Montgomery, Elmore County, Alabama Property Taxes
Property Taxes in Montgomery, Alabama
Median Montgomery, Alabama effective property tax rate: 0.50%, significantly lower than the national median of 1.02%, and slightly higher than the Alabama state median of 0.47%.
Median Montgomery, Alabama home value: $2,070,470
Median annual Montgomery, Alabama tax bill: $10,402, higher than the national median property tax bill of $2,400.
How are property taxes in Elmore calculated?
Property taxes in Montgomery, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Montgomery's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Montgomery, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Montgomery, Elmore County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.5%
Estimate Property Tax Bill
$10,352
$9,607
How Does the Montgomery Property Tax Calculator Work?
Use this Montgomery property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Montgomery's median effective tax rate of 0.50% — based on actual property records in Elmore County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Montgomery's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Montgomery: rates range from the lowest to the highest, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Montgomery.
About Montgomery Property Taxes
About Property Taxes in Montgomery, Elmore, Alabama
Montgomery's median effective property tax rate of 0.50% is higher than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Elmore County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Montgomery. Homeowners in the highest ZIP code carry a median effective rate of 0.50%, while those in the lowest ZIP code pay 0.50%. This spread reflects how school district boundaries and local assessment districts are drawn across Elmore County. Understanding which part of Montgomery you live in can make a meaningful difference to your annual tax bill.
Montgomery homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Montgomery, Elmore County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Montgomery's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Montgomery Tax Rate
0.50%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elmore County Tax Rate
0.26%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Montgomery, Elmore County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36117 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Montgomery, Elmore County, Alabama
When examining property taxes in Montgomery, Alabama, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Elmore County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Elmore County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of April.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Montgomery.
For example, the median home price in Montgomery is $2,070,470, with tax bills ranging significantly across the county.
Property Tax Assessment Values Across Montgomery, Elmore County, Alabama
Source: Ownwell
$125,305
$526,188
$927,070
Median Montgomery Market Value
$2,070,470
Median Elmore County Market Value
$220,900
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Montgomery, Elmore County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36117 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Montgomery, Elmore County, Alabama
How are property tax bills calculated in Montgomery?
Property tax bills in Montgomery are based on the assessed value of a home, not its market price. Local tax rates are applied to that assessed value to determine the amount a homeowner owes each year. For many homeowners, the final bill reflects both the value assigned to the property and the tax rate set by local governments.
What factors are considered? The main factors are the home’s assessed value and the local millage rate. Homes with higher assessed values generally face higher tax bills, while properties with lower assessed values may owe less. In Montgomery, the median home price is $2,070,470, and the typical property tax bill is $10,402.
How does this affect homeowners? A higher tax bill can increase the cost of owning a home and affect monthly budgeting. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Montgomery homeowners often face a much larger annual tax burden.
Median Montgomery Tax Bill
$10,402
Median Elmore County Tax Bill
$656
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Montgomery, Elmore County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36117 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Elmore Tax Assessor | |
| Website | elmorerevenuecommissioner.net |