Ralph, Tuscaloosa County, Alabama Property Taxes

Name: Property Tax Bills Across Ralph, Tuscaloosa County, Alabama
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Ralph, AL effective property tax rate: 0.35%, significantly lower than the national median of 1.02%, but lower than the Alabama state median of 0.47%.
Median Ralph, AL home value: $185,800
Median annual Ralph, AL tax bill: $658, $1,742 lower than the national median property tax bill of $2,400.

How are property taxes in Tuscaloosa calculated?

Property taxes in Ralph, AL are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Ralph’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Ralph, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Ralph, Tuscaloosa County, Alabama Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.35%

Estimate Property Tax Bill

$650

$603

Ownwell’s Ralph Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Ralph with just two data points. By entering your property's estimated assessed value, our calculator applies Ralph’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Tuscaloosa County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Ralph, Tuscaloosa County, Alabama

Local government entities set tax rates, which can vary widely within a state. Each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While votes and laws are involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Ralph's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S. With a median property tax rate of 0.35%, Tuscaloosa County offers a significantly lower rate compared to the national median of 1.02%. This means residents of Ralph often enjoy lower property tax bills compared to other parts of the country. The median property tax bill in Alabama is considerably less than the national median of $2400, making it an attractive option for property owners seeking affordability. This favorable tax environment can be a crucial factor for homeowners and investors when considering property in Ralph.

Property Tax Rates Across Ralph, Tuscaloosa County, Alabama

Source: Ownwell

0.22%

0.62%

1.02%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Ralph Tax Rate

0.35%

Median Effective Tuscaloosa County Tax Rate

0.46%

Median Effective Alabama Tax Rate

0.47%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Ralph, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
35480	0.22%	0.30%	0.35%	0.37%	0.60%

Source: Ownwell

Property Tax Assessment Values Across Ralph, Tuscaloosa County, Alabama

When examining property taxes in RALPH, AL, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Tuscaloosa County appraisal district estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Tuscaloosa County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of May. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in RALPH. For example, the median home price in RALPH is $185,800, with tax bills ranging significantly across the county. Zip code 35480 has the highest median home price at $185,800.

Property Tax Assessment Values Across Ralph, Tuscaloosa County, Alabama

Source: Ownwell

$82,350

$203,650

$324,950

Median Ralph Market Value

$185,800

Median Tuscaloosa County Market Value

$160,600

Median Alabama Market Value

$149,600

Median United States Market Value

$235,294

Property Tax Assessment Values Across Ralph, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
35480	$46,050	$112,875	$185,800	$239,225	$339,150

Source: Ownwell

Property Tax Bills Across Ralph, Tuscaloosa County, Alabama

In Ralph, Alabama, property tax bills are calculated based on the assessed value of a home, which is a percentage of its market value. The tax rate is then applied to this assessed value to determine the annual tax bill. Factors such as property improvements and market fluctuations can influence the assessed value, impacting the homeowner's tax obligation. In Tuscaloosa County, where Ralph is located, the median property tax bill is significantly lower than the national median of $2,400, with the highest median tax bill recorded at $658. This suggests that homeowners in Ralph benefit from relatively low property tax rates. However, even with lower rates, property taxes can still be a financial burden for homeowners. This is where Ownwell can assist. By providing property tax appeal services, Ownwell helps homeowners ensure their property is not over-assessed, potentially lowering their tax bills. With expertise in navigating local tax regulations, Ownwell can identify savings opportunities, helping homeowners reduce their expenses and maximize their savings.

Property Tax Bills Across Ralph, Tuscaloosa County, Alabama

Source: Ownwell

$209

$1,048

$1,886

Median Ralph Tax Bill

$658

Median Tuscaloosa County Tax Bill

$736

Median Alabama Tax Bill

$717

Median United States Tax Bill

$2,400

Property Tax Bills Across Ralph, Tuscaloosa County, Alabama

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
35480	$135	$367	$658	$913	$1,291

Source: Ownwell