Cloverdale, Lauderdale County, Alabama Property Taxes

Name: Property Tax Bills Across Cloverdale, Lauderdale County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Cloverdale, AL effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Cloverdale, AL home value: $215,550
Median annual Cloverdale, AL tax bill: $687, $1,713 lower than the national median property tax bill of $2,400.

How are property taxes in Lauderdale County calculated?

Property taxes in Cloverdale, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption. Understanding Cloverdale’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cloverdale, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Cloverdale, Lauderdale County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.35%

Estimate Property Tax Bill

$754

$700

Ownwell’s Cloverdale Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Cloverdale with just two data points. By entering your property's estimated assessed value, our calculator applies Cloverdale’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Lauderdale. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Cloverdale, Lauderdale County, Alabama

Local government entities set tax rates, which can vary significantly within a state. This is because each county annually estimates its budgetary needs to provide essential services and divides that by the total assessed value of all taxable property within its jurisdiction. This calculation determines the property tax rate. Although votes and legislation play a role in establishing tax rates and budgets, this is the core of the annual process.

In Cloverdale, located in Lauderdale County, the effective property tax rate is notably lower than both the state's median and the national median. This provides an appealing advantage for property owners in the area, as the national median property tax rate stands at 1.02%. For those considering relocation or investment in real estate, Cloverdale's lower tax rate is a significant factor to consider. The difference in tax rates can lead to substantial savings over time, making Cloverdale an attractive option for homeowners seeking to minimize their property tax burden. By understanding these differences, property owners can make informed decisions and potentially benefit from lower property taxes in Cloverdale.

Property Tax Rates Across Cloverdale, Lauderdale County, Alabama

Source: Ownwell

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Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Cloverdale Tax Rate

0.35%

Median Effective Lauderdale County Tax Rate

0.46%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Cloverdale, Lauderdale County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35617	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Cloverdale, Lauderdale County, Alabama

When examining property taxes in Cloverdale, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lauderdale County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Lauderdale County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of April. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cloverdale. For example, the median home price in Cloverdale is $215,550, with tax bills ranging significantly across the county.

Property Tax Assessment Values Across Cloverdale, Lauderdale County, Alabama

Source: Ownwell

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Median Cloverdale Market Value

$215,550

Median Lauderdale County Market Value

$145,000

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Cloverdale, Lauderdale County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35617	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Cloverdale, Lauderdale County, Alabama

Property tax bills in Cloverdale, located in Lauderdale County, AL, are calculated based on the assessed value of a property. The assessed value is determined by the local assessor and is typically a percentage of the property's market value. Homeowners in Cloverdale face property tax bills that can vary significantly. While the 25th percentile tax bill is around $449, those in the 75th percentile pay approximately $954, and the 90th percentile reaches $1,209. These figures illustrate the range of property tax burdens in the area, which can impact homeowners' finances considerably. Compared to the national median property tax bill of $2,400, Cloverdale's bills are relatively lower but still represent a significant expense for many residents. Ownwell offers a solution by helping homeowners appeal their property tax assessments and secure exemptions. By leveraging expertise in property tax regulations, Ownwell can assist homeowners in potentially reducing their tax bills, ensuring they pay a fair amount and alleviating some of the financial burdens associated with property ownership.

Property Tax Bills Across Cloverdale, Lauderdale County, Alabama

Source: Ownwell

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$NaN

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Median Cloverdale Tax Bill

$687

Median Lauderdale County Tax Bill

$686

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Cloverdale, Lauderdale County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35617	N/A	N/A	N/A	N/A	N/A

Source: Ownwell