Property Taxes in Florala, Alabama
Median Florala, Alabama effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Florala, Alabama home value: $106,060
Median annual Florala, Alabama tax bill: $370, lower than the national median property tax bill of $2,400.
How are property taxes in Covington calculated?
Property taxes in Florala, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Florala's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Florala, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Florala Property Tax Calculator Work?
Use this Florala property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Florala's median effective tax rate of 0.35% — based on actual property records in Covington County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Florala's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Florala: rates range from 0.35% in 36442 to 0.35% in 36442, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Florala.
About Florala Property Taxes
About Property Taxes in Florala, Covington, Alabama
Florala’s median effective property tax rate of 0.35% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Covington County levy combined with local school district levies and special assessment districts that can vary by subdivision throughout the city. The median property tax bill in Florala is $370, which is lower than the national median property tax bill of $2,400 and lower than the Alabama state median by $2,030.
Property tax rates are not uniform across Florala. Homeowners in the 36442 ZIP code carry a median effective rate of 0.35%, while the lowest rate is also 0.35%. This means the tax burden is consistent across the city, but local levies still shape how assessed values translate into annual bills.
Florala homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Florala, Covington County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Florala's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florala Tax Rate
0.35%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Covington County Tax Rate
0.33%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Florala, Covington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36442 | 0.17% | 0.24% | 0.35% | 0.74% | 0.74% |
Source: Ownwell
Property Tax Assessment Values Across Florala, Covington County, Alabama
When examining property taxes in Florala, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Covington County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Covington County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Florala.
For example, the median home price in Florala is $106,060, with tax bills ranging significantly across the county. 36442 has the highest median home price at $106,060.
Property Tax Assessment Values Across Florala, Covington County, Alabama
Source: Ownwell
$55,820
$146,070
$236,320
Median Florala Market Value
$106,060
Median Covington County Market Value
$126,270
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Florala, Covington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36442 | $30,200 | $54,515 | $106,060 | $181,020 | $294,790 |
Source: Ownwell
Property Tax Bills Across Florala, Covington County, Alabama
Florala property tax bills are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the property tax rate to that assessed value to calculate the bill, and the amount can vary depending on exemptions, classification, and other local rules. For homeowners in Florala, this means two homes with similar market values may still have different tax bills if their assessed values or tax treatment differ.
With a median home price of $106,060, the property tax burden in Florala is relatively modest compared with the national median property tax bill of $2,400. The median tax bill in the area is $370, with bills ranging from $213 at the 25th percentile to $599 at the 75th percentile and $960 at the 90th percentile. That spread shows how much property taxes can differ from one homeowner to another, even within the same city and county.
Median Florala Tax Bill
$370
Median Covington County Tax Bill
$445
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Florala, Covington County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36442 | $120 | $213 | $370 | $599 | $960 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Covington Tax Assessor | |
| Website | altags.com |