Phoenix, Pinal County, Arizona Property Taxes

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Property Taxes in Phoenix, Arizona

Median Phoenix, Arizona effective property tax rate: 1.75%, significantly higher than the national median of 1.02%, and higher than the Arizona state median of 0.51%.
Median Phoenix, Arizona home value: $5,056
Median annual Phoenix, Arizona tax bill: $55, $2,345 lower than the national median property tax bill of $2,400.

How are property taxes in Pinal calculated?

Property taxes in Phoenix, Arizona are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Phoenix's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Phoenix, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Phoenix, Pinal County, Arizona Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.75%

Estimate Property Tax Bill

$88

$82

How Does the Phoenix Property Tax Calculator Work?

Use this Phoenix property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Phoenix's median effective tax rate of 1.75% — based on actual property records in Pinal County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Phoenix's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Phoenix: rates range from 1.75% in 85003 to 1.75% in 85004, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Phoenix.

About Phoenix Property Taxes

About Property Taxes in Phoenix, Pinal, Arizona

Phoenix's median effective property tax rate of 1.75% is lower than the Arizona state median of 0.51% and higher than the national median of 1.02%. This rate reflects the Pinal County base levy combined with local school district levies and Community facilities districts (CFDs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Phoenix. Homeowners in the highest ZIP code carry a median effective rate of 1.75%, while those in the lowest ZIP code pay 1.75%. This spread reflects how school district boundaries and local assessment districts are drawn across Pinal County. Understanding which part of Phoenix you live in can make a meaningful difference to your annual tax bill.

Phoenix homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the April 28, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Phoenix, Pinal County, Arizona

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Phoenix's effective property tax rate to other cities in Arizona and the median property tax rates in Arizona and the U.S.

Property Tax Rates Across Phoenix, Pinal County, Arizona

Source: Ownwell

0.39%

0.76%

1.13%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Phoenix Tax Rate

1.75%

Median Effective Pinal County Tax Rate

0.58%

Median Effective Arizona Tax Rate

0.51%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Phoenix, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
85018	N/A	N/A	N/A	N/A	N/A
85020	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Phoenix, Pinal County, Arizona

When examining property taxes in Phoenix, Arizona, understanding the distinction between market value and assessed value is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pinal County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Pinal County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of February.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Phoenix.

For example, the median home price in Phoenix is $5,056, with tax bills ranging significantly across the county. The 25th percentile tax bill is $34, the 75th percentile is $77, and the 90th percentile is $90.

Property Tax Assessment Values Across Phoenix, Pinal County, Arizona

Source: Ownwell

$33,970

$456,047

$878,123

Median Phoenix Market Value

$5,056

Median Pinal County Market Value

$273,961

Median Arizona Market Value

$327,500

Median United States Market Value

$235,294

Property Tax Assessment Values Across Phoenix, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
85018	N/A	N/A	N/A	N/A	N/A
85020	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Phoenix, Pinal County, Arizona

How are property tax bills calculated in Phoenix?

Property tax bills in Phoenix are based on the assessed value of a home and the tax rates set by local taxing authorities. The assessed value is determined from the property’s market value, and that figure is used to calculate how much tax a homeowner owes. For a home with a median value of $5,056, the property tax bill can vary depending on exemptions, local levies, and any changes in assessed value.

What factors affect the bill? The main drivers are the home’s assessed value, the tax rate, and the specific district or jurisdiction where the property is located. In Phoenix, the 25th percentile tax bill is $34, the 75th percentile is $77, and the 90th percentile is $90, showing that bills can differ widely even among similar homes.

How does this affect homeowners? Higher assessed values or higher local rates can increase the bill, while exemptions may reduce it.

Property Tax Bills Across Phoenix, Pinal County, Arizona

Source: Ownwell

$228

$3,254

$6,279

Median Phoenix Tax Bill

$55

Median Pinal County Tax Bill

$1,507

Median Arizona Tax Bill

$1,695

Median United States Tax Bill

$2,400

Property Tax Bills Across Phoenix, Pinal County, Arizona

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
85018	N/A	N/A	N/A	N/A	N/A
85020	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	April 18

Links
Pinal Tax Assessor
Website	www.pinal.gov

Frequently Asked Property Tax Questions in Phoenix, Arizona

How are property taxes calculated in Phoenix, Arizona?

Property taxes in Phoenix, Arizona are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Phoenix, Arizona?

To appeal your property taxes in Phoenix, Arizona, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Phoenix, Arizona?

Common property tax exemptions in Phoenix, Arizona include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Phoenix, Arizona?

Property tax deadlines in Phoenix, Arizona vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Phoenix, Arizona?

Ownwell provides professional property tax appeal services in Phoenix, Arizona. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.