Property Taxes in Palm Coast, Florida
Median Palm Coast, Florida effective property tax rate: 1.03%, significantly higher than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Palm Coast, Florida home value: $289,313
Median annual Palm Coast, Florida tax bill: $3,201, $801 higher than the national median property tax bill of $2,400.
How are property taxes in Flagler calculated?
Property taxes in Palm Coast, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Palm Coast's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Palm Coast, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Palm Coast Property Tax Calculator Work?
Use this Palm Coast property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Palm Coast's median effective tax rate of 1.03% — based on actual property records in Flagler County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Palm Coast's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Palm Coast: rates range from $2,729.00 in 32164 to $3,678.00 in 32137, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Palm Coast.
About Palm Coast Property Taxes
About Property Taxes in Palm Coast, Flagler, Florida
Palm Coast’s median effective property tax rate of 1.03% is lower than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Flagler County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Palm Coast. Homeowners in the 32137 ZIP code carry a median effective rate of 1.08%, while those in 32164 pay 0.97%. This spread — 0.11 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Flagler County.
Palm Coast homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Palm Coast, Flagler County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Palm Coast's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Palm Coast Tax Rate
1.03%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Flagler County Tax Rate
1.05%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Palm Coast, Flagler County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32137 | 0.44% | 0.69% | 1.08% | 1.52% | 1.76% |
| 32164 | 0.34% | 0.61% | 0.97% | 1.59% | 1.76% |
Source: Ownwell
Property Tax Assessment Values Across Palm Coast, Flagler County, Florida
When examining property taxes in Palm Coast, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Flagler County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Flagler County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Palm Coast is $289,313, with tax bills ranging significantly across the county. ZIP code 32137 has the highest median home price at $329,849.
Palm Coast’s median property tax bill is $3,201, above the national median property tax bill of $2,400.
Property Tax Assessment Values Across Palm Coast, Flagler County, Florida
Source: Ownwell
$166,160
$293,370
$420,580
Median Palm Coast Market Value
$289,313
Median Flagler County Market Value
$291,406
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Palm Coast, Flagler County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32137 | $195,158 | $250,672 | $329,849 | $480,976 | $718,361 |
| 32164 | $205,909 | $236,222 | $271,691 | $312,128 | $360,105 |
Source: Ownwell
Property Tax Bills Across Palm Coast, Flagler County, Florida
Property tax bills in Palm Coast are based on the assessed value of a home, not its market price alone. Local tax rates are applied to that assessed value, and the final bill reflects how the property is classified, any exemptions the homeowner receives, and the taxing authorities that collect revenue in Flagler County.
With a median home price of $289,313, homeowners can see very different bills depending on where their property is located and how it is assessed. The 25th percentile tax bill is $1,748, while the 75th percentile reaches $4,830. At the high end, the 90th percentile tax bill is $6,873, showing how quickly costs can rise for more valuable or more heavily taxed homes.
For homeowners, this means property taxes can have a major effect on annual housing costs. Even similar homes may receive different bills, so understanding the assessment and available exemptions is important.
Median Palm Coast Tax Bill
$3,201
Median Flagler County Tax Bill
$3,215
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Palm Coast, Flagler County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32137 | $969 | $2,119 | $3,678 | $5,814 | $8,749 |
| 32164 | $806 | $1,482 | $2,729 | $4,136 | $5,077 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Flagler Property Appraiser | |
| Website | qpublic.schneidercorp.com |