Cahaba Hts, Jefferson County, Alabama Property Taxes
Property Taxes in Cahaba Hts, Alabama
Median Cahaba Heights, Alabama effective property tax rate: 0.96%, lower than the national median of 1.02%, and higher than the Alabama state median of 0.47%.
Median Cahaba Heights, Alabama home value: $387,100
Median annual Cahaba Heights, Alabama tax bill: $3,684, higher than the national median property tax bill of $2,400.
How are property taxes in Jefferson calculated?
Property taxes in Cahaba Heights, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cahaba Heights's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cahaba Heights, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cahaba Hts, Jefferson County, Alabama Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.96%
Estimate Property Tax Bill
$3,716
$3,448
How Does the Cahaba Hts Property Tax Calculator Work?
Use this Cahaba Hts property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cahaba Hts' median effective tax rate of 0.96% — based on actual property records in Jefferson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cahaba Hts' median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cahaba Hts: rates range from 0.96% in 35243 to 0.96% in 35243, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cahaba Hts.
About Cahaba Hts Property Taxes
About Property Taxes in Cahaba Heights, Jefferson, Alabama
Cahaba Heights' median effective property tax rate of 0.96% is lower than the Alabama state median of 0.47% and higher than the national median of 1.02%. This rate reflects the Jefferson County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cahaba Heights. Homeowners in the 35243 ZIP code carry a median effective rate of 0.96%, while those in 35243 pay 0.96%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Jefferson County. Understanding which part of Cahaba Heights you live in can make a meaningful difference to your annual tax bill.
Cahaba Heights homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cahaba Hts, Jefferson County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cahaba Hts's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cahaba Hts Tax Rate
0.96%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jefferson County Tax Rate
0.69%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cahaba Hts, Jefferson County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35243 | 0.80% | 0.89% | 0.96% | 0.97% | 1.27% |
Source: Ownwell
Property Tax Assessment Values Across Cahaba Hts, Jefferson County, Alabama
When examining property taxes in Cahaba Hts, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Jefferson County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Jefferson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cahaba Hts.
For example, the median home price in Cahaba Hts is $387,100, with tax bills ranging significantly across the county. 35243 has the highest median home price at $387,100.
Property Tax Assessment Values Across Cahaba Hts, Jefferson County, Alabama
Source: Ownwell
$41,450
$482,925
$924,400
Median Cahaba Hts Market Value
$387,100
Median Jefferson County Market Value
$178,300
Median Alabama Market Value
$169,700
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cahaba Hts, Jefferson County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35243 | $331,440 | $351,350 | $387,100 | $429,300 | $490,440 |
Source: Ownwell
Property Tax Bills Across Cahaba Hts, Jefferson County, Alabama
Property tax bills in Cahaba Heights are calculated by applying the local tax rate to a home’s assessed value, which is based on the market value of the property. For a home with a median price of $387,100, the resulting tax bill can vary depending on how the assessment is set and whether any exemptions apply. In Jefferson County, the median property tax bill is $3,684, which is higher than the national median property tax bill of $2,400.
What determines the final bill? The assessed value, local tax rates, and any qualifying exemptions all play a role. Homeowners with higher-value properties or fewer exemptions generally face larger bills, while those who qualify for relief may pay less. In Cahaba Heights, tax bills commonly fall between $3,201 and $4,190, with the highest median tax bill reaching $5,127. This means property taxes can have a meaningful impact on monthly housing costs and long-term affordability for homeowners.
Median Cahaba Hts Tax Bill
$3,684
Median Jefferson County Tax Bill
$1,328
Median Alabama Tax Bill
$813
Median United States Tax Bill
$2,400
Property Tax Bills Across Cahaba Hts, Jefferson County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35243 | $2,955 | $3,201 | $3,684 | $4,190 | $5,127 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 20 |
Links | |
|---|---|
| Jefferson Tax Assessor | |
| Website | eringcapture.jccal.org |