Property Taxes in Elfrida, Arizona
Median Elfrida, Arizona effective property tax rate: 1.16%, significantly higher than the national median of 1.02%, and higher than the Arizona state median of 0.51%.
Median Elfrida, Arizona home value: $77,456
Median annual Elfrida, Arizona tax bill: $746, lower than the national median property tax bill of $2,400.
How are property taxes in Cochise calculated?
Property taxes in Elfrida, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Elfrida's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elfrida, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Elfrida Property Tax Calculator Work?
Use this Elfrida property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Elfrida's median effective tax rate of 1.16% — based on actual property records in Cochise County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Elfrida's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Elfrida: rates range from 1.16% in 85610 to 1.16% in 85610, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Elfrida.
About Elfrida Property Taxes
About Property Taxes in Elfrida, Cochise, Arizona
Elfrida’s median effective property tax rate of 1.16% is lower than the Arizona state median of 0.51% and higher than the national median of 1.02%. This rate reflects the Cochise County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Elfrida. Homeowners in the 85610 ZIP code carry a median effective rate of 1.16%, while those in the 85610 pay 1.16%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cochise County. Understanding which part of Elfrida you live in can make a meaningful difference to your annual tax bill.
Elfrida homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Elfrida, Cochise County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Elfrida's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Elfrida Tax Rate
1.16%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cochise County Tax Rate
0.87%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Elfrida, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85610 | 0.68% | 0.92% | 1.16% | 1.36% | 1.57% |
Source: Ownwell
Property Tax Assessment Values Across Elfrida, Cochise County, Arizona
When examining property taxes in Elfrida, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cochise County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Cochise County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Elfrida is $77,456, with tax bills ranging across the county. 85610 has the highest median home price at $77,456.
Property Tax Assessment Values Across Elfrida, Cochise County, Arizona
Source: Ownwell
$44,900
$137,341
$229,782
Median Elfrida Market Value
$77,456
Median Cochise County Market Value
$135,808
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Elfrida, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85610 | $20,823 | $43,614 | $77,456 | $132,870 | $210,448 |
Source: Ownwell
Property Tax Bills Across Elfrida, Cochise County, Arizona
Property tax bills in Elfrida are calculated from the assessed value of a home and the local tax rates set for Cochise County and other taxing authorities. The assessed value is based on the market value of the property, and that figure is then multiplied by the applicable tax rate to determine the bill. For homeowners, this means a higher market value can lead to a higher property tax bill, even if the home has not changed physically.
In Elfrida, the median home price is $77,456, and the median property tax bill is $746.00. Bills can vary widely, with the 25th percentile at $299 and the 75th percentile at $1,234, while the 90th percentile reaches $1,953. These differences show how property taxes can affect homeowners differently depending on a home’s assessed value and location within the county.
Median Elfrida Tax Bill
$746
Median Cochise County Tax Bill
$1,018
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Elfrida, Cochise County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85610 | $114 | $299 | $746 | $1,234 | $1,953 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Cochise Tax Assessor | |
| Website | asr.cochise.gov |