Sacramento, Sutter County, California Property Taxes

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Property Taxes in Sacramento, California

Median Sacramento, California effective property tax rate: 1.07%, significantly higher than the national median of 1.02%, and lower than the California state median of 1.21%.
Median Sacramento, California home value: $393,397
Median annual Sacramento, California tax bill: $4,555, $2,155 higher than the national median property tax bill of $2,400.

How are property taxes in Sutter calculated?

Property taxes in Sacramento, California are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Sacramento's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sacramento, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Sacramento, Sutter County, California Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

1.07%

Estimate Property Tax Bill

$4,209

$3,906

How Does the Sacramento Property Tax Calculator Work?

Use this Sacramento property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sacramento's median effective tax rate of 1.07% — based on actual property records in Sutter County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sacramento's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Sacramento: rates range from $4,483 in 95837 to $4,483 in 95837, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sacramento.

About Sacramento Property Taxes

About Property Taxes in Sacramento, Sutter, California

Sacramento’s median effective property tax rate of 1.07% is lower than the California state median of 1.21% and higher than the national median of 1.02%. This rate reflects the Sutter County base levy combined with local school district levies and Mello-Roos Community Facility Districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Sacramento. Homeowners in the 95837 ZIP code carry a median effective rate of 1.07%, while those in the same ZIP also pay 1.07%. This reflects how school district boundaries and local assessment districts are drawn across Sutter County. Understanding where you live in Sacramento can still matter when reviewing your annual tax bill.

Sacramento homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the November 30, 2025 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Sacramento, Sutter County, California

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Sacramento's effective property tax rate to other cities in California and the median property tax rates in California and the U.S.

Property Tax Rates Across Sacramento, Sutter County, California

Source: Ownwell

1.06%

1.20%

1.34%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Sacramento Tax Rate

1.07%

Median Effective Sutter County Tax Rate

1.20%

Median Effective California Tax Rate

1.21%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Sacramento, Sutter County, California

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
95837	1.05%	1.05%	1.07%	1.23%	1.83%
95836	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Assessment Values Across Sacramento, Sutter County, California

When examining property taxes in Sacramento, California, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Sutter County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Sutter County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Sacramento is $393,397, with tax bills ranging significantly across the county. 95837 has the highest median home price at $385,886.

Property Tax Assessment Values Across Sacramento, Sutter County, California

Source: Ownwell

$121,741

$253,814

$385,886

Median Sacramento Market Value

$393,397

Median Sutter County Market Value

$240,759

Median California Market Value

$427,605

Median United States Market Value

$235,294

Property Tax Assessment Values Across Sacramento, Sutter County, California

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
95837	$22,949	$79,013	$385,886	$614,843	$988,034
95836	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Property Tax Bills Across Sacramento, Sutter County, California

How are property tax bills calculated in Sacramento?

Property tax bills in Sacramento are based on the assessed value of a home, which is tied to the property’s market value and the local tax rate. For this city, the median home price is $393,397, and that value helps determine what many homeowners will owe each year. The amount can vary widely depending on the property’s assessed value and any local levies that apply.

What factors affect the final bill?

Homeowners with lower-value properties may see bills closer to the $1,039 25th percentile, while higher-value homes can face much larger bills, with the $7,033 75th percentile and $11,609 at the 90th percentile. The highest median tax bill in the area is $4,483 in ZIP code 95837.

How does this affect homeowners?

Because property taxes are based on assessed value, even small changes in valuation can affect the bill. That means homeowners in Sacramento may pay very different amounts for similar homes, depending on location and assessment details.

Property Tax Bills Across Sacramento, Sutter County, California

Source: Ownwell

$1,425

$2,954

$4,483

Median Sacramento Tax Bill

$4,555

Median Sutter County Tax Bill

$3,092

Median California Tax Bill

$5,134

Median United States Tax Bill

$2,400

Property Tax Bills Across Sacramento, Sutter County, California

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
95837	$571	$1,029	$4,483	$6,715	$11,019
95836	N/A	N/A	N/A	N/A	N/A

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	November 30

Links
Sutter Tax Assessor
Website	ca-sutter.publicaccessnow.com

Frequently Asked Property Tax Questions in Sacramento, California

How are property taxes calculated in Sacramento, California?

Property taxes in Sacramento, California are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Sacramento, California?

To appeal your property taxes in Sacramento, California, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Sacramento, California?

Common property tax exemptions in Sacramento, California include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Sacramento, California?

Property tax deadlines in Sacramento, California vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Sacramento, California?

Ownwell provides professional property tax appeal services in Sacramento, California. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.