Property Taxes in Holbrook, Arizona
Median Holbrook, Arizona effective property tax rate: 0.61%, significantly higher than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Holbrook, Arizona home value: $112,634
Median annual Holbrook, Arizona tax bill: $667, $1,733 lower than the national median property tax bill of $2,400.
How are property taxes in Navajo calculated?
Property taxes in Holbrook, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Holbrook's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Holbrook, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Holbrook Property Tax Calculator Work?
Use this Holbrook property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Holbrook's median effective tax rate of 0.61% — based on actual property records in Navajo County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Holbrook's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Holbrook: rates range from 0.61% in 86025 to 0.61% in 86025, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Holbrook.
About Holbrook Property Taxes
About Property Taxes in Holbrook, Navajo, Arizona
Holbrook's median effective property tax rate of 0.61% is higher than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Navajo County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Holbrook. Homeowners in the 86025 ZIP code carry a median effective rate of 0.61%, while those in the 86025 pay 0.61%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Navajo County. Understanding which part of Holbrook you live in can make a meaningful difference to your annual tax bill.
Holbrook homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Holbrook, Navajo County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Holbrook's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Holbrook Tax Rate
0.61%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Navajo County Tax Rate
0.51%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Holbrook, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86025 | 0.46% | 0.56% | 0.61% | 0.70% | 0.85% |
| 86029 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Holbrook, Navajo County, Arizona
When examining property taxes in Holbrook, Arizona, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Navajo County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in the spring each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Holbrook is $112,634, with tax bills ranging across the county. ZIP code 86025 has the highest median home price at $112,717. The median property tax bill is $667, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Holbrook, Navajo County, Arizona
Source: Ownwell
$15,851
$212,621
$409,390
Median Holbrook Market Value
$112,634
Median Navajo County Market Value
$241,886
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Holbrook, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86025 | $18,484 | $51,361 | $112,717 | $169,835 | $244,130 |
| 86029 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Holbrook, Navajo County, Arizona
Property tax bills in Holbrook are based on the assessed value of a home and the local tax rates set by taxing authorities in Navajo County. When a home’s market value changes, the assessed value can change too, which affects the final bill homeowners receive. The amount owed is calculated by applying the tax rate to the assessed value, so two homes with different values may have very different bills even within the same city.
For Holbrook homeowners, the median home price is $112,634, and the median property tax bill is $667. That figure is well below the national median property tax bill of $2,400 and also below the national median property tax rate of 1.02%. Bills can vary widely, with the 25th percentile at $330 and the 75th percentile at $1,001, while the 90th percentile reaches $1,364. These differences show how home value and local assessment practices can affect what homeowners pay each year.
Median Holbrook Tax Bill
$667
Median Navajo County Tax Bill
$1,066
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Holbrook, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86025 | $124 | $330 | $667 | $1,001 | $1,364 |
| 86029 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Navajo Tax Assessor | |
| Website | navajocountyaz.gov |