Property Taxes in Miami, Arizona
Median Miami, Arizona effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Miami, Arizona home value: $91,658
Median annual Miami, Arizona tax bill: $429, lower than the national median property tax bill of $2,400.
How are property taxes in Gila calculated?
Property taxes in Miami, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Miami's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Miami, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Miami Property Tax Calculator Work?
Use this Miami property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Miami's median effective tax rate of 0.51% — based on actual property records in Gila County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Miami's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Miami: rates range from 0.51% in 85539 to 0.51% in 85539, primarily due to differences in school district levies and local assessment districts. Miami's median effective tax rate is lower than the 1.02% national median property tax rate, and the typical annual bill of $429 is lower than the $2,400 national median property tax bill.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Miami.
About Miami Property Taxes
About Property Taxes in Miami, Gila, Arizona
Miami’s median effective property tax rate of 0.51% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Gila County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Miami. Homeowners in the 85539 ZIP code carry a median effective rate of 0.51%, while those in 85539 pay 0.51%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Gila County. Understanding which part of Miami you live in can make a meaningful difference to your annual tax bill.
Miami homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Miami, Gila County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Miami's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami Tax Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gila County Tax Rate
0.63%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Miami, Gila County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85539 | 0.30% | 0.40% | 0.51% | 0.64% | 0.80% |
Source: Ownwell
Property Tax Assessment Values Across Miami, Gila County, Arizona
When examining property taxes in Miami, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Gila County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Gila County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Miami is $91,658, with tax bills ranging significantly across the county. ZIP code 85539 has the highest median home price at $91,658.
Property Tax Assessment Values Across Miami, Gila County, Arizona
Source: Ownwell
$45,843
$215,264
$384,685
Median Miami Market Value
$91,658
Median Gila County Market Value
$246,900
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Miami, Gila County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85539 | $43,701 | $60,731 | $91,658 | $149,960 | $237,484 |
Source: Ownwell
Property Tax Bills Across Miami, Gila County, Arizona
Miami property tax bills are calculated from the assessed value of a home, which is then multiplied by the local tax rate set for the area. The assessed value is influenced by the market value of the property, along with local assessment rules and any exemptions a homeowner may qualify for. For homeowners in Miami, the median home price is $91,658, which helps explain why tax bills can vary widely from one property to another.
The typical property tax bill in the area is $429, with the same amount shown at both the highest and lowest median tax bill level in ZIP code 85539. That means many homeowners see a relatively consistent tax burden compared with places where bills vary more sharply. Even so, a home’s assessed value and the tax rate can still affect what each owner pays, making property taxes an important part of the cost of homeownership.
Median Miami Tax Bill
$429
Median Gila County Tax Bill
$1,468
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Miami, Gila County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85539 | $165 | $286 | $429 | $809 | $1,416 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Gila Tax Assessor | |
| Website | assessor.gilacountyaz.gov |