Property Taxes in Miami, Florida
Median Miami, Florida effective property tax rate: 1.28%, significantly higher than the national median of 1.02%, and higher than the Florida state median of 1.10%.
Median Miami, Florida home value: $435,542
Median annual Miami, Florida tax bill: $4,800, higher than the national median property tax bill of $2,400.
How are property taxes in Miami-Dade calculated?
Property taxes in Miami, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Miami's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Miami, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Miami Property Tax Calculator Work?
Use this Miami property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Miami's median effective tax rate of 1.28% — based on actual property records in Miami-Dade County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Miami's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Miami: rates range from $2,458.00 in 33179 to $20,921.00 in 33122, primarily due to differences in school district levies and local assessment districts.
Miami’s median tax rate is higher than the 1.10% state median and above the 1.02% national median property tax rate, with a $4,800 median tax bill that is higher than the state median by $2,400. If your estimate is higher than expected, Ownwell can appeal your Miami assessment — you only pay if we save you money.
About Miami Property Taxes
About Property Taxes in Miami, Miami-Dade, Florida
Miami's median effective property tax rate of 1.28% is higher than the Florida state median of 1.10% and higher than the national median of 1.02%. This rate reflects the Miami-Dade County base levy combined with local school district levies and Municipal Service Benefit Units that vary by subdivision throughout the city.
Property tax rates are not uniform across Miami. Homeowners in the 33190 ZIP code carry a median effective rate of 2.16%, while those in 33182 pay 0.85%. This spread — 1.31 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Miami-Dade County. Understanding which part of Miami you live in can make a meaningful difference to your annual tax bill.
Miami homeowners who believe their assessed value is too high can file a formal appeal with the Property Appraiser before the September 16, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Miami, Miami-dade County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Miami’s effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami Tax Rate
1.28%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Miami-dade County Tax Rate
1.38%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Miami, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jacksonville Tax Rate
1.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Tampa Tax Rate
1.24%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Orlando Tax Rate
1.17%
Property Tax Rates Across Miami, Miami-dade County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33122 | 1.03% | 1.32% | 1.48% | 1.54% | 1.74% |
| 33125 | 0.37% | 0.66% | 1.52% | 1.84% | 2.00% |
| 33126 | 0.27% | 0.61% | 1.47% | 1.71% | 1.87% |
| 33127 | 0.23% | 0.67% | 1.32% | 1.82% | 2.03% |
| 33128 | 0.30% | 1.28% | 1.64% | 1.87% | 1.98% |
| 33129 | 0.62% | 1.04% | 1.62% | 1.84% | 2.00% |
| 33130 | 1.13% | 1.66% | 1.80% | 1.97% | 2.11% |
| 33131 | 1.24% | 1.67% | 1.80% | 1.95% | 2.09% |
| 33132 | 1.10% | 1.71% | 1.88% | 2.05% | 2.22% |
| 33133 | 0.47% | 0.86% | 1.40% | 1.69% | 1.93% |
| 33134 | 0.44% | 0.68% | 1.16% | 1.58% | 1.72% |
| 33135 | 0.33% | 0.67% | 1.54% | 1.82% | 2.00% |
| 33136 | 0.26% | 0.76% | 1.58% | 2.00% | 2.14% |
| 33137 | 0.91% | 1.54% | 1.80% | 2.00% | 2.10% |
| 33138 | 0.34% | 0.77% | 1.42% | 1.80% | 2.00% |
| 33142 | 0.30% | 0.72% | 1.33% | 1.71% | 1.99% |
| 33143 | 0.38% | 0.64% | 1.22% | 1.55% | 1.67% |
| 33144 | 0.44% | 0.61% | 1.07% | 1.63% | 1.85% |
| 33145 | 0.39% | 0.60% | 1.27% | 1.74% | 1.90% |
| 33146 | 0.44% | 0.58% | 0.88% | 1.34% | 1.60% |
| 33147 | 0.35% | 0.47% | 1.17% | 1.55% | 1.79% |
| 33150 | 0.36% | 0.67% | 1.39% | 1.72% | 1.98% |
| 33155 | 0.40% | 0.55% | 0.94% | 1.47% | 1.61% |
| 33156 | 0.52% | 0.79% | 1.43% | 1.58% | 1.70% |
| 33157 | 0.38% | 0.46% | 0.95% | 1.49% | 1.71% |
| 33161 | 0.34% | 0.51% | 1.22% | 1.60% | 1.87% |
| 33162 | 0.33% | 0.48% | 1.18% | 1.67% | 1.87% |
| 33165 | 0.49% | 0.59% | 0.87% | 1.52% | 1.67% |
| 33166 | 1.53% | 1.73% | 2.00% | 2.30% | 2.40% |
| 33167 | 0.39% | 0.49% | 1.22% | 1.75% | 1.96% |
| 33168 | 0.38% | 0.44% | 0.96% | 1.54% | 1.80% |
| 33169 | 0.56% | 0.73% | 1.42% | 2.05% | 2.35% |
| 33170 | 0.45% | 0.71% | 1.20% | 1.65% | 1.97% |
| 33172 | 0.26% | 0.45% | 1.44% | 1.60% | 1.69% |
| 33173 | 0.50% | 0.60% | 0.94% | 1.53% | 1.69% |
| 33174 | 0.37% | 0.59% | 1.08% | 1.57% | 1.75% |
| 33175 | 0.48% | 0.60% | 0.87% | 1.52% | 1.68% |
| 33176 | 0.44% | 0.63% | 0.97% | 1.50% | 1.68% |
| 33177 | 0.43% | 0.58% | 0.93% | 1.54% | 1.72% |
| 33178 | 1.19% | 1.32% | 1.80% | 1.91% | 1.99% |
| 33179 | 0.24% | 0.54% | 1.31% | 1.58% | 1.78% |
| 33180 | 0.77% | 1.02% | 1.49% | 1.63% | 1.74% |
| 33181 | 0.42% | 0.92% | 1.47% | 1.75% | 2.10% |
| 33182 | 0.56% | 0.70% | 0.85% | 1.45% | 1.72% |
| 33183 | 0.34% | 0.58% | 1.03% | 1.51% | 1.65% |
| 33184 | 0.43% | 0.61% | 0.88% | 1.49% | 1.69% |
| 33185 | 0.65% | 0.79% | 1.03% | 1.55% | 1.73% |
| 33186 | 0.56% | 0.68% | 1.06% | 1.61% | 1.78% |
| 33187 | 0.60% | 0.67% | 1.00% | 1.54% | 1.80% |
| 33189 | 0.36% | 0.44% | 1.04% | 1.55% | 1.76% |
| 33190 | 1.33% | 1.73% | 2.16% | 2.25% | 2.38% |
| 33193 | 0.49% | 0.68% | 1.14% | 1.54% | 1.70% |
| 33194 | 0.76% | 0.90% | 1.13% | 1.66% | 1.79% |
| 33196 | 0.63% | 0.77% | 1.22% | 1.68% | 1.88% |
| 33158 | N/A | N/A | N/A | N/A | N/A |
| 33195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Assessment Values Across Miami, Miami-dade County, Florida
When examining property taxes in Miami, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Miami-Dade County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Miami-Dade County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Miami is $435,542, with tax bills ranging significantly across the county. 33146 has the highest median home price at $1,563,378.
Property Tax Assessment Values Across Miami, Miami-dade County, Florida
Source: Ownwell
$162,312
$29,023,649
$57,884,986
Median Miami Market Value
$435,542
Median Miami-dade County Market Value
$420,480
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Miami, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Jacksonville Market Value
$235,945
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tampa Market Value
$298,005
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orlando Market Value
$330,050
Property Tax Assessment Values Across Miami, Miami-dade County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33122 | $1,309,421 | $1,360,807 | $1,430,259 | $1,505,452 | $1,732,666 |
| 33125 | $165,200 | $262,569 | $422,105 | $514,489 | $611,617 |
| 33126 | $172,466 | $213,608 | $265,650 | $431,093 | $553,363 |
| 33127 | $275,025 | $326,686 | $410,430 | $557,167 | $752,823 |
| 33128 | $132,246 | $160,770 | $207,700 | $232,420 | $571,996 |
| 33129 | $316,764 | $378,544 | $561,112 | $886,087 | $1,399,300 |
| 33130 | $213,000 | $318,062 | $423,007 | $539,697 | $726,733 |
| 33131 | $295,488 | $367,808 | $497,601 | $752,980 | $1,228,954 |
| 33132 | $268,772 | $335,491 | $455,151 | $616,326 | $886,072 |
| 33133 | $329,953 | $573,302 | $912,390 | $1,612,516 | $2,821,000 |
| 33134 | $548,808 | $622,877 | $753,111 | $918,663 | $1,225,350 |
| 33135 | $166,400 | $203,837 | $484,269 | $637,290 | $765,438 |
| 33136 | $56,250 | $180,115 | $254,129 | $298,197 | $616,739 |
| 33137 | $294,600 | $370,793 | $550,876 | $793,897 | $1,548,974 |
| 33138 | $196,500 | $281,350 | $439,450 | $807,876 | $1,245,319 |
| 33142 | $244,192 | $291,317 | $347,824 | $418,659 | $495,056 |
| 33143 | $202,000 | $233,295 | $576,650 | $1,516,045 | $2,407,609 |
| 33144 | $286,410 | $423,098 | $504,340 | $586,292 | $695,883 |
| 33145 | $279,680 | $439,493 | $637,669 | $756,019 | $878,613 |
| 33146 | $710,872 | $1,103,520 | $1,563,378 | $1,888,155 | $2,697,174 |
| 33147 | $255,403 | $307,445 | $356,948 | $416,034 | $488,354 |
| 33150 | $211,400 | $287,808 | $344,697 | $410,702 | $491,599 |
| 33155 | $332,654 | $505,793 | $591,978 | $721,426 | $920,438 |
| 33156 | $197,793 | $259,273 | $393,584 | $873,694 | $1,236,337 |
| 33157 | $208,048 | $375,652 | $441,326 | $492,131 | $542,458 |
| 33161 | $149,000 | $322,598 | $468,955 | $600,027 | $785,459 |
| 33162 | $84,735 | $140,298 | $363,168 | $602,253 | $726,864 |
| 33165 | $375,412 | $474,888 | $541,510 | $616,781 | $728,392 |
| 33166 | $402,000 | $475,000 | $687,762 | $861,536 | $1,426,134 |
| 33167 | $293,293 | $327,347 | $381,210 | $427,180 | $488,672 |
| 33168 | $300,788 | $336,542 | $382,304 | $436,322 | $525,713 |
| 33169 | $129,248 | $303,245 | $353,688 | $403,169 | $497,646 |
| 33170 | $311,500 | $369,912 | $444,503 | $562,410 | $716,275 |
| 33172 | $193,261 | $221,099 | $242,725 | $289,440 | $326,172 |
| 33173 | $229,715 | $359,440 | $482,321 | $623,472 | $797,567 |
| 33174 | $210,750 | $250,240 | $367,245 | $547,040 | $644,821 |
| 33175 | $230,546 | $360,820 | $501,712 | $617,698 | $777,379 |
| 33176 | $203,439 | $254,248 | $453,945 | $815,285 | $1,187,459 |
| 33177 | $332,328 | $388,226 | $442,892 | $516,831 | $631,915 |
| 33178 | $431,385 | $447,728 | $475,475 | $581,900 | $763,630 |
| 33179 | $119,700 | $143,915 | $208,845 | $408,330 | $708,252 |
| 33180 | $244,471 | $309,187 | $431,653 | $693,990 | $1,122,411 |
| 33181 | $169,100 | $207,200 | $269,808 | $310,024 | $511,600 |
| 33182 | $320,994 | $418,090 | $499,168 | $604,968 | $779,868 |
| 33183 | $218,294 | $242,672 | $346,000 | $529,227 | $628,633 |
| 33184 | $230,242 | $348,926 | $425,844 | $583,798 | $718,469 |
| 33185 | $402,458 | $454,000 | $546,941 | $641,806 | $732,723 |
| 33186 | $255,700 | $345,000 | $421,747 | $525,290 | $607,597 |
| 33187 | $273,257 | $460,096 | $546,537 | $625,073 | $731,908 |
| 33189 | $354,019 | $376,079 | $407,860 | $440,952 | $476,199 |
| 33190 | $350,000 | $361,000 | $380,000 | $410,000 | $534,082 |
| 33193 | $203,650 | $242,283 | $382,000 | $512,238 | $634,455 |
| 33194 | $405,000 | $435,000 | $464,000 | $668,036 | $746,016 |
| 33196 | $235,482 | $365,865 | $449,080 | $549,641 | $629,182 |
| 33158 | N/A | N/A | N/A | N/A | N/A |
| 33195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Property Tax Bills Across Miami, Miami-dade County, Florida
How are property tax bills calculated in Miami?
Property tax bills in Miami are based on a home’s assessed value, which is compared with the market value of the property and then multiplied by the local tax rate. For homeowners, that means a higher assessed value can lead to a larger bill, especially in a county where the median home price is $435,542. The typical property tax bill in Miami-Dade ranges from $2,895 at the 25th percentile to $7,727 at the 75th percentile, with the 90th percentile reaching $11,319. That is well above the national median property tax bill of $2,400.
What can homeowners do about high property taxes in Miami?
If your assessed value is too high, you may be paying more than necessary. Ownwell helps homeowners appeal property tax assessments and pursue exemptions that can reduce their tax burden. In a county where bills can vary widely, from $2,458 in zip code 33179 to $20,921 in zip code 33122, a successful appeal can make a meaningful difference.
Median Miami Tax Bill
$4,800
Median Miami-dade County Tax Bill
$4,977
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Miami, Florida vs Similar Florida Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Jacksonville Tax Bill
$2,703
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Tampa Tax Bill
$3,477
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Orlando Tax Bill
$3,413
Property Tax Bills Across Miami, Miami-dade County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33122 | $14,958 | $18,846 | $20,921 | $23,757 | $26,560 |
| 33125 | $1,278 | $2,477 | $4,557 | $7,757 | $9,950 |
| 33126 | $653 | $2,084 | $3,371 | $4,803 | $8,206 |
| 33127 | $896 | $2,302 | $5,223 | $7,931 | $11,133 |
| 33128 | $1,004 | $2,309 | $3,159 | $3,900 | $7,602 |
| 33129 | $3,428 | $5,386 | $7,562 | $11,879 | $18,824 |
| 33130 | $2,916 | $5,132 | $7,349 | $9,987 | $13,682 |
| 33131 | $4,881 | $6,309 | $8,570 | $12,769 | $19,180 |
| 33132 | $3,460 | $5,638 | $7,901 | $11,488 | $17,871 |
| 33133 | $3,498 | $6,250 | $10,761 | $19,266 | $34,793 |
| 33134 | $3,038 | $5,109 | $8,722 | $11,849 | $15,174 |
| 33135 | $1,282 | $2,604 | $4,910 | $9,396 | $12,110 |
| 33136 | $606 | $1,191 | $3,523 | $5,441 | $7,646 |
| 33137 | $3,872 | $6,001 | $9,312 | $14,111 | $24,155 |
| 33138 | $1,699 | $3,049 | $5,285 | $9,500 | $16,707 |
| 33142 | $1,024 | $2,192 | $4,273 | $6,134 | $7,882 |
| 33143 | $2,117 | $3,156 | $5,038 | $11,822 | $24,433 |
| 33144 | $1,944 | $2,891 | $4,965 | $8,178 | $10,280 |
| 33145 | $2,261 | $3,637 | $6,373 | $10,241 | $13,306 |
| 33146 | $4,555 | $7,214 | $11,706 | $19,308 | $27,694 |
| 33147 | $1,207 | $1,721 | $3,802 | $5,535 | $7,033 |
| 33150 | $1,171 | $1,894 | $4,232 | $6,227 | $7,989 |
| 33155 | $2,254 | $3,069 | $5,038 | $8,342 | $10,624 |
| 33156 | $2,602 | $3,403 | $4,861 | $7,302 | $14,209 |
| 33157 | $1,459 | $2,014 | $3,359 | $5,871 | $7,603 |
| 33161 | $1,490 | $2,200 | $3,969 | $7,475 | $9,933 |
| 33162 | $989 | $1,656 | $2,515 | $5,734 | $8,803 |
| 33165 | $2,294 | $3,099 | $4,740 | $7,644 | $9,574 |
| 33166 | $9,415 | $10,273 | $13,475 | $17,043 | $22,930 |
| 33167 | $1,285 | $1,881 | $4,186 | $6,852 | $8,428 |
| 33168 | $1,298 | $1,724 | $3,815 | $5,830 | $7,473 |
| 33169 | $1,730 | $2,290 | $3,862 | $7,149 | $9,161 |
| 33170 | $1,876 | $3,232 | $5,360 | $7,787 | $10,013 |
| 33172 | $577 | $1,299 | $3,031 | $3,910 | $4,960 |
| 33173 | $1,976 | $2,981 | $4,177 | $6,431 | $8,923 |
| 33174 | $1,226 | $2,450 | $3,545 | $5,952 | $8,547 |
| 33175 | $1,806 | $2,888 | $4,250 | $6,542 | $9,283 |
| 33176 | $1,729 | $2,979 | $4,544 | $7,382 | $11,990 |
| 33177 | $1,658 | $2,558 | $4,220 | $6,457 | $8,456 |
| 33178 | $5,764 | $6,301 | $8,642 | $9,565 | $11,926 |
| 33179 | $444 | $1,374 | $2,458 | $5,147 | $8,572 |
| 33180 | $2,414 | $4,262 | $5,961 | $8,954 | $14,389 |
| 33181 | $1,319 | $2,397 | $3,743 | $4,882 | $6,799 |
| 33182 | $2,499 | $3,421 | $4,771 | $6,905 | $9,594 |
| 33183 | $1,045 | $2,361 | $3,505 | $5,132 | $7,272 |
| 33184 | $1,584 | $2,603 | $3,963 | $6,244 | $8,585 |
| 33185 | $3,128 | $4,184 | $5,817 | $7,858 | $10,050 |
| 33186 | $2,094 | $3,068 | $4,313 | $6,340 | $8,306 |
| 33187 | $2,701 | $3,464 | $5,330 | $8,209 | $10,543 |
| 33189 | $1,395 | $1,868 | $4,172 | $6,301 | $7,424 |
| 33190 | $6,271 | $6,953 | $8,152 | $8,601 | $9,639 |
| 33193 | $1,557 | $2,731 | $3,532 | $5,585 | $7,589 |
| 33194 | $3,357 | $4,851 | $6,548 | $8,055 | $10,647 |
| 33196 | $2,490 | $3,374 | $4,841 | $7,405 | $9,852 |
| 33158 | N/A | N/A | N/A | N/A | N/A |
| 33195 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Save on Your Property Taxes and More With Ownwell
$774
Average Annual Tax Savings
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 18 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Miami-Dade Property Appraiser | |
| Phone | (305) 375-4050 |
| Website | www.miamidade.gov |
| mdcpa@mdcpa.net | |