Covington County, Alabama Property Taxes
Property Taxes in Covington County, Alabama
Median Covington County effective property tax rate: 0.33%, significantly lower than the national median of 1.02%.
Median Covington County home value: $126,270
Median annual Covington County tax bill: $445, $1,955 lower than the national median property tax bill of $2,400.
How are property taxes in Covington County calculated?
Property taxes in Covington County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Covington County or another part of Covington County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Covington County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.33%
Estimate Property Tax Bill
$417
$387
How Does the Covington County Property Tax Calculator Work?
Use this Covington County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Covington County's median effective tax rate of 0.33% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Covington County's median tax rate is lower than the 1.02% national median property tax rate, and the median tax bill of $445 is well below the $2,400 national median property tax bill.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Covington County.
Property Tax Rates Across Covington County, Alabama
What Are Effective Property Tax Rates Across Covington County?
Local government entities set tax rates, which vary widely across Covington County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Covington County's effective property tax rate to other counties in Alabama or the U.S. median of 1.02%.
Covington County's median effective rate stands at 0.33%, which is lower than the national median of 1.02%. Within Covington County, the highest rate is found in Lockhart at 0.74%, while River Falls has the lowest at 0.46%.
These variations reflect differences in local school district levies, special assessment districts assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Covington County Tax Rate
0.33%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Covington County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | 0.19% | 0.24% | 0.33% | 0.54% | 0.78% |
| Dozier | 0.14% | 0.20% | 0.25% | 0.54% | 0.54% |
| Florala | 0.17% | 0.24% | 0.35% | 0.74% | 0.74% |
| Kinston | 0.20% | 0.21% | 0.24% | 0.29% | 0.54% |
| Lockhart | 0.28% | 0.31% | 0.74% | 0.74% | 0.74% |
| Mc Kenzie | 0.12% | 0.22% | 0.25% | 0.54% | 0.54% |
| Opp | 0.20% | 0.27% | 0.36% | 0.78% | 0.78% |
| Red Level | 0.14% | 0.20% | 0.25% | 0.54% | 0.54% |
| River Falls | 0.24% | 0.25% | 0.46% | 0.64% | 0.64% |
| Wing | 0.13% | 0.20% | 0.25% | 0.54% | 0.54% |
| Elba | N/A | N/A | N/A | N/A | N/A |
| Gantt | N/A | N/A | N/A | N/A | N/A |
| Samson | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Covington County, Alabama
When examining property taxes in Covington County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Covington County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Covington County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Covington County.
For example, the median tax bill in Covington County is $445, well below the national median property tax bill of $2400. Covington County’s median home price is $126,270, and tax bills range from $265 at the 25th percentile to $704 at the 75th percentile, reaching $1,074 at the 90th percentile. Kinston has the highest median home price at $236,320.
Property Tax Assessment Values Across Covington County, Alabama
Source: Ownwell
$55,820
$146,070
$236,320
Median Covington County Market Value
$126,270
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Covington County, Alabama
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | $46,014 | $79,805 | $142,620 | $235,975 | $351,178 |
| Dozier | $60,240 | $96,000 | $154,740 | $254,780 | $374,900 |
| Florala | $30,200 | $54,515 | $106,060 | $181,020 | $294,790 |
| Kinston | $68,280 | $112,910 | $236,320 | $337,190 | $645,232 |
| Lockhart | $22,674 | $35,040 | $55,820 | $87,305 | $125,160 |
| Mc Kenzie | $24,380 | $49,225 | $122,510 | $180,890 | $258,320 |
| Opp | $42,280 | $69,640 | $111,190 | $185,415 | $288,500 |
| Red Level | $43,328 | $70,840 | $120,560 | $201,860 | $305,840 |
| River Falls | $61,632 | $75,600 | $105,920 | $158,540 | $178,528 |
| Wing | $47,208 | $79,195 | $133,780 | $226,050 | $374,578 |
| Elba | N/A | N/A | N/A | N/A | N/A |
| Gantt | N/A | N/A | N/A | N/A | N/A |
| Samson | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Covington County, Alabama
Property tax bills in Covington County are based on the assessed value of a home, not its market price. Local taxing authorities apply the county’s tax rate to that assessed value to determine the annual bill, so a higher assessment usually means a higher tax bill. Factors such as home characteristics, location, and any exemptions can affect the final amount.
For a county with a median home price of $126,270, the tax burden can vary widely. The 25th percentile tax bill is $265, while the 75th percentile is $704 and the 90th percentile reaches $1074. That spread shows how much property taxes can differ from one homeowner to another, even within the same county.
Homeowners with higher assessments or fewer exemptions may pay more, while those with lower assessments may pay less. Because property taxes are a recurring expense, they can have a meaningful impact on monthly budgets and long-term housing costs.
Median Covington County Tax Bill
$445
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Covington County, Alabama
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Andalusia | $168 | $291 | $486 | $770 | $1,171 |
| Dozier | $152 | $254 | $420 | $641 | $924 |
| Florala | $120 | $213 | $370 | $599 | $960 |
| Kinston | $138 | $222 | $592 | $786 | $1,298 |
| Lockhart | $111 | $171 | $258 | $403 | $518 |
| Mc Kenzie | $96 | $160 | $272 | $439 | $631 |
| Opp | $178 | $284 | $450 | $699 | $1,036 |
| Red Level | $112 | $200 | $342 | $533 | $757 |
| River Falls | $180 | $279 | $325 | $458 | $820 |
| Wing | $139 | $226 | $331 | $538 | $728 |
| Elba | N/A | N/A | N/A | N/A | N/A |
| Gantt | N/A | N/A | N/A | N/A | N/A |
| Samson | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Covington Tax Assessor | |
| Website | altags.com |