Property Taxes in Pacific Grove, California
Median Pacific Grove, California effective property tax rate: 1.05%, slightly higher than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Pacific Grove, California home value: $692,855
Median annual Pacific Grove, California tax bill: $6,982, $4,582 higher than the national median property tax bill of $2,400.
How are property taxes in Monterey calculated?
Property taxes in Pacific Grove, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Pacific Grove's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Pacific Grove, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Pacific Grove Property Tax Calculator Work?
Use this Pacific Grove property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Pacific Grove's median effective tax rate of 1.05% — based on actual property records in Monterey County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Pacific Grove's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Pacific Grove: rates range from 1.05% in 93950 to 1.05% in 93950, primarily due to differences in school district levies and local assessment districts. Pacific Grove's median tax rate is lower than the 1.21% state median rate, but the median tax bill of $6,982 is higher than the national median property tax bill of $2,400 and higher than the state median by $4,582.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Pacific Grove.
About Pacific Grove Property Taxes
About Property Taxes in Pacific Grove, Monterey, California
Pacific Grove's median effective property tax rate of 1.05% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Monterey County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Pacific Grove. Homeowners in ZIP code 93950 carry a median effective rate of 1.05%, and the same rate applies across the city. Understanding how your property is assessed can make a meaningful difference to your annual tax bill.
Pacific Grove homeowners who believe their assessed value is too high can file a formal appeal with the Monterey County Tax Assessor before the November 30, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Pacific Grove, Monterey County, California
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Pacific Grove's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pacific Grove Tax Rate
1.05%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Monterey County Tax Rate
1.12%
Median Effective California Tax Rate
1.21%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Pacific Grove, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93950 | 1.02% | 1.04% | 1.05% | 1.05% | 1.07% |
Source: Ownwell
Property Tax Assessment Values Across Pacific Grove, Monterey County, California
When examining property taxes in Pacific Grove, California, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Monterey County assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Monterey County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Pacific Grove.
For example, the median home price in Pacific Grove is $692,855, with tax bills ranging significantly across the county. 93950 has the highest median home price at $692,855.
Property Tax Assessment Values Across Pacific Grove, Monterey County, California
Source: Ownwell
$105,696
$930,602
$1,755,507
Median Pacific Grove Market Value
$692,855
Median Monterey County Market Value
$453,393
Median California Market Value
$427,605
Median United States Market Value
$274,101
Property Tax Assessment Values Across Pacific Grove, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93950 | $110,689 | $328,144 | $692,855 | $1,058,802 | $1,578,512 |
Source: Ownwell
Property Tax Bills Across Pacific Grove, Monterey County, California
Property tax bills in Pacific Grove are based on the assessed value of a home, which is tied to its market value and the local tax rate. When a property’s assessed value rises, the tax bill usually rises too, making housing costs more expensive for homeowners over time.
The median home price in Pacific Grove is $692,855, and the median property tax bill is $6,982, which is well above the national median property tax bill of $2,400. That means homeowners here often face a heavier annual tax burden than the typical U.S. homeowner.
Several factors affect the final bill, including the home’s assessed value, the tax rate set by local authorities, and any exemptions that may apply. For many homeowners, a higher tax bill can significantly affect monthly budgets and long-term affordability.
Property Tax Bills Across Pacific Grove, Monterey County, California
Source: Ownwell
$1,735
$8,731
$15,727
Median Pacific Grove Tax Bill
$6,982
Median Monterey County Tax Bill
$5,005
Median California Tax Bill
$5,134
Median United States Tax Bill
$3,209
Property Tax Bills Across Pacific Grove, Monterey County, California
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 93950 | $1,050 | $3,156 | $6,982 | $10,713 | $15,777 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | November 30 |
| Tax Bill | |
| Issued | October 1 |
| Due Date #1 | December 10 |
| Due Date #2 | April 10 |
Links | |
|---|---|
| Monterey Tax Assessor | |
| Website | common3.mptsweb.com |