Gilbert, Maricopa County, Arizona Property Taxes
Property Taxes in Gilbert, Arizona
Median Gilbert, Arizona effective property tax rate: 0.46%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Gilbert, Arizona home value: $459,300
Median annual Gilbert, Arizona tax bill: $2,131, lower than the national median property tax bill of $2,400.
How are property taxes in Maricopa calculated?
Property taxes in Gilbert, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Gilbert's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Gilbert, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Gilbert, Maricopa County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.46%
Estimate Property Tax Bill
$2,113
$1,961
$774
Average Annual Tax Savings
How Does the Gilbert Property Tax Calculator Work?
Use this Gilbert property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Gilbert's median effective tax rate of 0.46% — based on actual property records in Maricopa County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Gilbert's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Gilbert: rates range from $1,836.00 in 85233 to $2,672.00 in 85298, primarily due to differences in school district levies and local assessment districts. Gilbert's median property tax rate is lower than the 1.02% national median property tax rate, and the median bill is lower than the $2,400 national median property tax bill.
If your estimate is higher than expected, Ownwell can appeal your Gilbert assessment — you only pay if we save you money.
About Gilbert Property Taxes
About Property Taxes in Gilbert, Maricopa, Arizona
Gilbert's median effective property tax rate of 0.46% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Maricopa County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Gilbert. Homeowners in the 85298 ZIP code carry a median effective rate of 0.49%, while those in 85296 pay 0.43%. This spread — 0.06 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Maricopa County. Understanding which part of Gilbert you live in can make a meaningful difference to your annual tax bill.
Gilbert homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 21, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Gilbert, Maricopa County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Gilbert's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Gilbert Tax Rate
0.46%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Maricopa County Tax Rate
0.46%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Gilbert, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85233 | 0.33% | 0.39% | 0.43% | 0.48% | 0.52% |
| 85234 | 0.35% | 0.39% | 0.44% | 0.49% | 0.54% |
| 85295 | 0.40% | 0.43% | 0.46% | 0.50% | 0.55% |
| 85296 | 0.37% | 0.39% | 0.43% | 0.47% | 0.51% |
| 85297 | 0.41% | 0.44% | 0.48% | 0.52% | 0.57% |
| 85298 | 0.42% | 0.45% | 0.49% | 0.54% | 0.59% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Gilbert, Maricopa County, Arizona
When examining property taxes in Gilbert, Arizona, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Maricopa County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Maricopa County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Gilbert is $459,300, with tax bills ranging from $1,836 in 85233 to $2,672 in 85298. Gilbert’s median tax bill is $2,131, below the national median property tax bill of $2,400.
Property Tax Assessment Values Across Gilbert, Maricopa County, Arizona
Source: Ownwell
$69,000
$1,217,500
$2,366,000
Median Gilbert Market Value
$459,300
Median Maricopa County Market Value
$369,000
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Gilbert, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85233 | $319,000 | $362,300 | $420,000 | $496,800 | $573,530 |
| 85234 | $329,250 | $376,500 | $442,100 | $540,000 | $733,700 |
| 85295 | $344,100 | $375,500 | $446,000 | $548,500 | $666,800 |
| 85296 | $345,300 | $381,800 | $442,700 | $549,700 | $697,380 |
| 85297 | $368,200 | $399,675 | $471,800 | $587,875 | $747,200 |
| 85298 | $414,500 | $463,500 | $542,150 | $660,200 | $865,570 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Gilbert, Maricopa County, Arizona
Property tax bills in Gilbert are based on the assessed value of a home, not its market price alone. Local taxing authorities apply tax rates to that assessed value, and the final bill can also reflect exemptions and other local factors. For homeowners, that means a higher assessment can lead to a higher tax bill, even if the home has not changed significantly.
In Gilbert, the median home price is $459,300, while the tax bill typically ranges from $1,701 at the 25th percentile to $2,723 at the 75th percentile, with the 90th percentile reaching $3,587. The highest median tax bill is $2,672 in ZIP code 85298, compared with $1,836 in ZIP code 85233. That variation shows how much location and assessment details can affect what homeowners pay.
Ownwell helps homeowners identify unfair assessments, pursue property tax appeals, and find exemptions that may lower their bills. By reviewing your property tax record and comparing it with local data, Ownwell can help you save money and avoid overpaying.
Median Gilbert Tax Bill
$2,131
Median Maricopa County Tax Bill
$1,779
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Gilbert, Maricopa County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 85233 | $1,061 | $1,437 | $1,836 | $2,303 | $2,776 |
| 85234 | $1,157 | $1,515 | $1,974 | $2,597 | $3,507 |
| 85295 | $1,469 | $1,731 | $2,087 | $2,611 | $3,292 |
| 85296 | $1,335 | $1,598 | $1,942 | $2,451 | $3,204 |
| 85297 | $1,631 | $1,888 | $2,265 | $2,930 | $4,039 |
| 85298 | $1,943 | $2,250 | $2,672 | $3,325 | $4,430 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 21 |
Links | |
|---|---|
| Maricopa Tax Assessor | |
| Website | mcassessor.maricopa.gov |