Lake County, Florida Property Taxes
Property Taxes in Lake County, Florida
Median Lake County effective property tax rate: 0.97%, significantly lower than the national median of 1.02%.
Median Lake County home value: $298,900
Median annual Lake County tax bill: $2,584, higher than the national median property tax bill of $2,400.
How are property taxes in Lake County calculated?
Property taxes in Lake County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Lake County’s property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Lake County or another part of the county, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Lake County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.97%
Estimate Property Tax Bill
$2,899
$2,690
$774
Average Annual Tax Savings
How Does the Lake County Property Tax Calculator Work?
Use this Lake County property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Lake County's median effective tax rate of 0.97% — drawn from real transactions across the county — to generate your estimate.
Enter your property's estimated assessed value — the value the appraisal district assigns to your property, typically lower than market value after exemptions. Our calculator uses the median effective rate (actual bills divided by market value), which accounts for typical exemptions and is more accurate than applying the statutory millage rate directly.
Note: your assessed value reflects any exemptions you currently have. Lake County's median property tax bill is $2,584, which is $184 lower than the state median. Rates vary across Lake County — from $1,087 in Paisley to $6,956 in Bella Collina — so scroll down to explore city-level trends and find the rate specific to your area.
If your estimate is higher than expected, Ownwell can protest your Lake County assessment.
Property Tax Rates Across Lake County, Florida
What Are Effective Property Tax Rates Across Lake County?
Local government entities set tax rates, which vary widely across Lake County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Lake County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Lake County's median effective rate stands at 0.97%, which is lower than the national median of 1.02%. Within Lake County, the highest rate is found in THE VILLAGES at 1.50%, while BELLA COLLINA has the lowest at 0.47%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lake County Tax Rate
0.97%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Lake County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altoona | 0.73% | 0.99% | 1.36% | 2.05% | 2.83% |
| Astatula | 0.62% | 0.80% | 1.10% | 1.76% | 2.17% |
| Astor | 0.75% | 0.94% | 1.33% | 1.63% | 2.06% |
| Bella Collina | 0.29% | 0.36% | 0.47% | 1.34% | 1.58% |
| Clermont | 0.46% | 0.65% | 0.91% | 1.31% | 1.48% |
| Deer Island | 0.58% | 0.81% | 1.12% | 1.42% | 1.69% |
| Deland | 0.67% | 0.86% | 1.26% | 1.77% | 2.42% |
| Eustis | 0.41% | 0.62% | 0.93% | 1.41% | 1.75% |
| Ferndale | 0.62% | 0.65% | 0.93% | 1.16% | 1.45% |
| Fort Mc Coy | 0.70% | 0.87% | 1.31% | 1.53% | 1.68% |
| Fruitland Park | 0.52% | 0.73% | 1.03% | 1.46% | 1.82% |
| Grand Island | 0.54% | 0.67% | 0.89% | 1.25% | 1.47% |
| Groveland | 0.43% | 0.64% | 1.01% | 1.41% | 1.66% |
| Howey In The Hills | 0.24% | 0.66% | 0.95% | 1.34% | 1.74% |
| Lady Lake | 0.55% | 0.73% | 0.99% | 1.52% | 1.66% |
| Leesburg | 0.49% | 0.70% | 0.97% | 1.40% | 1.71% |
| Mascotte | 0.45% | 0.63% | 1.16% | 1.69% | 1.92% |
| Minneola | 0.34% | 0.51% | 0.92% | 1.37% | 1.54% |
| Montverde | 0.52% | 0.65% | 0.86% | 1.24% | 1.50% |
| Mount Dora | 0.51% | 0.72% | 1.05% | 1.46% | 1.70% |
| Oakland | 0.67% | 0.68% | 0.83% | 1.00% | 1.43% |
| Okahumpka | 0.23% | 0.58% | 0.91% | 1.27% | 1.80% |
| Paisley | 0.71% | 0.95% | 1.28% | 1.87% | 2.46% |
| Sorrento | 0.59% | 0.74% | 0.98% | 1.32% | 1.55% |
| Tavares | 0.36% | 0.63% | 0.98% | 1.50% | 1.76% |
| The Villages | 1.05% | 1.28% | 1.50% | 1.76% | 2.09% |
| Umatilla | 0.44% | 0.62% | 0.89% | 1.26% | 1.60% |
| Weirsdale | 0.46% | 0.61% | 0.79% | 1.12% | 1.29% |
| Winter Garden | 0.19% | 0.24% | 0.70% | 0.96% | 1.17% |
| Yalaha | 0.61% | 0.71% | 0.90% | 1.31% | 1.51% |
| Mount Plymouth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Lake County, Florida
When examining property taxes in Lake County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lake County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lake County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Lake County.
For example, the median tax bill in Lake County is $2,584, with tax bills ranging significantly across the county. Bella Collina has the highest median home price at $1,367,060.
Median Lake County Market Value
$298,900
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Lake County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altoona | $30,573 | $43,146 | $77,762 | $206,056 | $367,973 |
| Astatula | $79,370 | $113,349 | $177,382 | $291,992 | $375,027 |
| Astor | $52,395 | $76,351 | $134,694 | $214,980 | $285,626 |
| Bella Collina | $739,693 | $837,850 | $1,367,060 | $1,902,881 | $2,720,863 |
| Clermont | $262,014 | $306,345 | $360,066 | $432,253 | $524,772 |
| Deer Island | $339,485 | $354,104 | $450,052 | $875,100 | $1,236,770 |
| Deland | $38,533 | $55,428 | $98,153 | $177,464 | $316,073 |
| Eustis | $110,740 | $179,453 | $264,724 | $362,120 | $478,417 |
| Ferndale | $159,792 | $189,447 | $292,420 | $434,921 | $470,353 |
| Fort Mc Coy | $227,099 | $283,653 | $332,134 | $392,175 | $453,172 |
| Fruitland Park | $63,040 | $126,666 | $216,734 | $286,834 | $371,067 |
| Grand Island | $187,369 | $242,489 | $276,694 | $309,899 | $363,306 |
| Groveland | $208,586 | $280,559 | $319,850 | $369,606 | $452,207 |
| Howey In The Hills | $211,015 | $259,809 | $351,066 | $452,474 | $586,109 |
| Lady Lake | $135,449 | $169,238 | $223,384 | $302,502 | $408,487 |
| Leesburg | $75,959 | $137,723 | $230,602 | $292,670 | $345,946 |
| Mascotte | $139,922 | $218,444 | $271,580 | $310,756 | $345,085 |
| Minneola | $219,398 | $303,064 | $346,413 | $422,068 | $498,229 |
| Montverde | $118,178 | $240,599 | $407,554 | $591,886 | $722,227 |
| Mount Dora | $152,491 | $230,553 | $314,142 | $403,685 | $511,273 |
| Oakland | $242,153 | $276,294 | $318,660 | $804,210 | $878,802 |
| Okahumpka | $87,299 | $228,962 | $308,960 | $355,341 | $424,764 |
| Paisley | $37,233 | $52,964 | $87,013 | $147,330 | $213,372 |
| Sorrento | $168,277 | $235,714 | $322,276 | $422,112 | $611,745 |
| Tavares | $108,844 | $161,009 | $249,156 | $308,132 | $380,191 |
| The Villages | $230,120 | $310,812 | $362,094 | $446,291 | $623,495 |
| Umatilla | $114,153 | $173,828 | $239,986 | $321,650 | $470,495 |
| Weirsdale | $256,561 | $322,674 | $428,776 | $514,472 | $594,581 |
| Winter Garden | $307,291 | $484,363 | $584,464 | $811,752 | $976,812 |
| Yalaha | $180,861 | $229,698 | $275,722 | $389,772 | $580,539 |
| Mount Plymouth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Lake County, Florida
Property tax bills in Lake County, Florida are based on the assessed value of a home, local tax rates, and any exemptions a homeowner qualifies for. When a property’s assessed value rises, the tax bill can increase as well, even if the homeowner has not made major changes to the home. That makes property taxes an important part of overall housing costs for many homeowners.
In Lake County, the median home price is $298,900, and tax bills vary widely across the county. The 25th percentile tax bill is $1,476, while the 75th percentile is $4,032 and the 90th percentile is $5,474. Some areas see much higher bills, with Bella Collina reaching a median tax bill of $6,956, while Paisley has a median tax bill of $1,087.
Ownwell helps homeowners review their assessed value, identify savings opportunities, and appeal unfair property tax bills to help lower what they owe.
Median Lake County Tax Bill
$2,584
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Lake County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Altoona | $574 | $801 | $1,090 | $1,857 | $3,490 |
| Astatula | $863 | $1,154 | $1,890 | $3,001 | $4,476 |
| Astor | $716 | $1,001 | $1,550 | $2,498 | $3,525 |
| Bella Collina | $3,279 | $3,852 | $6,956 | $15,973 | $28,529 |
| Clermont | $1,195 | $2,165 | $3,313 | $4,586 | $5,671 |
| Deer Island | $2,832 | $4,258 | $5,839 | $8,288 | $10,278 |
| Deland | $625 | $871 | $1,140 | $1,770 | $2,866 |
| Eustis | $693 | $1,328 | $2,362 | $3,748 | $5,233 |
| Ferndale | $1,188 | $2,333 | $2,746 | $4,182 | $5,330 |
| Fort Mc Coy | $2,357 | $2,904 | $3,915 | $4,777 | $5,546 |
| Fruitland Park | $720 | $1,121 | $1,888 | $2,900 | $4,067 |
| Grand Island | $1,210 | $1,752 | $2,484 | $3,396 | $4,200 |
| Groveland | $982 | $1,899 | $3,153 | $4,560 | $5,684 |
| Howey In The Hills | $934 | $1,913 | $3,419 | $4,818 | $6,422 |
| Lady Lake | $884 | $1,428 | $2,362 | $3,380 | $4,525 |
| Leesburg | $670 | $1,110 | $1,878 | $2,875 | $4,070 |
| Mascotte | $912 | $1,217 | $2,617 | $3,759 | $4,775 |
| Minneola | $1,028 | $1,574 | $3,024 | $4,580 | $5,507 |
| Montverde | $933 | $1,686 | $3,390 | $4,924 | $7,088 |
| Mount Dora | $1,016 | $1,883 | $3,109 | $4,594 | $6,244 |
| Oakland | $1,933 | $2,337 | $3,514 | $5,270 | $6,050 |
| Okahumpka | $644 | $817 | $1,488 | $2,954 | $5,273 |
| Paisley | $583 | $818 | $1,087 | $1,566 | $2,191 |
| Sorrento | $1,235 | $1,981 | $3,160 | $4,444 | $6,268 |
| Tavares | $576 | $1,256 | $2,243 | $3,395 | $4,722 |
| The Villages | $3,040 | $5,321 | $6,849 | $8,738 | $11,274 |
| Umatilla | $813 | $1,240 | $2,017 | $3,121 | $4,456 |
| Weirsdale | $1,234 | $2,188 | $3,388 | $4,835 | $6,469 |
| Winter Garden | $1,186 | $1,262 | $3,808 | $5,971 | $9,547 |
| Yalaha | $1,240 | $1,807 | $2,751 | $3,984 | $5,689 |
| Mount Plymouth | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Want to lower your Lake County property taxes?
How Can I Lower My Property Taxes in Lake County?
Looking to reduce your Lake County property taxes? Ownwell is the leading property tax appeal company serving Lake County. We specialize in helping property owners in the largest city in Lake County and beyond lower their tax bills by working directly with the Lake County Property Appraiser.
Through our tax monitoring service, we collect all necessary information to maximize your tax reductions. We navigate the complexities of the Lake County property tax appeal process and identify all available exemptions, so you don't have to.
Whether you are a homeowner, a real estate investor, or an asset manager, our local team at Ownwell has the expertise to assess your current property tax situation and find strategic opportunities for reducing your tax burden.
Property Tax Petitions in Florida
Property taxes in Lake County are based on the assessed value set by the Property Appraiser, and homeowners who believe that value is too high can protest it through the appeal process. If the assessment seems inaccurate or does not reflect the market value of the home, the first step is to review the notice carefully and gather support for a lower value, such as comparable sales, property condition issues, or other evidence that shows the assessment should be reduced.
How does the property tax protest process work in Lake County? Homeowners file an appeal before the deadline and present their case to the board that listens to appeals. The process usually begins with a review of the assessment, followed by a formal hearing where the homeowner can explain why the property should be taxed on a lower assessed value. The board then considers the evidence and decides whether to uphold the assessment or lower it.
What can happen after an appeal? The outcome may be a reduction in the assessed value, which can lower the property tax bill, or the original assessment may remain unchanged. In some cases, the board may agree with part of the argument and make a partial adjustment.
How can Ownwell help? Ownwell can handle the appeal process from start to finish, helping homeowners identify potential savings, prepare a strong case, and navigate the hearing with confidence. That support can make it easier to challenge an unfair assessment and pursue a fairer property tax bill.
Exemptions in Florida
What property tax exemptions are available in Lake County, Florida?
Lake County homeowners may qualify for several property tax exemption programs, with the most important being the homestead exemption for a primary residence. This exemption is available to homeowners who live in the property as their permanent home, and it can reduce the assessed value used for property taxes. Other exemptions may be available for seniors, veterans, disabled homeowners, surviving spouses, and certain first responders, depending on eligibility.
What is the homestead exemption and why does it matter?
The homestead exemption is the main exemption for a primary residence. It helps lower the taxable assessed value of a home, which can reduce the property tax bill for owner-occupied homes. Homeowners must generally show that the property is their permanent residence to qualify.
How do homeowners apply for exemptions in Lake County?
Homeowners typically apply through the local property appraiser’s office and must provide documents that prove ownership and residency. Applications are usually tied to the tax year, so filing early is important. Each exemption has its own rules, and some require additional proof of age, disability, military service, or spouse status.
How can Ownwell help?
Ownwell can help homeowners identify every exemption they may qualify for, prepare the application, and avoid missing important filing requirements. That means more homeowners can take advantage of the exemptions available for their primary residence and other eligible situations.
Available Exemptions
Senior
Disabled
Home Stead
Veteran
Solar/Wind
Non-Profit
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 15 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Lake Property Appraiser | |
| Website | www.lakecopropappr.com |
Frequently Asked Property Tax Questions in Lake County, Florida
How are property taxes calculated in Lake County, Florida?
How do I appeal my property taxes in Lake County, Florida?
What property tax exemptions are available in Lake County, Florida?
When are property taxes due in Lake County, Florida?
How can Ownwell help reduce my property taxes in Lake County, Florida?
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