Florala, Covington County, Alabama Property Taxes

Name: Property Tax Bills Across Florala, Covington County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Florala, AL effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Florala, AL home value: $94,380
Median annual Florala, AL tax bill: $337, $2,063 lower than the national median property tax bill of $2,400.

How are property taxes in Covington County calculated?

Property taxes in Florala, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Florala’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Florala, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Florala, Covington County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.35%

Estimate Property Tax Bill

$330

$307

Ownwell’s Florala Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Florala with just two data points. By entering your property's estimated assessed value, our calculator applies Florala’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by Covington County — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Covington County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Florala, Covington County, Alabama

Local government entities are responsible for setting property tax rates, which can vary significantly across Alabama. This variation occurs because each county, including Covington, annually estimates its necessary budget to maintain public services. This budget is then divided by the total value of all taxable property within the county, resulting in the property tax rate. While the process involves votes and legislation, this annual calculation is the essence of how property tax rates are determined.

Florala, located in Covington County, has an effective property tax rate of 0.35%, which is considerably lower than the national median property tax rate of 1.02%. This makes property ownership in Florala more affordable compared to many other parts of the country. When you compare Florala’s rate to the national average, it highlights the potential savings for property owners. Understanding these differences can be crucial for homeowners and prospective buyers when evaluating property investments. Florala's lower tax rate can be an attractive factor for those looking to minimize their property tax expenses while enjoying the benefits of homeownership in Alabama.

Property Tax Rates Across Florala, Covington County, Alabama

Source: Ownwell

0.25%

0.49%

0.74%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Florala Tax Rate

0.35%

Median Effective Covington County Tax Rate

0.34%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Florala, Covington County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
36442	0.18%	0.24%	0.35%	0.74%	0.74%

Source: Ownwell

Property Tax Assessment Values Across Florala, Covington County, Alabama

When examining property taxes in Florala, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Covington County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Covington County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Florala.

For example, the median home price in Florala is $94,380, with tax bills ranging significantly across the county. Zip code 36442 has the highest median home price at $94,380.

Property Tax Assessment Values Across Florala, Covington County, Alabama

Source: Ownwell

$51,890

$149,485

$247,080

Median Florala Market Value

$94,380

Median Covington County Market Value

$114,020

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Florala, Covington County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
36442	$26,768	$48,980	$94,380	$164,700	$263,908

Source: Ownwell

Property Tax Bills Across Florala, Covington County, Alabama

In Florala, located in Covington County, Alabama, property tax bills are determined by assessing the property's market value and applying the local tax rate. The median home price in Florala is $94,380, and the property tax rate is significantly lower than the national median, resulting in a median tax bill of around $337. This is considerably less than the national median property tax bill of $2,400. Factors influencing property tax bills include the property's assessed value and any applicable exemptions or deductions. Homeowners in Florala might find their tax bills at the 25th percentile to be approximately $187, while those at the 75th percentile could see bills around $545. At the 90th percentile, tax bills can reach up to $879. Ownwell offers expert property tax appeal and exemption services, helping homeowners identify potential savings and reduce their tax burden. By leveraging local knowledge and expertise, Ownwell ensures homeowners in Florala pay only what is fair, maximizing savings and providing peace of mind.

Property Tax Bills Across Florala, Covington County, Alabama

Source: Ownwell

$243

$416

$589

Median Florala Tax Bill

$337

Median Covington County Tax Bill

$408

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Florala, Covington County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
36442	$106	$187	$337	$545	$879

Source: Ownwell