Property Taxes in Pima, Arizona
Median Pima, Arizona effective property tax rate: 0.51%, significantly lower than the national median of 1.02%, and equal to the Arizona state median of 0.51%.
Median Pima, Arizona home value: $152,539
Median annual Pima, Arizona tax bill: $723, $1,677 lower than the national median property tax bill of $2,400.
How are property taxes in Graham calculated?
Property taxes in Pima, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pima's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pima, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pima Property Tax Calculator Work?
Use this Pima property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pima's median effective tax rate of 0.51% — based on actual property records in Graham County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pima's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pima: rates range from 0.51% in 85543 to 0.51% in 85543, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pima.
About Pima Property Taxes
About Property Taxes in Pima, Graham, Arizona
Pima’s median effective property tax rate of 0.51% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Graham County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Pima. Homeowners in ZIP code 85543 carry a median effective rate of 0.51%, while those in the same ZIP code also pay 0.51%. This reflects how school district boundaries and local assessment districts are drawn across Graham County. Understanding which part of Pima you live in can make a meaningful difference to your annual tax bill.
Pima homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pima, Graham County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pima's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pima Tax Rate
0.51%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Graham County Tax Rate
0.52%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pima, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85543 | 0.32% | 0.44% | 0.51% | 0.62% | 0.76% |
Source: Ownwell
Property Tax Assessment Values Across Pima, Graham County, Arizona
When examining property taxes in Pima, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Graham County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Graham County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pima.
For example, the median home price in Pima is $152,539, with tax bills ranging significantly across the county. 85543 has the highest median home price at $152,539.
Property Tax Assessment Values Across Pima, Graham County, Arizona
Source: Ownwell
$68,335
$160,654
$252,972
Median Pima Market Value
$152,539
Median Graham County Market Value
$164,520
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pima, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85543 | $23,971 | $56,202 | $152,539 | $268,918 | $366,791 |
Source: Ownwell
Property Tax Bills Across Pima, Graham County, Arizona
How are property tax bills calculated in Pima?
Property tax bills in Pima are based on the assessed value of a home and the local tax rate set by taxing authorities. For homeowners, the bill is calculated by applying that rate to the property’s taxable value, so a higher assessed value generally means a higher tax bill.
What factors affect the amount owed? Home value is the biggest driver, but location within Graham County and the mix of local services funded by property taxes also matter. In Pima, the median home price is $152,539, and the median property tax bill is $723 in zip code 85543.
How does this compare with other homeowners? The 25th percentile tax bill is $299, while the 75th percentile is $1,358 and the 90th percentile is $1,906. Compared with the national median property tax rate of 1.02% and the national median property tax bill of $2,400, Pima homeowners often face lower bills, though costs can still vary widely by property.
Median Pima Tax Bill
$723
Median Graham County Tax Bill
$815
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Pima, Graham County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85543 | $117 | $299 | $723 | $1,358 | $1,906 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Graham Tax Assessor | |
| Website | gcwebinfo.graham.az.gov |