Estero, Lee County, Florida Property Taxes
Property Taxes in Estero, Florida
Median Estero, Florida effective property tax rate: 1.04%, significantly higher than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Estero, Florida home value: $443,673
Median annual Estero, Florida tax bill: $4,536, $2,136 higher than the national median property tax bill of $2,400.
How are property taxes in Lee calculated?
Property taxes in Estero, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Estero's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Estero, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Estero, Lee County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.04%
Estimate Property Tax Bill
$4,614
$4,282
$774
Average Annual Tax Savings
How Does the Estero Property Tax Calculator Work?
Use this Estero property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Estero's median effective tax rate of 1.04% — based on actual property records in Lee County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Estero's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Estero: rates range from $4,205.00 in 33928 to $6,403.00 in 34135, primarily due to differences in school district levies and local assessment districts. Estero's median tax bill is $4,536, which is higher than the Florida median tax bill by $2,136 and higher than the national median property tax bill of $2,400.
If your estimate is higher than expected, Ownwell can appeal your Estero assessment — you only pay if we save you money.
About Estero Property Taxes
About Property Taxes in Estero, Lee, Florida
Estero’s median effective property tax rate of 1.04% is lower than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Lee County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Estero. Homeowners in the 34135 ZIP code carry a median effective rate of 1.15%, while those in 33967 pay 0.91%. This spread — 0.24 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Lee County. Understanding which part of Estero you live in can make a meaningful difference to your annual tax bill.
Estero homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 12, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Estero, Lee County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Estero's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Estero Tax Rate
1.04%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Lee County Tax Rate
1.10%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Estero, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33928 | 0.52% | 0.73% | 1.03% | 1.24% | 1.45% |
| 33967 | 0.57% | 0.73% | 0.91% | 1.16% | 1.30% |
| 34134 | 0.62% | 0.78% | 1.04% | 1.21% | 1.33% |
| 34135 | 0.77% | 0.89% | 1.15% | 1.39% | 1.53% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Estero, Lee County, Florida
When examining property taxes in Estero, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Lee County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Lee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Estero.
For example, the median home price in Estero is $443,673, with tax bills ranging significantly across the county. 34134 has the highest median home price at $650,503.
Property Tax Assessment Values Across Estero, Lee County, Florida
Source: Ownwell
$77,341
$1,933,747
$3,790,152
Median Estero Market Value
$443,673
Median Lee County Market Value
$300,439
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Estero, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33928 | $165,024 | $286,814 | $423,088 | $593,126 | $799,578 |
| 33967 | $247,813 | $347,920 | $449,106 | $614,364 | $925,318 |
| 34134 | $203,946 | $373,910 | $650,503 | $1,083,822 | $1,389,628 |
| 34135 | $318,857 | $373,881 | $546,378 | $798,942 | $1,478,135 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Estero, Lee County, Florida
Property tax bills in Estero are based on the assessed value of a home, not its market value, and the local tax rate set by Lee County and other taxing authorities. The bill is calculated by applying those rates to the assessed value after any exemptions are considered. For homeowners, that means a higher assessed value can lead to a higher tax bill, even when the market changes more slowly.
With a median home price of $443,673, property taxes can be a meaningful part of ownership costs. In Estero, the 25th percentile tax bill is $2,890, while the 75th percentile is $6,789 and the 90th percentile is $9,578. The highest median tax bill is $6,403 in ZIP code 34135, and the lowest median tax bill is $4,205 in ZIP code 33928.
Ownwell helps homeowners save by reviewing assessments, identifying savings opportunities, and filing property tax appeals and exemptions when eligible.
Median Estero Tax Bill
$4,536
Median Lee County Tax Bill
$3,258
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Estero, Lee County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33928 | $1,317 | $2,626 | $4,205 | $6,226 | $8,620 |
| 33967 | $2,086 | $2,877 | $4,276 | $6,121 | $7,701 |
| 34134 | $2,003 | $2,768 | $5,791 | $10,885 | $15,074 |
| 34135 | $3,653 | $4,483 | $6,403 | $9,422 | $14,321 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 12 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Lee Property Appraiser | |
| Website | www.leepa.org |