Property Taxes in Cullman, Alabama
Median Cullman, Alabama effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, and lower than the Alabama state median of 0.47%.
Median Cullman, Alabama home value: $12,500
Median annual Cullman, Alabama tax bill: $64, lower than the national median property tax bill of $2,400.
How are property taxes in Walker calculated?
Property taxes in Cullman, Alabama are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cullman's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cullman, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Cullman Property Tax Calculator Work?
Use this Cullman property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cullman's median effective tax rate of 0.51% — based on actual property records in Walker County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cullman's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cullman: rates range across local tax districts, primarily due to differences in school district levies and local assessment districts. Cullman's median property tax bill is $64, which is far below the national median property tax bill of $2,400 and also lower than the Alabama median tax bill. That means the typical bill in Cullman is $2,336 lower than the national median.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cullman.
About Cullman Property Taxes
About Property Taxes in Cullman, Walker, Alabama
Cullman’s median effective property tax rate of 0.51% is higher than the Alabama state median of 0.47% and lower than the national median of 1.02%. This rate reflects the Walker County base levy combined with local school district levies and special assessment districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cullman. Homeowners in different parts of the city can see different tax bills because school district boundaries and local assessment districts are drawn across Walker County. Understanding which part of Cullman you live in can make a meaningful difference to your annual tax bill.
Cullman homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the May 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cullman, Walker County, Alabama
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare CULLMAN's effective property tax rate to other cities in Alabama and the median property tax rates in Alabama and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cullman Tax Rate
0.51%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Walker County Tax Rate
0.31%
Median Effective Alabama Tax Rate
0.47%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Cullman, Walker County, Alabama
When examining property taxes in Cullman, Alabama, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Walker County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Walker County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cullman.
For example, the median home price in Cullman is $12,500, with tax bills ranging significantly across the county. The median tax bill is $64, far below the national median property tax bill of $2,400 and well under the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Cullman, Walker County, Alabama
Source: Ownwell
$39,100
$113,500
$187,900
Median Cullman Market Value
$12,500
Median Walker County Market Value
$103,400
Median Alabama Market Value
$169,700
Median United States Market Value
$274,101
Property Tax Assessment Values Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Cullman, Walker County, Alabama
How are property tax bills calculated in Cullman?
Property tax bills in Cullman are based on the assessed value of a home, which is used to determine how much tax a homeowner owes. Local tax rates are then applied to that assessed value to calculate the final bill. Because the tax bill depends on both the home’s value and the local rate, two homes with different market values may not pay the same amount.
What factors are considered? The main factors are the property’s assessed value and the tax rate set by local authorities. For homeowners, this means a lower assessed value can lead to a smaller bill, while a higher assessed value can increase the amount due.
What does this mean for homeowners? In Cullman, the typical property tax bill is $64, which is far below the national median property tax bill of $2,400. That makes property taxes a relatively small part of homeownership costs in the city.
Median Cullman Tax Bill
$64
Median Walker County Tax Bill
$316
Median Alabama Tax Bill
$813
Median United States Tax Bill
$3,209
Property Tax Bills Across Cullman, Walker County, Alabama
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 35055 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | May 1 |
Links | |
|---|---|
| Walker Tax Assessor | |
| Website | altags.com |