Gadsden with just two data points. By entering your property's estimated assessed value, our calculator applies Gadsden’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cherokee County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Gadsden, Cherokee County, Alabama

Local government entities are responsible for setting tax rates, which can vary significantly within Alabama. Each county annually estimates the budget necessary to provide services and divides this by the total value of all taxable property in its jurisdiction, resulting in the property tax rate. While votes and laws play a role in determining tax rates and budgets, this is essentially the annual process.

In Gadsden, located in Etowah County, Alabama, the effective property tax rate is a topic of interest for property owners. The median property tax rate in Alabama is 0.42%, which is substantially lower than the national median of 1.02%. This lower rate can be attributed to the state's approach to budgeting and taxation, offering a more favorable tax environment for property owners.

Comparing Gadsden's effective property tax rate to other cities in Alabama and the median property tax rates in the state and the U.S. can provide valuable insights for property owners. Understanding these differences can help property owners make informed decisions about property investments and appeals.

Property Tax Rates Across Gadsden, Cherokee County, Alabama

Source: Ownwell

0.40%

0.42%

0.44%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Gadsden Tax Rate

0.42%

Median Effective Cherokee County Tax Rate

0.42%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Gadsden, Cherokee County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35903	0.29%	0.35%	0.41%	0.77%	0.84%
35901	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Gadsden, Cherokee County, Alabama

When examining property taxes in Gadsden, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cherokee County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cherokee County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Gadsden.

For example, the median home price in Gadsden is $87,450, with tax bills ranging significantly across the county. The 35903 zip code has the highest median home price at $86,100.

Property Tax Assessment Values Across Gadsden, Cherokee County, Alabama

Source: Ownwell

$71,917

$112,209

$152,500

Median Gadsden Market Value

$87,450

Median Cherokee County Market Value

$121,000

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Gadsden, Cherokee County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35903	$12,500	$35,500	$86,100	$134,325	$299,400
35901	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Gadsden, Cherokee County, Alabama

In Gadsden, located in Cherokee County, AL, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. With a median home price of $87,450, homeowners in this area experience property tax bills that can vary significantly. The tax bill at the 25th percentile is $230, while at the 75th percentile, it rises to $757, and at the 90th percentile, it reaches $1,400. These figures indicate that while some homeowners pay relatively low taxes, others face higher bills. Compared to the national median property tax rate of 1.02% and a median bill of $2,400, Gadsden's property taxes are generally lower, offering some relief to homeowners. However, this does not mean savings cannot be achieved. Ownwell specializes in property tax appeals and exemptions, helping homeowners potentially reduce their tax liabilities. By analyzing property assessments and identifying inaccuracies or opportunities for exemptions, Ownwell can assist homeowners in achieving significant savings on their property tax bills.

Property Tax Bills Across Gadsden, Cherokee County, Alabama

Source: Ownwell

$302

$533

$764

Median Gadsden Tax Bill

$551

Median Cherokee County Tax Bill

$617

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Gadsden, Cherokee County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35903	$40	$160	$360	$738	$1,423
35901	N/A	N/A	N/A	N/A	N/A

Source: Ownwell