Bradford County, Florida Property Taxes
Property Taxes in Bradford County, Florida
Median Bradford County effective property tax rate: 0.85%, significantly lower than the national median of 1.02%.
Median Bradford County home value: $132,871
Median annual Bradford County tax bill: $1,176, $1,224 lower than the national median property tax bill of $2,400.
How are property taxes in Bradford County calculated?
Property taxes in Bradford County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Bradford County or another part of Bradford County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Bradford County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.85%
Estimate Property Tax Bill
$1,129
$1,048
How Does the Bradford County Property Tax Calculator Work?
Use this Bradford County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Bradford County's median effective tax rate of 0.85% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property. Bradford County's median tax rate is lower than Florida's 1.10% median, and the county's $1,176 median tax bill is $1,224 below the state median.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Bradford County.
Property Tax Rates Across Bradford County, Florida
What Are Effective Property Tax Rates Across Bradford County?
Local government entities set tax rates, which vary widely across Bradford County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Bradford County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Bradford County's median effective rate stands at 0.85%, which is lower than the national median of 1.02%. Within Bradford County, the highest rate is found in Melrose at 0.97%, while Lake Butler has the lowest at 0.76%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Bradford County Tax Rate
0.85%
Our median effective property tax rate (tax bill Ă· assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Bradford County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brooker | 0.43% | 0.58% | 0.81% | 1.47% | 1.67% |
| Hampton | 0.45% | 0.60% | 0.89% | 1.52% | 1.75% |
| Keystone Heights | 0.58% | 0.72% | 0.89% | 1.34% | 1.60% |
| Lake Butler | 0.42% | 0.54% | 0.76% | 1.34% | 1.66% |
| Lawtey | 0.42% | 0.56% | 0.80% | 1.41% | 1.68% |
| Melrose | 0.57% | 0.75% | 0.97% | 1.44% | 1.60% |
| Starke | 0.43% | 0.57% | 0.84% | 1.52% | 1.75% |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Bradford County, Florida
When examining property taxes in Bradford County, understanding the distinction between “market value” and “assessed value” is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Bradford County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Bradford County, assessment notices are sent in the spring each year. They’ll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median tax bill in Bradford County is $1,176, which is below the national median property tax bill of $2,400. Tax bills range significantly across the county, from $627 at the 25th percentile to $2,038 at the 75th percentile and $3,205 at the 90th percentile. Melrose has the highest median home price at $238,285.
Property Tax Assessment Values Across Bradford County, Florida
Source: Ownwell
$117,729
$178,007
$238,285
Median Bradford County Market Value
$132,871
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Bradford County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brooker | $46,419 | $72,561 | $117,729 | $184,768 | $249,965 |
| Hampton | $46,348 | $72,235 | $123,996 | $202,368 | $304,021 |
| Keystone Heights | $100,836 | $132,704 | $202,644 | $282,274 | $384,097 |
| Lake Butler | $51,904 | $79,366 | $132,662 | $169,575 | $231,674 |
| Lawtey | $52,464 | $85,850 | $126,508 | $181,466 | $258,004 |
| Melrose | $85,414 | $146,074 | $238,285 | $396,780 | $559,125 |
| Starke | $52,089 | $84,160 | $123,740 | $176,845 | $255,765 |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Bradford County, Florida
Property tax bills in Bradford County, Florida are calculated by applying the local tax rate to a home’s assessed market value, then adjusting for any exemptions or special assessments. The assessed value is determined by the local property appraiser and is based on the property’s market value, not what a homeowner originally paid. Factors such as location, home characteristics, and any qualifying exemptions can all affect the final bill.
For homeowners, this means two similar houses can receive very different tax bills if their assessed values differ. In Bradford County, the 25th percentile tax bill is $627, the 75th percentile is $2,038, and the 90th percentile reaches $3,205. The highest median tax bill is $2,355 in Melrose, while the lowest median tax bill is $931 in Lake Butler. With a median home price of $132,871, property taxes can still make a meaningful difference in monthly housing costs.
Median Bradford County Tax Bill
$1,176
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Bradford County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Brooker | $320 | $606 | $1,002 | $1,661 | $2,625 |
| Hampton | $330 | $592 | $1,143 | $2,089 | $3,384 |
| Keystone Heights | $640 | $1,131 | $1,975 | $2,978 | $4,229 |
| Lake Butler | $361 | $604 | $931 | $1,568 | $2,217 |
| Lawtey | $407 | $599 | $1,015 | $1,736 | $2,574 |
| Melrose | $617 | $1,185 | $2,355 | $4,306 | $6,759 |
| Starke | $373 | $597 | $1,074 | $1,839 | $2,772 |
| Waldo | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Bradford Property Appraiser | |
| Website | bradfordappraiser.com |