Hillsborough County, Florida Property Taxes
Property Taxes in Hillsborough County, Florida
Median Hillsborough County effective property tax rate: 1.29%, significantly higher than the national median of 1.02%.
Median Hillsborough County home value: $293,822
Median annual Hillsborough County tax bill: $3,758, $1,358 higher than the national median property tax bill of $2,400.
How are property taxes in Hillsborough County calculated?
Property taxes in Hillsborough County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Hillsborough County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Hillsborough County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Hillsborough County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.29%
Estimate Property Tax Bill
$3,790
$3,517
$774
Average Annual Tax Savings
How Does the Hillsborough County Property Tax Calculator Work?
Use this Hillsborough County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Hillsborough County's median effective tax rate of 1.29% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Rates vary across Hillsborough County — scroll down to explore city-level trends and find the rate specific to your area.
Hillsborough County's median tax rate is higher than Florida's 1.10% median, and the county's $3,758 median tax bill is also higher than the state median by $1,358. Bills range widely across the county, from $1,107 in Lakeland to $6,423 in Apollo Beach. If your estimate is higher than expected, Ownwell can protest your Hillsborough County assessment.
Property Tax Rates Across Hillsborough County, Florida
What Are Effective Property Tax Rates Across Hillsborough County?
Local government entities set tax rates, which vary widely across Hillsborough County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Hillsborough County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Hillsborough County's median effective rate stands at 1.29%, which is higher than the national median of 1.02%. Within Hillsborough County, the highest rate is found in Ruskin at 1.87%, while Plant City has the lowest at 1.02%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Hillsborough County Tax Rate
1.29%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Hillsborough County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Broward County Tax Rate
1.44%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami-dade County Tax Rate
1.38%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orange County Tax Rate
1.12%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Palm Beach County Tax Rate
1.20%
Property Tax Rates Across Hillsborough County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apollo Beach | 0.76% | 1.14% | 1.75% | 2.29% | 2.61% |
| Brandon | 0.59% | 0.73% | 1.16% | 1.74% | 1.95% |
| Dover | 0.66% | 0.79% | 1.06% | 1.75% | 2.05% |
| Gibsonton | 0.63% | 1.00% | 1.66% | 1.94% | 2.24% |
| Lakeland | 0.28% | 0.59% | 1.28% | 1.68% | 1.78% |
| Lithia | 0.69% | 1.14% | 1.54% | 2.04% | 2.37% |
| Lutz | 0.66% | 0.82% | 1.13% | 1.62% | 1.90% |
| Odessa | 0.72% | 0.85% | 1.03% | 1.44% | 1.76% |
| Plant City | 0.40% | 0.67% | 1.02% | 1.65% | 1.89% |
| Riverview | 0.71% | 1.05% | 1.67% | 2.05% | 2.50% |
| Ruskin | 0.78% | 1.30% | 1.87% | 2.31% | 2.68% |
| Seffner | 0.57% | 0.71% | 1.16% | 1.77% | 1.99% |
| Sun City Center | 0.54% | 0.82% | 1.29% | 1.89% | 2.47% |
| Tampa | 0.38% | 0.70% | 1.24% | 1.72% | 1.93% |
| Temple Terrace | 0.39% | 0.62% | 1.03% | 1.57% | 1.79% |
| Thonotosassa | 0.51% | 0.72% | 1.08% | 1.68% | 1.98% |
| Valrico | 0.65% | 0.80% | 1.08% | 1.70% | 1.93% |
| Wimauma | 0.78% | 1.28% | 1.86% | 2.56% | 2.92% |
| Zephyrhills | 0.79% | 0.92% | 1.40% | 1.94% | 2.56% |
| Mulberry | N/A | N/A | N/A | N/A | N/A |
| Saratoga Springs | N/A | N/A | N/A | N/A | N/A |
| Unincorporated | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Hillsborough County, Florida
When examining property taxes in Hillsborough County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Hillsborough County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Hillsborough County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Hillsborough County.
For example, the median tax bill in Hillsborough County is $3,758, with tax bills ranging significantly across the county. Odessa has the highest median home price at $571,878.
Property Tax Assessment Values Across Hillsborough County, Florida
Source: Ownwell
$101,997
$417,091
$732,185
Median Hillsborough County Market Value
$293,822
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Hillsborough County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Broward County Market Value
$389,220
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami-dade County Market Value
$420,480
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orange County Market Value
$353,680
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Palm Beach County Market Value
$386,119
Property Tax Assessment Values Across Hillsborough County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apollo Beach | $128,664 | $254,849 | $372,215 | $518,322 | $736,629 |
| Brandon | $174,032 | $217,747 | $263,065 | $325,792 | $414,336 |
| Dover | $102,228 | $174,676 | $296,860 | $423,217 | $546,376 |
| Gibsonton | $109,159 | $213,300 | $266,282 | $309,168 | $360,272 |
| Lakeland | $61,076 | $71,538 | $101,997 | $163,708 | $222,070 |
| Lithia | $209,726 | $284,099 | $406,299 | $534,770 | $720,146 |
| Lutz | $185,011 | $300,748 | $425,652 | $596,180 | $825,285 |
| Odessa | $329,621 | $437,524 | $571,878 | $750,057 | $1,172,178 |
| Plant City | $91,308 | $160,381 | $237,321 | $325,013 | $431,537 |
| Riverview | $184,638 | $241,758 | $300,664 | $376,218 | $451,895 |
| Ruskin | $116,124 | $219,409 | $262,616 | $313,780 | $392,341 |
| Seffner | $145,869 | $205,917 | $257,397 | $343,772 | $444,371 |
| Sun City Center | $135,656 | $200,050 | $252,548 | $301,802 | $347,246 |
| Tampa | $143,690 | $208,835 | $298,005 | $428,632 | $666,200 |
| Temple Terrace | $130,376 | $156,470 | $266,833 | $364,683 | $471,265 |
| Thonotosassa | $90,498 | $144,268 | $259,592 | $378,599 | $607,150 |
| Valrico | $202,319 | $253,700 | $325,820 | $413,988 | $515,919 |
| Wimauma | $69,422 | $236,638 | $287,238 | $357,253 | $448,961 |
| Zephyrhills | $61,734 | $107,010 | $202,971 | $271,991 | $306,888 |
| Mulberry | N/A | N/A | N/A | N/A | N/A |
| Saratoga Springs | N/A | N/A | N/A | N/A | N/A |
| Unincorporated | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Hillsborough County, Florida
Property tax bills in Hillsborough County are based on the assessed value of a home, not its market price alone. Local taxing authorities apply the county’s tax rate to that assessed value, and the final bill can also reflect exemptions and other local factors. For homeowners, that means two similar homes can receive very different bills depending on location, assessment, and eligibility for savings.
With a median home price of $293,822, property tax bills can vary widely across the county. The 25th percentile bill is $2,081, while the 75th percentile is $6,039 and the 90th percentile reaches $8,762. Some areas see especially high bills, including Apollo Beach at $6,423, while Lakeland’s median bill is $1,107.
Ownwell helps homeowners lower property tax bills by reviewing assessments for errors, identifying missed exemptions, and filing appeals when a home is overassessed. If your bill seems too high, Ownwell can help you challenge it and potentially save money year after year.
Median Hillsborough County Tax Bill
$3,758
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Hillsborough County, Florida vs Similar Florida Counties
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Broward County Tax Bill
$4,889
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Miami-dade County Tax Bill
$4,977
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orange County Tax Bill
$3,702
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Palm Beach County Tax Bill
$4,412
Property Tax Bills Across Hillsborough County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Apollo Beach | $2,165 | $3,701 | $6,423 | $9,264 | $12,376 |
| Brandon | $1,280 | $1,898 | $3,048 | $4,650 | $5,975 |
| Dover | $1,074 | $1,888 | $3,171 | $4,861 | $6,951 |
| Gibsonton | $1,061 | $2,142 | $3,665 | $5,406 | $6,651 |
| Lakeland | $346 | $627 | $1,107 | $1,545 | $2,940 |
| Lithia | $2,247 | $3,852 | $6,260 | $8,395 | $10,736 |
| Lutz | $1,810 | $3,077 | $4,988 | $7,538 | $10,917 |
| Odessa | $3,012 | $4,313 | $6,075 | $9,531 | $15,112 |
| Plant City | $771 | $1,422 | $2,481 | $3,917 | $5,639 |
| Riverview | $1,766 | $2,955 | $4,667 | $6,823 | $8,768 |
| Ruskin | $1,482 | $2,917 | $4,868 | $6,651 | $8,120 |
| Seffner | $1,133 | $1,684 | $3,068 | $4,682 | $6,292 |
| Sun City Center | $994 | $1,805 | $3,201 | $5,056 | $7,402 |
| Tampa | $884 | $1,840 | $3,477 | $5,870 | $9,300 |
| Temple Terrace | $855 | $1,704 | $2,481 | $3,959 | $5,711 |
| Thonotosassa | $755 | $1,311 | $2,615 | $4,581 | $7,583 |
| Valrico | $1,562 | $2,501 | $3,804 | $5,310 | $6,938 |
| Wimauma | $1,363 | $3,405 | $5,690 | $7,345 | $8,551 |
| Zephyrhills | $1,210 | $1,566 | $2,345 | $3,423 | $4,290 |
| Mulberry | N/A | N/A | N/A | N/A | N/A |
| Saratoga Springs | N/A | N/A | N/A | N/A | N/A |
| Unincorporated | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Hillsborough County property taxes?
How Can I Lower My Property Taxes in Hillsborough County?
Looking to reduce your Hillsborough County property taxes? Ownwell is the leading property tax appeal company serving Hillsborough County. We specialize in helping property owners in the Tampa area and beyond lower their tax bills by working directly with the Hillsborough County Property Appraiser.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Hillsborough County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Petitions in Florida
Homeowners in Hillsborough County can protest a property tax assessment if they believe the assessed value is too high. The process begins with reviewing the notice from the Property Appraiser and comparing the assessed value to the home’s market value and condition. If the assessment seems inaccurate, the homeowner can file an appeal before the deadline and present evidence that supports a lower value.
The appeal process typically involves gathering documents such as recent sales of similar homes, photos, repair estimates, and any records that show why the property was overvalued. After the appeal is filed, the case is reviewed and the homeowner may have the chance to discuss the assessment with the county. If the issue is not resolved, the appeal can move to the board that hears these cases, where the homeowner can explain why the assessed value should be reduced. That board reviews the evidence and decides whether the assessment should stay the same, be lowered, or, in some cases, be adjusted in another direction.
The potential outcome of a successful protest is a lower assessed value, which can reduce the property tax bill. If the appeal is denied, the original assessment remains in place. Either way, the process gives homeowners an opportunity to challenge an assessment they believe does not reflect the true market value of the property.
Ownwell helps homeowners navigate the appeal process by reviewing the assessment, identifying possible savings, and preparing the evidence needed for a strong protest. From filing the appeal to tracking the case through the board review, Ownwell makes the process easier and helps homeowners pursue a fairer property tax bill.
Exemptions in Florida
What property tax exemption programs are available in Hillsborough County, Florida?
Hillsborough County homeowners may qualify for several property tax exemption programs that can lower the assessed value of a home and reduce the tax bill. The most important is the Florida homestead exemption for a primary residence. This exemption is available to homeowners who live in the property as their permanent residence, and it is designed to protect owner-occupied homes from higher property taxes.
Other exemptions may also apply depending on the homeowner’s situation. These can include exemptions for seniors, veterans, widows or widowers, and people with disabilities. Each exemption has its own eligibility rules, so homeowners should review the requirements carefully to make sure they do not miss out on savings they may be entitled to receive.
To apply, homeowners typically need to file with the county property appraiser and provide documentation that proves ownership, residency, or eligibility for the specific exemption. For a homestead exemption, the home must be the primary residence, and the application is usually submitted by the county deadline.
Ownwell can help homeowners identify which exemptions they may qualify for, prepare the right paperwork, and make sure applications are filed correctly and on time. That makes it easier to take full advantage of every available exemption in Hillsborough County.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 12 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Hillsborough Property Appraiser | |
| Phone | (813) 272-6100 |
| Website | gis.hcpafl.org |