Lake Havasu City, Mohave County, Arizona Property Taxes
Property Taxes in Lake Havasu City, Arizona
Median Lake Havasu City, Arizona effective property tax rate: 0.19%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Lake Havasu City, Arizona home value: $397,836
Median annual Lake Havasu City, Arizona tax bill: $762, $1,638 lower than the national median property tax bill of $2,400.
How are property taxes in Mohave calculated?
Property taxes in Lake Havasu City, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lake Havasu City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Lake Havasu City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lake Havasu City, Mohave County, Arizona Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.19%
Estimate Property Tax Bill
$756
$701
How Does the Lake Havasu City Property Tax Calculator Work?
Use this Lake Havasu City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Lake Havasu City's median effective tax rate of 0.19% — based on actual property records in Mohave County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessment system uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Lake Havasu City's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Lake Havasu City: rates range from $612.00 in 86403 to $839.00 in 86404, primarily due to differences in school district levies and local assessment districts.
Lake Havasu City's median tax rate is lower than the Arizona median tax rate of 0.51%, and the median tax bill of $762 is lower than the state by $1,638. For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Lake Havasu City.
About Lake Havasu City Property Taxes
About Property Taxes in Lake Havasu City, Mohave, Arizona
Lake Havasu City's median effective property tax rate of 0.19% is lower than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Mohave County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Lake Havasu City. Homeowners in the 86404 ZIP code carry a median effective rate of $839.00 in median tax bill, while those in 86403 pay $612.00. This spread reflects how school district boundaries and local assessment districts are drawn across Mohave County. Understanding which part of Lake Havasu City you live in can make a meaningful difference to your annual tax bill.
Lake Havasu City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Lake Havasu City, Mohave County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Lake Havasu City's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lake Havasu City Tax Rate
0.19%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Mohave County Tax Rate
0.25%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lake Havasu City, Mohave County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86403 | 0.13% | 0.15% | 0.18% | 0.21% | 0.29% |
| 86404 | 0.15% | 0.17% | 0.20% | 0.25% | 0.33% |
| 86406 | 0.14% | 0.17% | 0.19% | 0.22% | 0.25% |
Source: Ownwell
Property Tax Assessment Values Across Lake Havasu City, Mohave County, Arizona
When examining property taxes in Lake Havasu City, Arizona, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Mohave County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Mohave County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Lake Havasu City, the median home price is $397,836, while the median tax bill is $762, compared with the national median property tax rate of 1.02% and national median property tax bill of $2,400. Tax bills vary across the county, with the highest median home price in 86406 at $424,857.
Property Tax Assessment Values Across Lake Havasu City, Mohave County, Arizona
Source: Ownwell
$35,839
$230,348
$424,857
Median Lake Havasu City Market Value
$397,836
Median Mohave County Market Value
$231,208
Median Arizona Market Value
$327,500
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lake Havasu City, Mohave County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86403 | $158,810 | $251,892 | $337,204 | $448,595 | $601,320 |
| 86404 | $123,282 | $308,974 | $417,486 | $566,859 | $737,146 |
| 86406 | $288,601 | $338,277 | $424,857 | $560,939 | $748,557 |
Source: Ownwell
Property Tax Bills Across Lake Havasu City, Mohave County, Arizona
Property tax bills in Lake Havasu City are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median price of $397,836, the amount owed can vary depending on the neighborhood, with median bills ranging from $612.00 in ZIP code 86403 to $839.00 in ZIP code 86404.
Several factors influence the bill, including the home’s value, local levies, and any applicable exemptions. Homeowners with higher-valued properties generally face larger tax bills, while those with lower assessed values may pay less. In Mohave County, the typical bill can fall between $551 and $1,121, with some homeowners paying as much as $1,657. Compared with the national median property tax rate of 1.02% and national median bill of $2,400, Lake Havasu City homeowners often see different outcomes based on local assessments and tax rates.
Median Lake Havasu City Tax Bill
$762
Median Mohave County Tax Bill
$598
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$2,400
Property Tax Bills Across Lake Havasu City, Mohave County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86403 | $304 | $431 | $612 | $884 | $1,240 |
| 86404 | $378 | $578 | $839 | $1,293 | $1,988 |
| 86406 | $483 | $613 | $815 | $1,155 | $1,656 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Mohave Tax Assessor | |
| Website | www.mohave.gov |