Sebring, Highlands County, Florida Property Taxes
Property Taxes in Sebring, Florida
Median Sebring, Florida effective property tax rate: 0.89%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Sebring, Florida home value: $184,154
Median annual Sebring, Florida tax bill: $1,542, lower than the national median property tax bill of $2,400.
How are property taxes in Highlands calculated?
Property taxes in Sebring, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Sebring's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Sebring, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Sebring, Highlands County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.89%
Estimate Property Tax Bill
$1,639
$1,521
How Does the Sebring Property Tax Calculator Work?
Use this Sebring property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Sebring's median effective tax rate of 0.89% — based on actual property records in Highlands County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Sebring's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Sebring: rates range from $1,272.00 in 33870 to $1,798.00 in 33875, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Sebring.
About Sebring Property Taxes
About Property Taxes in Sebring, Highlands, Florida
Sebring’s median effective property tax rate of 0.89% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Highlands County levy, local school district taxes, and other local charges that can vary by area within the city.
Property tax rates are not uniform across Sebring. Homeowners in ZIP code 33870 carry a median effective rate of 1.05%, while those in 33875 pay 0.76%. That 0.29 percentage point spread across the same city shows how school district boundaries and local assessment areas can affect what you owe.
Sebring homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Sebring, Highlands County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Sebring's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Sebring Tax Rate
0.89%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Highlands County Tax Rate
0.89%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Sebring, Highlands County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33870 | 0.44% | 0.57% | 1.05% | 1.56% | 1.93% |
| 33872 | 0.41% | 0.58% | 0.85% | 1.30% | 1.41% |
| 33875 | 0.38% | 0.52% | 0.76% | 1.24% | 1.43% |
| 33876 | 0.44% | 0.61% | 0.91% | 1.46% | 1.63% |
Source: Ownwell
Property Tax Assessment Values Across Sebring, Highlands County, Florida
When examining property taxes in Sebring, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Highlands County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Highlands County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. For Sebring, the median home price is $184,154, with tax bills ranging significantly across the county. Zip code 33875 has the highest median home price at $227,582.
Sebring’s median property tax bill is $1,542, below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Sebring, Highlands County, Florida
Source: Ownwell
$68,670
$148,126
$227,582
Median Sebring Market Value
$184,154
Median Highlands County Market Value
$180,546
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Sebring, Highlands County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33870 | $50,016 | $92,301 | $146,839 | $202,591 | $275,136 |
| 33872 | $114,236 | $151,895 | $208,344 | $275,511 | $351,155 |
| 33875 | $127,980 | $171,768 | $227,582 | $302,896 | $397,584 |
| 33876 | $67,306 | $119,488 | $192,099 | $252,130 | $325,805 |
Source: Ownwell
Property Tax Bills Across Sebring, Highlands County, Florida
Property tax bills in Sebring are based on the assessed value of a home, not its market price alone. Local taxing authorities apply their rates to that assessed value, and the final bill reflects the combined impact of county, city, school, and other local levies. For homeowners, this means two similar homes can receive different tax bills if their assessed values or exemptions differ.
In Sebring, the median home price is $184,154, and the tax burden varies across the city. The 25th percentile tax bill is $868, while the 75th percentile is $2,437 and the 90th percentile reaches $3,505. The highest median tax bill is $1,798 in ZIP code 33875, compared with $1,272 in ZIP code 33870. With the national median property tax rate at 1.02% and the national median property tax bill at $2,400, many homeowners in Sebring may see bills below or above that benchmark depending on their assessed value and local rates.
Median Sebring Tax Bill
$1,542
Median Highlands County Tax Bill
$1,468
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Sebring, Highlands County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33870 | $460 | $765 | $1,272 | $2,128 | $3,128 |
| 33872 | $658 | $1,036 | $1,759 | $2,621 | $3,576 |
| 33875 | $646 | $1,051 | $1,798 | $2,694 | $3,898 |
| 33876 | $607 | $935 | $1,623 | $2,511 | $3,517 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Highlands Property Appraiser | |
| Website | www.hcpao.org |