Holly Pond, Cullman County, Alabama Property Taxes
Property Taxes in Holly Pond, Alabama
Median Holly Pond, Alabama effective property tax rate: 0.24%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Holly Pond, Alabama home value: $156,800
Median annual Holly Pond, Alabama tax bill: $404, $1,996 lower than the national median property tax bill of $2,400.
How are property taxes in Cullman calculated?
Property taxes in Holly Pond, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Holly Pond's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Holly Pond, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Holly Pond, Cullman County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.24%
Estimate Property Tax Bill
$376
$349
How Does the Holly Pond Property Tax Calculator Work?
Use this Holly Pond property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Holly Pond's median effective tax rate of 0.24% — based on actual property records in Cullman County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Holly Pond's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Holly Pond: rates range from 0.24% in 35083 to 0.24% in 35083, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Holly Pond.
About Holly Pond Property Taxes
About Property Taxes in Holly Pond, Cullman, Alabama
Holly Pond's median effective property tax rate of 0.24% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Cullman County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Holly Pond. Homeowners in the 35083 ZIP code carry a median effective rate of 0.24%, while those in the same ZIP code pay 0.24%. This spread reflects how school district boundaries and local assessment districts are drawn across Cullman County. Understanding which part of Holly Pond you live in can make a meaningful difference to your annual tax bill.
Holly Pond homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Holly Pond, Cullman County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Holly Pond's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Holly Pond Tax Rate
0.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cullman County Tax Rate
0.26%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Holly Pond, Cullman County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35083 | 0.16% | 0.21% | 0.24% | 0.27% | 0.52% |
Source: Ownwell
Property Tax Assessment Values Across Holly Pond, Cullman County, Alabama
When examining property taxes in Holly Pond, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cullman County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cullman County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Holly Pond.
For example, the median home price in Holly Pond is $156,800, with tax bills ranging significantly across the county. 35083 has the highest median home price at $156,800.
Property Tax Assessment Values Across Holly Pond, Cullman County, Alabama
Source: Ownwell
$84,200
$192,175
$300,150
Median Holly Pond Market Value
$156,800
Median Cullman County Market Value
$177,600
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Holly Pond, Cullman County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35083 | $60,580 | $98,900 | $156,800 | $243,550 | $378,740 |
Source: Ownwell
Property Tax Bills Across Holly Pond, Cullman County, Alabama
Property tax bills in Holly Pond are based on the assessed value of a home, which is then multiplied by the local tax rate. For homeowners, that means the market value of the property is an important starting point, but the final bill depends on how local assessments and tax rates are applied. In Cullman County, the median home price is $156,800, and the typical property tax bill is $404 in ZIP code 35083.
Several factors can influence what a homeowner pays, including the home’s assessed value and any local tax rules that affect the calculation. A higher assessed value generally leads to a higher tax bill, while a lower assessed value can reduce it. For many homeowners, property taxes are a recurring cost that can affect monthly budgeting and long-term housing affordability. Compared with the national median property tax bill of $2,400, Holly Pond homeowners generally pay much less, making local property taxes a smaller share of overall homeownership costs.
Median Holly Pond Tax Bill
$404
Median Cullman County Tax Bill
$532
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Holly Pond, Cullman County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35083 | $137 | $251 | $404 | $612 | $978 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Cullman Tax Assessor | |
| Website | cullmanproperty.countygovservices.com |