Bham, Jefferson County, Alabama Property Taxes

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Property Taxes in Bham, Alabama

Median BHAM, Alabama effective property tax rate: 1.45%, significantly higher than the national median of 1.02%, and higher than the Alabama state median of 0.47%.
Median BHAM, Alabama home value: $74,800
Median annual BHAM, Alabama tax bill: $1,085, lower than the national median property tax bill of $2,400.

How are property taxes in Jefferson calculated?

Property taxes in BHAM, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding BHAM's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in BHAM, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Bham, Jefferson County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.45%

Estimate Property Tax Bill

$1,085

$1,006

How Does the Birmingham Property Tax Calculator Work?

Use this Birmingham property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Birmingham's median effective tax rate of 1.45% — based on actual property records in Jefferson County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Birmingham's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Birmingham: rates range across the city, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Birmingham.

About Bham Property Taxes

About Property Taxes in BHAM, Jefferson, Alabama

BHAM's median effective property tax rate of 1.45% is lower than the Alabama state median of 0.47% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.

Property tax rates are not uniform across BHAM. Homeowners in the highest ZIP code carry a median effective rate of 1.45%, while those in the lowest ZIP code pay 1.45%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding which part of BHAM you live in can make a meaningful difference to your annual tax bill.

BHAM homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Bham, Jefferson County, Alabama

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare BHAM's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.

Property Tax Rates Across Bham, Jefferson County, Alabama

Source: Ownwell

0.45%

1.11%

1.77%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Bham Tax Rate

1.45%

Median Effective Jefferson County Tax Rate

0.69%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Bham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35218	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Bham, Jefferson County, Alabama

When examining property taxes in BHAM, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Jefferson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in BHAM.

For example, the median home price in BHAM is $74,800, with tax bills ranging significantly across the county. The median tax bill is $1,085, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400.

Property Tax Assessment Values Across Bham, Jefferson County, Alabama

Source: Ownwell

$41,450

$482,925

$924,400

Median Bham Market Value

$74,800

Median Jefferson County Market Value

$178,300

Median Alabama Market Value

$169,700

Median United States Market Value

$235,294

Property Tax Assessment Values Across Bham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35218	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Bham, Jefferson County, Alabama

How Are Property Tax Bills Calculated in Birmingham?

Property tax bills in Birmingham are based on the assessed value of a home, which is determined by local taxing authorities in Jefferson County. That assessed value is then multiplied by the applicable tax rate to calculate the annual bill. For homeowners, this means a higher assessed value generally leads to a higher property tax bill, while a lower assessed value can reduce what is owed.

The median home price in Birmingham is $74,800, and the typical property tax bill is $1,085. That bill is well below the national median property tax bill of $2,400, and the local property tax rate is also lower than the national median property tax rate of 1.02%. Because property taxes are tied to assessed value and local rates, homeowners should understand how their home is valued and how those numbers affect their annual tax burden.

Property Tax Bills Across Bham, Jefferson County, Alabama

Source: Ownwell

$323

$4,751

$9,179

Median Bham Tax Bill

$1,085

Median Jefferson County Tax Bill

$1,328

Median Alabama Tax Bill

$813

Median United States Tax Bill

$2,400

Property Tax Bills Across Bham, Jefferson County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35218	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 20

Links
Jefferson Tax Assessor
Website	eringcapture.jccal.org

Frequently Asked Property Tax Questions in Bham, Alabama

How are property taxes calculated in Bham, Alabama?

Property taxes in Bham, Alabama are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Bham, Alabama?

To appeal your property taxes in Bham, Alabama, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Bham, Alabama?

Common property tax exemptions in Bham, Alabama include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Bham, Alabama?

Property tax deadlines in Bham, Alabama vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Bham, Alabama?

Ownwell provides professional property tax appeal services in Bham, Alabama. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.