Property Taxes in Concho, Arizona
Median Concho, Arizona effective property tax rate: 0.62%, significantly higher than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Concho, Arizona home value: $50,576
Median annual Concho, Arizona tax bill: $296, lower than the national median property tax bill of $2,400.
How are property taxes in Apache calculated?
Property taxes in Concho, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Concho's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Concho, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Concho Property Tax Calculator Work?
Use this Concho property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Concho's median effective tax rate of 0.62% — based on actual property records in Apache County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Concho's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Concho: rates range from 0.62% in 85924 to 0.62% in 85924, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Concho.
About Concho Property Taxes
About Property Taxes in Concho, Apache, Arizona
Concho’s median effective property tax rate of 0.62% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Apache County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Concho. Homeowners in the 85924 ZIP code carry a median effective rate of 0.62%, while those in the same ZIP code pay 0.62%. This spread reflects how school district boundaries and local assessment districts are drawn across Apache County. Understanding which part of Concho you live in can make a meaningful difference to your annual tax bill.
Concho homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 30, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Concho, Apache County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Concho's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Concho Tax Rate
0.62%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Apache County Tax Rate
0.45%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Concho, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85924 | 0.35% | 0.46% | 0.62% | 0.77% | 0.93% |
Source: Ownwell
Property Tax Assessment Values Across Concho, Apache County, Arizona
When examining property taxes in Concho, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Apache County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Apache County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Concho.
For example, the median home price in Concho is $50,576, with tax bills ranging significantly across the county. 85924 has the highest median home price at $50,576.
Property Tax Assessment Values Across Concho, Apache County, Arizona
Source: Ownwell
$43,900
$186,919
$329,938
Median Concho Market Value
$50,576
Median Apache County Market Value
$114,855
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Concho, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85924 | $4,680 | $19,423 | $50,576 | $105,004 | $172,977 |
Source: Ownwell
Property Tax Bills Across Concho, Apache County, Arizona
Property tax bills in Concho are based on the assessed value of a home and the local tax rate set by taxing authorities. The bill is calculated by applying that rate to the property’s assessed market value, so a higher assessment generally means a higher tax bill. Factors such as location, property characteristics, and local government budgets can all influence the final amount.
For homeowners in Concho, this means property taxes can vary even among similar homes. With a median home price of $50,576, the typical tax burden is relatively modest compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%. The 25th percentile tax bill is $128, while the 75th percentile is $577 and the 90th percentile is $871. In ZIP code 85924, the median tax bill is $296, showing how local assessments and rates shape what homeowners pay each year.
Median Concho Tax Bill
$296
Median Apache County Tax Bill
$450
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Concho, Apache County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85924 | $37 | $128 | $296 | $577 | $871 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 30 |
Links | |
|---|---|
| Apache Tax Assessor | |
| Website | eagleassessor.co.apache.az.us |