Fort Collins, Larimer County, Colorado Property Taxes
Property Taxes in Fort Collins, Colorado
Median Fort Collins, Colorado effective property tax rate: 0.57%, significantly lower than the national median of 1.02%, and lower than the Colorado state median of 0.50%.
Median Fort Collins, Colorado home value: $563,100
Median annual Fort Collins, Colorado tax bill: $3,149, $749 higher than the national median property tax bill of $2,400.
How are property taxes in Larimer calculated?
Property taxes in Fort Collins, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Fort Collins's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Fort Collins, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Fort Collins, Larimer County, Colorado Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.57%
Estimate Property Tax Bill
$3,210
$2,978
How Does the Fort Collins Property Tax Calculator Work?
Use this Fort Collins property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Fort Collins's median effective tax rate of 0.57% — based on actual property records in Larimer County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local assessor uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Fort Collins's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Fort Collins: rates range from $2,968 in 80521 to $4,025 in 80528, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Fort Collins.
About Fort Collins Property Taxes
About Property Taxes in Fort Collins, Larimer, Colorado
Fort Collins’s median effective property tax rate of 0.57% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Larimer County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Fort Collins. Homeowners in the 80528 ZIP code carry a median effective rate of 0.60%, while those in 80525 pay 0.57%. This spread — 0.03 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Larimer County. Understanding which part of Fort Collins you live in can make a meaningful difference to your annual tax bill.
Fort Collins homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before June 1, 2026.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Fort Collins, Larimer County, Colorado
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Fort Collins's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Fort Collins Tax Rate
0.57%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Larimer County Tax Rate
0.56%
Median Effective Colorado Tax Rate
0.50%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Fort Collins, Larimer County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80521 | 0.49% | 0.55% | 0.57% | 0.59% | 0.60% |
| 80524 | 0.49% | 0.56% | 0.58% | 0.60% | 0.62% |
| 80525 | 0.47% | 0.52% | 0.57% | 0.59% | 0.60% |
| 80526 | 0.47% | 0.53% | 0.57% | 0.58% | 0.60% |
| 80528 | 0.54% | 0.57% | 0.60% | 0.62% | 0.66% |
Source: Ownwell
Property Tax Assessment Values Across Fort Collins, Larimer County, Colorado
When examining property taxes in Fort Collins, Colorado, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Larimer County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Larimer County, assessment notices are sent in May each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For example, the median home price in Fort Collins is $563,100, with tax bills ranging significantly across the county. 80528 has the highest median home price at $674,150.
Property Tax Assessment Values Across Fort Collins, Larimer County, Colorado
Source: Ownwell
$304,900
$734,250
$1,163,600
Median Fort Collins Market Value
$563,100
Median Larimer County Market Value
$551,300
Median Colorado Market Value
$519,879
Median United States Market Value
$235,294
Property Tax Assessment Values Across Fort Collins, Larimer County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80521 | $341,480 | $455,600 | $524,950 | $646,275 | $806,330 |
| 80524 | $390,420 | $484,500 | $583,850 | $739,925 | $1,020,600 |
| 80525 | $348,000 | $463,600 | $577,600 | $681,800 | $818,900 |
| 80526 | $358,950 | $468,100 | $534,650 | $632,000 | $791,400 |
| 80528 | $375,670 | $480,900 | $674,150 | $843,300 | $1,033,040 |
Source: Ownwell
Property Tax Bills Across Fort Collins, Larimer County, Colorado
How are property tax bills calculated in Fort Collins?
Property tax bills in Fort Collins are based on the assessed value of a home, which is tied to its market value and then taxed at the local rate set by taxing authorities. For a home with a median value of $563,100, the tax bill can vary depending on the specific neighborhood and ZIP code, with the lowest median bill at $2,968 in 80521 and the highest median bill at $4,025 in 80528.
What factors affect the bill? The main drivers are the home’s assessed value, local tax rates, and any exemptions or special district charges that apply. Homes with higher market values generally face higher bills, and changes in assessment can raise or lower what a homeowner owes.
How does this affect homeowners? Property taxes can be a major ongoing housing cost, and in Fort Collins, many bills fall between $2,545 and $4,014, with some reaching $5,276.
Median Fort Collins Tax Bill
$3,149
Median Larimer County Tax Bill
$3,054
Median Colorado Tax Bill
$2,732
Median United States Tax Bill
$2,400
Property Tax Bills Across Fort Collins, Larimer County, Colorado
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 80521 | $1,726 | $2,450 | $2,968 | $3,728 | $4,852 |
| 80524 | $2,092 | $2,701 | $3,347 | $4,345 | $6,325 |
| 80525 | $1,764 | $2,448 | $3,140 | $3,863 | $4,791 |
| 80526 | $1,852 | $2,489 | $2,982 | $3,583 | $4,576 |
| 80528 | $2,130 | $2,761 | $4,025 | $5,179 | $6,625 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | June 8 |
Links | |
|---|---|
| Larimer Tax Assessor | |
| Website | www.larimer.gov |