Clearwater, Pinellas County, Florida Property Taxes
Property Taxes in Clearwater, Florida
Median Clearwater, Florida effective property tax rate: 0.92%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Clearwater, Florida home value: $267,131
Median annual Clearwater, Florida tax bill: $2,337, $63 lower than the national median property tax bill of $2,400.
How are property taxes in Pinellas calculated?
Property taxes in Clearwater, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Clearwater's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Clearwater, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Clearwater, Pinellas County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.92%
Estimate Property Tax Bill
$2,458
$2,281
$774
Average Annual Tax Savings
How Does the Clearwater Property Tax Calculator Work?
Use this Clearwater property tax calculator to estimate your annual tax bill. Enter your property's assessed value and our calculator applies Clearwater's median effective tax rate of 0.92% — based on actual property records in Pinellas County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Clearwater's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Clearwater: rates range from $445.00 in 33767 to $3,133.00 in 33762, primarily due to differences in school district levies and local assessment districts. Clearwater's median tax rate is lower than Florida's 1.10% median, and the city's median tax bill of $2,337 is $63 lower than the state median.
If your estimate is higher than expected, Ownwell can appeal your Clearwater assessment — you only pay if we save you money.
About Clearwater Property Taxes
About Property Taxes in Clearwater, Pinellas, Florida
Clearwater's median effective property tax rate of 0.92% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the Pinellas County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Clearwater. Homeowners in the 33767 ZIP code carry a median effective rate of 1.54%, while those in 33761 pay 0.82%. This spread — 0.72 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Pinellas County. Understanding which part of Clearwater you live in can make a meaningful difference to your annual tax bill.
Clearwater homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 12, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Clearwater, Pinellas County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Clearwater's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Clearwater Tax Rate
0.92%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Pinellas County Tax Rate
0.94%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Clearwater, Pinellas County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33755 | 0.26% | 0.43% | 0.96% | 1.49% | 1.71% |
| 33756 | 0.28% | 0.45% | 0.94% | 1.42% | 1.65% |
| 33759 | 0.29% | 0.50% | 0.89% | 1.45% | 1.70% |
| 33760 | 0.30% | 0.49% | 0.99% | 1.50% | 1.68% |
| 33761 | 0.33% | 0.56% | 0.82% | 1.42% | 1.62% |
| 33762 | 0.40% | 0.67% | 1.01% | 1.44% | 1.64% |
| 33763 | 0.28% | 0.41% | 0.88% | 1.54% | 1.74% |
| 33764 | 0.38% | 0.58% | 0.99% | 1.52% | 1.73% |
| 33765 | 0.28% | 0.46% | 0.87% | 1.46% | 1.66% |
| 33767 | 1.54% | 1.54% | 1.54% | 1.54% | 1.93% |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Assessment Values Across Clearwater, Pinellas County, Florida
When examining property taxes in Clearwater, Florida, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Pinellas County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Pinellas County, assessment notices are sent in August each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Clearwater.
For example, the median home price in Clearwater is $267,131, with tax bills ranging significantly across the county. 33755 has the highest median home price at $293,047.
Property Tax Assessment Values Across Clearwater, Pinellas County, Florida
Source: Ownwell
$28,900
$676,889
$1,324,877
Median Clearwater Market Value
$267,131
Median Pinellas County Market Value
$316,920
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Clearwater, Pinellas County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33755 | $148,742 | $217,304 | $293,047 | $373,614 | $514,579 |
| 33756 | $144,844 | $207,900 | $281,524 | $349,246 | $422,581 |
| 33759 | $106,086 | $159,614 | $287,242 | $436,034 | $710,932 |
| 33760 | $142,212 | $175,554 | $221,500 | $306,120 | $402,988 |
| 33761 | $145,349 | $187,234 | $284,158 | $479,222 | $665,103 |
| 33762 | $175,954 | $221,157 | $288,273 | $416,804 | $556,287 |
| 33763 | $121,139 | $145,793 | $186,925 | $294,084 | $378,979 |
| 33764 | $89,930 | $168,224 | $289,629 | $391,047 | $488,715 |
| 33765 | $135,212 | $199,236 | $286,442 | $376,694 | $570,913 |
| 33767 | $26,180 | $28,900 | $28,900 | $28,900 | $28,900 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Property Tax Bills Across Clearwater, Pinellas County, Florida
Property tax bills in Clearwater are based on a home’s assessed value, local tax rates, and any exemptions that apply. When the assessed value rises, the tax bill can increase, even if the homeowner has not made major changes to the property. With a median home price of $267,131, Clearwater homeowners often see bills that vary widely across the city, from the $1,227 25th percentile to the $3,900 75th percentile.
What factors are considered? The county’s assessment of market value, the tax rate set by local taxing authorities, and available exemptions all play a role. Some neighborhoods face much higher bills than others, with the highest median tax bill reaching $3,133 in ZIP code 33762, while the lowest median tax bill is $445 in ZIP code 33767.
How does this affect homeowners? Higher assessed values can mean higher annual costs, making it important to review your bill carefully. Ownwell can help homeowners identify savings opportunities, file appeals, and pursue exemptions that may reduce property tax bills.
Median Clearwater Tax Bill
$2,337
Median Pinellas County Tax Bill
$2,886
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Clearwater, Pinellas County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 33755 | $605 | $1,214 | $2,481 | $4,440 | $6,416 |
| 33756 | $613 | $1,258 | $2,220 | $3,785 | $5,548 |
| 33759 | $578 | $1,205 | $2,403 | $4,557 | $7,212 |
| 33760 | $594 | $1,174 | $2,200 | $3,524 | $4,757 |
| 33761 | $572 | $1,473 | $2,698 | $4,300 | $6,316 |
| 33762 | $867 | $1,855 | $3,133 | $4,473 | $6,477 |
| 33763 | $483 | $861 | $1,870 | $2,794 | $4,032 |
| 33764 | $694 | $1,376 | $2,438 | $4,172 | $5,951 |
| 33765 | $591 | $1,170 | $2,433 | $4,153 | $6,273 |
| 33767 | $445 | $445 | $445 | $445 | $482 |
Source: Ownwell
$774
Average Annual Tax Savings
Save on Your Property Taxes and More With Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 12 |
| Tax Bill | |
| Issued | November 1 |
| Due Date #1 | March 31 |
Links | |
|---|---|
| Pinellas Property Appraiser | |
| Website | www.pcpao.gov |