Orchard, Morgan County, Colorado Property Taxes

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Property Taxes in Orchard, Colorado

Median Orchard, Colorado effective property tax rate: 0.52%, significantly lower than the national median of 1.02%, and slightly higher than the Colorado state median of 0.50%.
Median Orchard, Colorado home value: $186,185
Median annual Orchard, Colorado tax bill: $1,096, lower than the national median property tax bill of $2,400.

How are property taxes in Morgan calculated?

Property taxes in Orchard, Colorado are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Orchard's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Orchard, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Orchard, Morgan County, Colorado Property Tax Bill Calculator

Property Assessed Value

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.52%

Estimate Property Tax Bill

$968

$898

How Does the Orchard Property Tax Calculator Work?

Use this Orchard property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Orchard's median effective tax rate of 0.52% — based on actual property records in Morgan County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Orchard's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Orchard: rates range from 0.52% in 80649 to 0.52% in 80649, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Orchard.

About Orchard Property Taxes

About Property Taxes in Orchard, Morgan, Colorado

Orchard's median effective property tax rate of 0.52% is lower than the Colorado state median of 0.50% and lower than the national median of 1.02%. This rate reflects the Morgan County base levy combined with local school district levies and metro districts that vary by subdivision throughout the city.

Property tax rates are not uniform across Orchard. Homeowners in ZIP code 80649 carry a median effective rate of 0.52%, while those in 80649 pay 0.52%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Morgan County. Understanding which part of Orchard you live in can make a meaningful difference to your annual tax bill.

Orchard homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Orchard, Morgan County, Colorado

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Orchard's effective property tax rate to other cities in Colorado and the median property tax rates in Colorado and the U.S.

Property Tax Rates Across Orchard, Morgan County, Colorado

Source: Ownwell

0.52%

0.67%

0.82%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Orchard Tax Rate

0.52%

Median Effective Morgan County Tax Rate

0.54%

Median Effective Colorado Tax Rate

0.50%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Orchard, Morgan County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Rate	75th Percentile	90th Percentile
80649	0.34%	0.52%	0.52%	0.54%	1.12%

Source: Ownwell

Property Tax Assessment Values Across Orchard, Morgan County, Colorado

When examining property taxes in Orchard, Colorado, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Morgan County assessor estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In Morgan County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Orchard.

For example, the median home price in Orchard is $186,185, with tax bills ranging significantly across the county. 80649 has the highest median home price at $186,185.

Property Tax Assessment Values Across Orchard, Morgan County, Colorado

Source: Ownwell

$96,660

$227,953

$359,245

Median Orchard Market Value

$186,185

Median Morgan County Market Value

$245,000

Median Colorado Market Value

$519,879

Median United States Market Value

$235,294

Property Tax Assessment Values Across Orchard, Morgan County, Colorado

Zip	10th Percentile	25th Percentile	Median Home Price	75th Percentile	90th Percentile
80649	$14,920	$47,645	$186,185	$328,090	$421,559

Source: Ownwell

Property Tax Bills Across Orchard, Morgan County, Colorado

Property tax bills in Orchard are calculated from the assessed value of a home and the local tax rate set by taxing authorities in Morgan County. When a property’s market value rises, the assessed value can increase too, which may lead to a higher bill. Homeowners are taxed based on how their property is valued relative to others in the area, so location, home characteristics, and local budgets all play a role in the final amount.

For a home with a median market value of $186,185, the property tax bill can vary widely. The 25th percentile bill is $379, while the 75th percentile reaches $1,852. The highest median tax bill in the area is $1,096 in ZIP code 80649.

These bills affect homeowners by changing annual housing costs and can make a noticeable difference in monthly budgeting. Compared with the national median property tax bill of $2,400, Orchard homeowners often pay less, though individual bills still depend on the assessed value and local tax rates.

Property Tax Bills Across Orchard, Morgan County, Colorado

Source: Ownwell

$545

$1,408

$2,271

Median Orchard Tax Bill

$1,096

Median Morgan County Tax Bill

$1,391

Median Colorado Tax Bill

$2,732

Median United States Tax Bill

$2,400

Property Tax Bills Across Orchard, Morgan County, Colorado

Zip	10th Percentile	25th Percentile	Median Tax Bill	75th Percentile	90th Percentile
80649	$97	$379	$1,096	$1,852	$2,427

Source: Ownwell

Don't miss the deadline to appeal!

Dates
Appeal Deadline	June 8

Links
Morgan Tax Assessor
Website	morgancountyco-assessor.tylerhost.net

Frequently Asked Property Tax Questions in Orchard, Colorado

How are property taxes calculated in Orchard, Colorado?

Property taxes in Orchard, Colorado are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.

How do I appeal my property taxes in Orchard, Colorado?

To appeal your property taxes in Orchard, Colorado, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.

What property tax exemptions are available in Orchard, Colorado?

Common property tax exemptions in Orchard, Colorado include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.

When are property taxes due in Orchard, Colorado?

Property tax deadlines in Orchard, Colorado vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.

How can Ownwell help reduce my property taxes in Orchard, Colorado?

Ownwell provides professional property tax appeal services in Orchard, Colorado. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.