Guntersville, Cullman County, Alabama Property Taxes

Name: Property Tax Bills Across Guntersville, Cullman County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Guntersville, AL effective property tax rate: 0.18%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Guntersville, AL home value: $55,600
Median annual Guntersville, AL tax bill: $100, $2,300 lower than the national median property tax bill of $2,400.

How are property taxes in Cullman calculated?

Property taxes in Guntersville, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Guntersville’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Guntersville, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Guntersville, Cullman County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.18%

Estimate Property Tax Bill

$100

$93

Ownwell’s Guntersville Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Guntersville with just two data points.

By entering your property's estimated assessed value, our calculator applies Guntersville’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations.

This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Marshall County.

For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Guntersville, Cullman County, Alabama

Local government entities determine tax rates, which can significantly differ across a state. Annually, each county calculates its necessary budget to fund services and divides it by the total value of all taxable property within its jurisdiction, resulting in the property tax rate. Although setting tax rates and budgets involves votes and legislation, this is essentially the yearly procedure. In Guntersville, located in Marshall County, Alabama, the effective property tax rate is 0.28%, which is notably lower than the national median property tax rate of 1.02%. When comparing this to other cities within Alabama, it becomes evident that Guntersville offers a more favorable tax environment. The median property tax bill in Alabama is $398, significantly lower than the national median of $2,400, highlighting the state's overall lower tax burden. For property owners in Guntersville, this translates to a more manageable tax bill compared to many other regions in the United States. This advantageous tax rate can be an appealing factor for those considering property investments or relocations within Alabama.

Property Tax Rates Across Guntersville, Cullman County, Alabama

Source: Ownwell

0.22%

0.29%

0.36%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Guntersville Tax Rate

0.18%

Median Effective Cullman County Tax Rate

0.25%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Guntersville, Cullman County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35976	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Guntersville, Cullman County, Alabama

When examining property taxes in Guntersville, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cullman County Appraisal Office estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cullman County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Guntersville.

For example, the median home price in Guntersville is $55,600, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Guntersville, Cullman County, Alabama

Source: Ownwell

$88,000

$190,100

$292,200

Median Guntersville Market Value

$55,600

Median Cullman County Market Value

$169,500

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Guntersville, Cullman County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35976	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Guntersville, Cullman County, Alabama

In Guntersville, Cullman County, Alabama, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The median home price in the area is $55,600. The assessed value is then multiplied by the local tax rate to determine the property tax bill. Homeowners in Guntersville typically pay a property tax bill that can range from $82 at the 25th percentile to $446 at the 90th percentile. Compared to the national median property tax bill of $2,400, Guntersville homeowners enjoy relatively lower tax bills.

Factors influencing the tax bill include changes in the property's assessed value and any applicable exemptions or deductions. For homeowners, these taxes can impact monthly budgets and overall financial planning. Ownwell offers property tax appeal and exemption services that can help homeowners in Guntersville potentially reduce their property tax bills. By leveraging expert knowledge and experience, Ownwell assists in identifying opportunities for savings, ensuring homeowners pay only their fair share.

Property Tax Bills Across Guntersville, Cullman County, Alabama

Source: Ownwell

$270

$565

$859

Median Guntersville Tax Bill

$100

Median Cullman County Tax Bill

$503

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Guntersville, Cullman County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35976	N/A	N/A	N/A	N/A	N/A

Source: Ownwell