Cherokee, Colbert County, Alabama Property Taxes
Property Taxes in Cherokee, Alabama
Median Cherokee, Alabama effective property tax rate: 0.33%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Cherokee, Alabama home value: $105,450
Median annual Cherokee, Alabama tax bill: $388, $2,012 lower than the national median property tax bill of $2,400.
How are property taxes in Colbert calculated?
Property taxes in Cherokee, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cherokee's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cherokee, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cherokee, Colbert County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$348
$323
How Does the Cherokee Property Tax Calculator Work?
Use this Cherokee property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cherokee's median effective tax rate of 0.33% — based on actual property records in Colbert County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cherokee's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cherokee: rates range from 0.33% in 35616 to 0.33% in 35616, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cherokee.
About Cherokee Property Taxes
About Property Taxes in Cherokee, Colbert, Alabama
Cherokee's median effective property tax rate of 0.33% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Colbert County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cherokee. Homeowners in the 35616 ZIP code carry a median effective rate of 0.33%, while those in the lowest ZIP pay 0.33%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Colbert County. Understanding which part of Cherokee you live in can make a meaningful difference to your annual tax bill.
Cherokee homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cherokee, Colbert County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cherokee's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cherokee Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Colbert County Tax Rate
0.40%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cherokee, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35616 | 0.26% | 0.31% | 0.33% | 0.42% | 0.69% |
Source: Ownwell
Property Tax Assessment Values Across Cherokee, Colbert County, Alabama
When examining property taxes in Cherokee, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Colbert County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Colbert County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cherokee.
For example, the median home price in Cherokee is $105,450, with tax bills ranging significantly across the county. 35616 has the highest median home price at $105,450.
Property Tax Assessment Values Across Cherokee, Colbert County, Alabama
Source: Ownwell
$90,100
$150,800
$211,500
Median Cherokee Market Value
$105,450
Median Colbert County Market Value
$149,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cherokee, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35616 | $35,400 | $65,000 | $105,450 | $197,650 | $378,960 |
Source: Ownwell
Property Tax Bills Across Cherokee, Colbert County, Alabama
Property tax bills in Cherokee are based on a home’s assessed value, which is tied to its market value, then multiplied by the local tax rate. For homeowners, that means the bill can rise when a property’s value increases, even if the home itself has not changed. In Cherokee, the median home price is $105,450, and the median property tax bill is $388.
What factors are considered? Local assessors look at the property’s value, and taxing authorities apply the rates that fund public services. The result is a bill that reflects both the home’s worth and the area’s tax structure.
How does this affect homeowners? A higher assessed value can lead to a larger bill, while a lower value can help keep taxes more manageable. In Cherokee, property tax bills are generally below the national median property tax bill of $2,400, which can make the overall tax burden more affordable for many homeowners.
Median Cherokee Tax Bill
$388
Median Colbert County Tax Bill
$632
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cherokee, Colbert County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35616 | $147 | $248 | $388 | $682 | $1,234 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Colbert Tax Assessor | |
| Website | colbertproperty.assurancegov.com |