Property Taxes in Joseph City, Arizona
Median Joseph City, Arizona effective property tax rate: 0.67%, significantly lower than the national median of 1.02%, and lower than the Arizona state median of 0.51%.
Median Joseph City, Arizona home value: $116,744
Median annual Joseph City, Arizona tax bill: $753, lower than the national median property tax bill of $2,400.
How are property taxes in Navajo calculated?
Property taxes in Joseph City, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Joseph City's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Joseph City, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Joseph City Property Tax Calculator Work?
Use this Joseph City property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Joseph City’s median effective tax rate of 0.67% — based on actual property records in Navajo County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Joseph City’s median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Joseph City: rates range from 0.67% in 86032 to 0.67% in 86032, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Joseph City.
About Joseph City Property Taxes
About Property Taxes in Joseph City, Navajo, Arizona
Joseph City's median effective property tax rate of 0.67% is higher than the Arizona state median of 0.51% and lower than the national median of 1.02%. This rate reflects the Navajo County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Joseph City. Homeowners in the 86032 ZIP code carry a median effective rate of 0.67%, while those in 86032 pay 0.67%. This spread — 0 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Navajo County. Understanding which part of Joseph City you live in can make a meaningful difference to your annual tax bill.
Joseph City homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Joseph City, Navajo County, Arizona
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Joseph City's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Joseph City Tax Rate
0.67%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Navajo County Tax Rate
0.51%
Median Effective Arizona Tax Rate
0.51%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Joseph City, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86032 | 0.57% | 0.64% | 0.67% | 0.78% | 0.89% |
Source: Ownwell
Property Tax Assessment Values Across Joseph City, Navajo County, Arizona
When examining property taxes in Joseph City, Arizona, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Navajo County estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Navajo County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Joseph City.
For example, the median home price in Joseph City is $116,744, with tax bills ranging significantly across the county. 86032 has the highest median home price at $116,744.
Property Tax Assessment Values Across Joseph City, Navajo County, Arizona
Source: Ownwell
$15,851
$212,621
$409,390
Median Joseph City Market Value
$116,744
Median Navajo County Market Value
$241,886
Median Arizona Market Value
$327,500
Median United States Market Value
$274,101
Property Tax Assessment Values Across Joseph City, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86032 | $16,542 | $45,644 | $116,744 | $183,753 | $262,967 |
Source: Ownwell
Property Tax Bills Across Joseph City, Navajo County, Arizona
Property tax bills in Joseph City are based on the assessed value of a home and the local tax rate set by taxing authorities in Navajo County. When a property’s market value changes, the assessed value can change too, which affects the final bill. For a home with a median market value of $116,744, the tax bill will depend on how that value is assessed and which local services are funded through property taxes.
In Joseph City, the median property tax bill is $753, and that amount is the same in the 86032 ZIP code. That is below the national median property tax bill of $2,400 and far under the national median property tax rate of 1.02%. Homeowners may see bills vary based on location, exemptions, and changes in assessed value, so even similar homes can owe different amounts.
Median Joseph City Tax Bill
$753
Median Navajo County Tax Bill
$1,066
Median Arizona Tax Bill
$1,695
Median United States Tax Bill
$3,209
Property Tax Bills Across Joseph City, Navajo County, Arizona
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 86032 | $121 | $358 | $753 | $1,159 | $1,683 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | April 28 |
Links | |
|---|---|
| Navajo Tax Assessor | |
| Website | navajocountyaz.gov |