Pell City, St. Clair County, Alabama Property Taxes

Name: Property Tax Bills Across Pell City, St. Clair County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Pell City, AL effective property tax rate: 0.38%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Pell City, AL home value: $151,920
Median annual Pell City, AL tax bill: $598, $1,802 lower than the national median property tax bill of $2,400.

How are property taxes in St. Clair calculated?

Property taxes in Pell City, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Pell City’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pell City, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Pell City, St. Clair County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.38%

Estimate Property Tax Bill

$577

$536

Ownwell’s Pell City Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Pell City with just two data points. By entering your property's estimated assessed value, our calculator applies Pell City’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in St. Clair County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Pell City, St. Clair County, Alabama

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. In Pell City, located in St. Clair County, the effective property tax rate is notably lower than both the state and national medians. Alabama's median property tax rate is significantly below the national median of 1.02%, reflecting its reputation for having some of the lowest property taxes in the United States. This lower tax burden can be appealing for property owners seeking affordability. Comparing Pell City's rate to other cities in Alabama and the national average highlights the potential for savings. While property tax rates are just one factor in property ownership costs, understanding these differences can be crucial for prospective homeowners and investors.

Property Tax Rates Across Pell City, St. Clair County, Alabama

Source: Ownwell

0.26%

0.37%

0.49%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Pell City Tax Rate

0.38%

Median Effective St. Clair County Tax Rate

0.35%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Pell City, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35125	0.26%	0.32%	0.36%	0.41%	0.82%
35128	0.29%	0.34%	0.38%	0.41%	0.72%

Source: Ownwell

Property Tax Assessment Values Across Pell City, St. Clair County, Alabama

When examining property taxes in Pell City, Alabama, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Clair County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In St. Clair County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pell City. For example, the median home price in Pell City is $151,920, with tax bills ranging significantly across the county. Zip code 35128 has the highest median home price at $189,980.

Property Tax Assessment Values Across Pell City, St. Clair County, Alabama

Source: Ownwell

$76,740

$163,040

$249,340

Median Pell City Market Value

$151,920

Median St. Clair County Market Value

$169,020

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Pell City, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35125	$40,218	$63,375	$112,760	$173,585	$228,925
35128	$58,962	$114,700	$189,980	$286,715	$401,548

Source: Ownwell

Property Tax Bills Across Pell City, St. Clair County, Alabama

In Pell City, located in St. Clair County, Alabama, property tax bills are determined by assessing the market value of a home and applying the local tax rate. With a median home price of $151,920, the property tax rate in this region is significantly lower than the national median of 1.02%. Homeowners in Pell City can expect property tax bills ranging from $304 at the 25th percentile to $1,425 at the 90th percentile, with the highest median tax bill recorded at $751 in ZIP code 35128. These values reflect the relatively low property tax burden compared to the national median tax bill of $2,400.

For homeowners seeking to reduce their property tax bills, Ownwell offers expert property tax appeal and exemption services. By leveraging local market knowledge and tax code expertise, Ownwell can help identify potential savings and ensure homeowners are not overpaying. This support can be crucial for maximizing savings and alleviating the financial burden of property taxes, allowing homeowners to keep more money in their pockets.

Property Tax Bills Across Pell City, St. Clair County, Alabama

Source: Ownwell

$236

$605

$974

Median Pell City Tax Bill

$598

Median St. Clair County Tax Bill

$648

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Pell City, St. Clair County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35125	$121	$234	$442	$707	$963
35128	$202	$452	$751	$1,191	$1,690

Source: Ownwell