Property Taxes in Black, Alabama
Median Black, Alabama effective property tax rate: 0.31%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Black, Alabama home value: $121,500
Median annual Black, Alabama tax bill: $356, $2,044 lower than the national median property tax bill of $2,400.
How are property taxes in Geneva calculated?
Property taxes in Black, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Black's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Black, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Black Property Tax Calculator Work?
Use this Black property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Black's median effective tax rate of 0.31% — based on actual property records in Geneva County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Black's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Black: rates range from 0.31% in 36314 to 0.31% in 36314, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Black.
About Black Property Taxes
About Property Taxes in Black, Geneva, Alabama
Black’s median effective property tax rate of 0.31% is lower than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Geneva County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Black. Homeowners in the 36314 ZIP code carry a median effective rate of 0.31%, while those in the same ZIP also pay 0.31%. This reflects how school district boundaries and local assessment districts are drawn across Geneva County. Understanding which part of Black you live in can make a meaningful difference to your annual tax bill.
Black homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Black, Geneva County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Black's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Black Tax Rate
0.31%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Geneva County Tax Rate
0.36%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Black, Geneva County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36314 | 0.12% | 0.22% | 0.31% | 0.42% | 0.78% |
Source: Ownwell
Property Tax Assessment Values Across Black, Geneva County, Alabama
When examining property taxes in Black, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Geneva County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Geneva County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Black.
For example, the median home price in Black is $121,500, with tax bills ranging significantly across the county. 36314 has the highest median home price at $121,500.
Property Tax Assessment Values Across Black, Geneva County, Alabama
Source: Ownwell
$62,700
$127,550
$192,400
Median Black Market Value
$121,500
Median Geneva County Market Value
$117,900
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Black, Geneva County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36314 | $39,940 | $67,150 | $121,500 | $217,350 | $331,600 |
Source: Ownwell
Property Tax Bills Across Black, Geneva County, Alabama
Black in Geneva County, Alabama property tax bills are based on the assessed value of a home, not its market price. Local taxing authorities apply their tax rates to that assessed value to determine the annual bill, so two homes with similar market values can still owe different amounts if their assessments or exemptions differ.
For homeowners in Black, the median home price is $121,500, and the median property tax bill is $356.00. That is far below the national median property tax bill of $2,400 and also well under the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $196 and the 75th percentile at $670, showing how location, assessment, and local rates affect what each homeowner pays.
Because property taxes are tied to assessed value and local tax rules, even small changes in a home’s valuation can affect the bill and the homeowner’s yearly housing costs.
Median Black Tax Bill
$356
Median Geneva County Tax Bill
$444
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Black, Geneva County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 36314 | $102 | $196 | $356 | $670 | $998 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Geneva Tax Assessor | |
| Website | geneva.alabamagis.com |