Property Taxes in Fort Thomas, Arizona
Median Fort Thomas, Arizona effective property tax rate: 0.47%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Fort Thomas, Arizona home value: $68,335
Median annual Fort Thomas, Arizona tax bill: $317, $2,083 lower than the national median property tax bill of $2,400.
How are property taxes in Graham calculated?
Property taxes in Fort Thomas, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fort Thomas's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fort Thomas, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Fort Thomas Property Tax Calculator Work?
Use this Fort Thomas property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fort Thomas's median effective tax rate of 0.47% — based on actual property records in Graham County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fort Thomas's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fort Thomas: rates range from 0.47% in 85536 to 0.47% in 85536, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fort Thomas.
About Fort Thomas Property Taxes
About Property Taxes in Fort Thomas, Graham, Arizona
Fort Thomas’s median effective property tax rate of 0.47% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Graham County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Fort Thomas. Homeowners in the 85536 ZIP code carry a median effective rate of 0.47%, while those in the lowest ZIP also pay 0.47%. This spread shows how local taxing boundaries can shape what homeowners owe, even within the same city. Understanding which part of Fort Thomas you live in can make a meaningful difference to your annual tax bill.
Fort Thomas homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fort Thomas, Graham County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fort Thomas's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fort Thomas Tax Rate
0.47%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Graham County Tax Rate
0.52%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Fort Thomas, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85536 | 0.30% | 0.37% | 0.47% | 0.55% | 0.57% |
Source: Ownwell
Property Tax Assessment Values Across Fort Thomas, Graham County, Arizona
When examining property taxes in Fort Thomas, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Graham County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Graham County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Fort Thomas.
For example, the median home price in Fort Thomas is $68,335, with tax bills ranging significantly across the county. 85536 has the highest median home price at $68,335.
Property Tax Assessment Values Across Fort Thomas, Graham County, Arizona
Source: Ownwell
$68,335
$160,654
$252,972
Median Fort Thomas Market Value
$68,335
Median Graham County Market Value
$164,520
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Fort Thomas, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85536 | $19,274 | $31,026 | $68,335 | $153,698 | $247,625 |
Source: Ownwell
Property Tax Bills Across Fort Thomas, Graham County, Arizona
Property tax bills in Fort Thomas are based on the assessed value of a home and the local tax rate set by Graham County and other taxing authorities. When a property’s assessed value rises, the tax bill can increase even if the homeowner has not made any changes to the home. For a home with a median value of $68,335, the typical tax burden is shaped by how local assessments compare with market conditions and by the rates applied to that value.
Homeowners in Fort Thomas see a range of bills depending on property value and location, with the 25th percentile at $156, the 75th percentile at $617, and the 90th percentile at $1,083. The median tax bill in the area is $317, which is well below the national median property tax bill of $2,400. That means many homeowners in Fort Thomas pay less than the typical U.S. homeowner, but higher assessments can still raise annual costs and affect affordability.
Median Fort Thomas Tax Bill
$317
Median Graham County Tax Bill
$815
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Fort Thomas, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85536 | $82 | $156 | $317 | $617 | $1,083 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Graham Tax Assessor | |
| Website | gcwebinfo.graham.az.gov |