Sierra Vista, Cochise County, Arizona Property Taxes

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Property Taxes in Sierra Vista, Arizona

Median Sierra Vista, Arizona effective property tax rate: 0.69%, significantly lower than the national median of 1.02%, and higher than the Arizona state median of 0.51%.
Median Sierra Vista, Arizona home value: $192,368
Median annual Sierra Vista, Arizona tax bill: $1,294, $1,106 lower than the national median property tax bill of $2,400.

How are property taxes in Cochise calculated?

Property taxes in Sierra Vista, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sierra Vista's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sierra Vista, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Sierra Vista, Cochise County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.69%

Estimate Property Tax Bill

$1,327

$1,232

How Does the Sierra Vista Property Tax Calculator Work?

Use this Sierra Vista property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sierra Vista's median effective tax rate of 0.69% — based on actual property records in Cochise County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sierra Vista's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Sierra Vista: rates range from $651 in 85636 to $1,608 in 85650, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sierra Vista.

About Sierra Vista Property Taxes

About Property Taxes in Sierra Vista, Cochise, Arizona

Sierra Vista’s median effective property tax rate of 0.69% is higher than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Cochise County base levy combined with local school district levies and Community facilities districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Sierra Vista. Homeowners in the 85636 ZIP code carry a median effective rate of 1.18%, while those in 85635 pay 0.68%. This spread — 0.50 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Cochise County. Understanding which part of Sierra Vista you live in can make a meaningful difference to your annual tax bill.

Sierra Vista homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Sierra Vista, Cochise County, Arizona

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Sierra Vista's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.

Property Tax Rates Across Sierra Vista, Cochise County, Arizona

Source: Ownwell

0.60%

0.96%

1.33%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sierra Vista Tax Rate

0.69%

Median Effective Cochise County Tax Rate

0.87%

Median Effective Arizona Tax Rate

0.51%

Median Effective United States Tax Rate

1.27%

Property Tax Rates Across Sierra Vista, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
85635	0.62%	0.65%	0.68%	0.78%	0.90%
85636	1.03%	1.12%	1.18%	1.22%	1.49%
85650	0.65%	0.67%	0.82%	1.02%	1.19%
85602	N/A	N/A	N/A	N/A	N/A
85603	N/A	N/A	N/A	N/A	N/A
85605	N/A	N/A	N/A	N/A	N/A
85606	N/A	N/A	N/A	N/A	N/A
85607	N/A	N/A	N/A	N/A	N/A
85609	N/A	N/A	N/A	N/A	N/A
85610	N/A	N/A	N/A	N/A	N/A
85613	N/A	N/A	N/A	N/A	N/A
85617	N/A	N/A	N/A	N/A	N/A
85620	N/A	N/A	N/A	N/A	N/A
85625	N/A	N/A	N/A	N/A	N/A
85627	N/A	N/A	N/A	N/A	N/A
85630	N/A	N/A	N/A	N/A	N/A
85632	N/A	N/A	N/A	N/A	N/A
85638	N/A	N/A	N/A	N/A	N/A
85642	N/A	N/A	N/A	N/A	N/A
85643	N/A	N/A	N/A	N/A	N/A
85644	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Sierra Vista, Cochise County, Arizona

When examining property taxes in Sierra Vista, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Cochise County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Cochise County, assessment notices are sent in March each year. They'll typically reach your mailbox by the middle of March.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Sierra Vista.

For example, the median home price in Sierra Vista is $192,368, with tax bills ranging significantly across the county. Zip code 85650 has the highest median home price at $229,782.

Property Tax Assessment Values Across Sierra Vista, Cochise County, Arizona

Source: Ownwell

$44,900

$137,341

$229,782

Median Sierra Vista Market Value

$192,368

Median Cochise County Market Value

$135,808

Median Arizona Market Value

$327,500

Median United States Market Value

$274,101

Property Tax Assessment Values Across Sierra Vista, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
85635	$89,496	$130,965	$173,120	$235,090	$293,763
85636	$19,592	$29,551	$64,674	$88,398	$130,097
85650	$51,125	$153,511	$229,782	$296,696	$390,798
85602	N/A	N/A	N/A	N/A	N/A
85603	N/A	N/A	N/A	N/A	N/A
85605	N/A	N/A	N/A	N/A	N/A
85606	N/A	N/A	N/A	N/A	N/A
85607	N/A	N/A	N/A	N/A	N/A
85609	N/A	N/A	N/A	N/A	N/A
85610	N/A	N/A	N/A	N/A	N/A
85613	N/A	N/A	N/A	N/A	N/A
85617	N/A	N/A	N/A	N/A	N/A
85620	N/A	N/A	N/A	N/A	N/A
85625	N/A	N/A	N/A	N/A	N/A
85627	N/A	N/A	N/A	N/A	N/A
85630	N/A	N/A	N/A	N/A	N/A
85632	N/A	N/A	N/A	N/A	N/A
85638	N/A	N/A	N/A	N/A	N/A
85642	N/A	N/A	N/A	N/A	N/A
85643	N/A	N/A	N/A	N/A	N/A
85644	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Sierra Vista, Cochise County, Arizona

Property tax bills in Sierra Vista are based on the assessed value of a home, not its market price alone. Local taxing authorities apply tax rates to that assessed value to determine the final bill, and the amount can vary by neighborhood and ZIP code. In Cochise County, the median home price is $192,368, and the median tax bill is $1,608 in ZIP code 85650, while the lowest median tax bill is $651 in ZIP code 85636.

Several factors influence what homeowners pay, including the home’s assessed value, local tax rates, and any exemptions or special levies that may apply. For many homeowners, this means two similar homes can have very different tax bills. Bills in Sierra Vista range from $860 at the 25th percentile to $1,778 at the 75th percentile, with the 90th percentile reaching $2,556.

Property Tax Bills Across Sierra Vista, Cochise County, Arizona

Source: Ownwell

$85

$847

$1,608

Median Sierra Vista Tax Bill

$1,294

Median Cochise County Tax Bill

$1,018

Median Arizona Tax Bill

$1,695

Median United States Tax Bill

$3,209

Property Tax Bills Across Sierra Vista, Cochise County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
85635	$319	$816	$1,146	$1,576	$2,005
85636	$60	$254	$651	$937	$1,502
85650	$451	$1,157	$1,608	$2,361	$3,317
85602	N/A	N/A	N/A	N/A	N/A
85603	N/A	N/A	N/A	N/A	N/A
85605	N/A	N/A	N/A	N/A	N/A
85606	N/A	N/A	N/A	N/A	N/A
85607	N/A	N/A	N/A	N/A	N/A
85609	N/A	N/A	N/A	N/A	N/A
85610	N/A	N/A	N/A	N/A	N/A
85613	N/A	N/A	N/A	N/A	N/A
85617	N/A	N/A	N/A	N/A	N/A
85620	N/A	N/A	N/A	N/A	N/A
85625	N/A	N/A	N/A	N/A	N/A
85627	N/A	N/A	N/A	N/A	N/A
85630	N/A	N/A	N/A	N/A	N/A
85632	N/A	N/A	N/A	N/A	N/A
85638	N/A	N/A	N/A	N/A	N/A
85642	N/A	N/A	N/A	N/A	N/A
85643	N/A	N/A	N/A	N/A	N/A
85644	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 28

Links
Cochise Tax Assessor
Website	asr.cochise.gov

Frequently Asked Property Tax Questions in Sierra Vista, Arizona

How are property taxes calculated in Sierra Vista, Arizona?

Property taxes in Sierra Vista, Arizona are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Sierra Vista, Arizona?

To appeal your property taxes in Sierra Vista, Arizona, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Sierra Vista, Arizona?

Common property tax exemptions in Sierra Vista, Arizona include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Sierra Vista, Arizona?

Property tax deadlines in Sierra Vista, Arizona vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Sierra Vista, Arizona?

Ownwell provides professional property tax appeal services in Sierra Vista, Arizona. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.