Elgin, Cochise County, Arizona Property Taxes

Name: Property Tax Bills Across Elgin, Cochise County, Arizona
Creator: Ownwell
License: https://creativecommons.org/licenses/by-nc/4.0/

Median Elgin, AZ effective property tax rate: 0.66%, significantly lower than the national median of 1.02%, but higher than the Arizona state median of 0.56%.
Median Elgin, AZ home value: $71,828
Median annual Elgin, AZ tax bill: $478, $1,922 lower than the national median property tax bill of $2,400.

How are property taxes in Cochise calculated?

Property taxes in Elgin, AZ are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Elgin's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Elgin, knowing local tax details benefits homeowners and investors.

Last Updated March 1, 2025

Elgin, Cochise County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.66%

Estimate Property Tax Bill

$474

$440

Ownwell’s Elgin Property Tax Bill Calculator empowers homeowners, real estate investors, and potential buyers to estimate their annual property taxes in Elgin with just two data points. By entering your property's estimated assessed value, our calculator applies Elgin’s median effective tax rate to accurately estimate your property tax bill. Note that your property's assessed value — determined by your county — reflects any exemptions you may have, ensuring a precise calculation for your property tax obligations. This insightful tool helps you understand potential tax liabilities and highlights how Ownwell can assist in reducing property taxes in Cochise County. For those interested in more localized information, please scroll down to explore city-level trends!

Property Tax Rates Across Elgin, Cochise County, Arizona

Local government entities set tax rates, which can vary widely within a state. Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate. While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process. Below, you can compare Elgin’s effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S. Elgin, located in Cochise County, has a property tax rate of 0.66%, which is significantly lower than the national median of 1.02%. This means homeowners in Elgin enjoy a more favorable property tax environment compared to many other parts of the country. Understanding these rates is crucial for property owners, as it directly impacts the affordability and long-term costs of owning a home. By being informed, property owners can make better financial decisions and potentially save money through appealing their property tax assessments.

Property Tax Rates Across Elgin, Cochise County, Arizona

Source: Ownwell

0.66%

1.20%

1.74%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Elgin Tax Rate

0.66%

Median Effective Cochise County Tax Rate

0.98%

Median Effective Arizona Tax Rate

0.56%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Elgin, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
85611	0.60%	0.65%	0.66%	0.68%	0.71%

Source: Ownwell

Property Tax Assessment Values Across Elgin, Cochise County, Arizona

When examining property taxes in Elgin, Arizona, understanding the distinction between "market value" and "assessed value" is crucial. The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cochise County Assessor estimates the market value for tax purposes. The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

In Cochise County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of March. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Elgin.

For example, the median home price in Elgin is $71,828, with tax bills ranging significantly across the county. The zip code 85611 has the highest median home price at $71,828.

Property Tax Assessment Values Across Elgin, Cochise County, Arizona

Source: Ownwell

$37,500

$116,038

$194,575

Median Elgin Market Value

$71,828

Median Cochise County Market Value

$101,935

Median Arizona Market Value

$302,154

Median United States Market Value

$235,294

Property Tax Assessment Values Across Elgin, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
85611	$35,204	$46,382	$71,828	$102,282	$144,119

Source: Ownwell

Property Tax Bills Across Elgin, Cochise County, Arizona

In Elgin, Cochise County, AZ, property tax bills are calculated based on the assessed value of a property, which is determined by the local assessor's office. This assessed value is then multiplied by the local tax rate to determine the annual tax bill. In Elgin, the median property tax bill is $478, significantly lower than the national median of $2,400. Factors influencing the tax bill include the property's assessed value and the specific tax rate set by local authorities. Homeowners in Elgin benefit from relatively low property tax bills, but understanding how to optimize these can lead to further savings. Ownwell offers expertise in property tax appeals and exemption services, helping homeowners ensure their property is not over-assessed. By working with Ownwell, homeowners can potentially reduce their tax bills, ensuring they only pay their fair share. With personalized support, Ownwell guides homeowners through the complexities of the property tax system, maximizing savings and providing peace of mind.

Property Tax Bills Across Elgin, Cochise County, Arizona

Source: Ownwell

$419

$1,014

$1,609

Median Elgin Tax Bill

$478

Median Cochise County Tax Bill

$986

Median Arizona Tax Bill

$1,666

Median United States Tax Bill

$2,400

Property Tax Bills Across Elgin, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
85611	$231	$311	$478	$675	$840

Source: Ownwell