Property Taxes in Jacksonville, Florida
Median Jacksonville, Florida effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.
Median Jacksonville, Florida home value: $1,743,128
Median annual Jacksonville, Florida tax bill: $14,758, $12,358 higher than the national median property tax bill of $2,400.
How are property taxes in St. Johns calculated?
Property taxes in Jacksonville, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Jacksonville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Jacksonville, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
How Does the Jacksonville Property Tax Calculator Work?
Use this Jacksonville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jacksonville's median effective tax rate of 0.71% — based on actual property records in St. Johns County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Jacksonville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Jacksonville: rates are 0.71% in 32224, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Jacksonville.
About Jacksonville Property Taxes
About Property Taxes in Jacksonville, St. Johns, Florida
Jacksonville's median effective property tax rate of 0.71% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the St. Johns County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.
Property tax rates are not uniform across Jacksonville. Homeowners in the 32224 ZIP code carry a median effective rate of 0.71%, while those in 32224 pay 0.71%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Johns County. Understanding which part of Jacksonville you live in can make a meaningful difference to your annual tax bill.
Jacksonville homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Jacksonville, St. Johns County, Florida
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Jacksonville's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Jacksonville Tax Rate
0.71%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective St. Johns County Tax Rate
0.98%
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.27%
Property Tax Rates Across Jacksonville, St. Johns County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32224 | 0.37% | 0.49% | 0.71% | 0.94% | 1.23% |
Source: Ownwell
Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida
When examining property taxes in Jacksonville, Florida, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Johns County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In St. Johns County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Jacksonville is $1,743,128, and the median tax bill is $14,758, well above the national median property tax bill of $2,400. For example, 32224 has the highest median home price at $1,743,128.
Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida
Source: Ownwell
$169,495
$956,312
$1,743,128
Median Jacksonville Market Value
$1,743,128
Median St. Johns County Market Value
$420,485
Median Florida Market Value
$310,033
Median United States Market Value
$274,101
Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32224 | $1,216,900 | $1,382,392 | $1,743,128 | $2,199,186 | $2,693,545 |
Source: Ownwell
Property Tax Bills Across Jacksonville, St. Johns County, Florida
Property tax bills in Jacksonville are based on the assessed value of a home, not its market price. Local tax authorities determine that value, then apply the city, county, and other taxing rates to calculate the final bill. For homeowners in St. Johns County, this means the amount owed can vary widely depending on the home’s assessed value and any exemptions that reduce taxable value.
With a median home price of $1,743,128, Jacksonville homeowners often face substantial tax bills. The 25th percentile tax bill is $10,221, while the 75th percentile is $18,654 and the 90th percentile reaches $21,000. The median tax bill in ZIP code 32224 is $14,758. Compared with the national median property tax rate of 1.02% and the national median tax bill of $2,400, local bills are much higher, which can significantly affect monthly housing costs and long-term affordability for homeowners.
Median Jacksonville Tax Bill
$14,758
Median St. Johns County Tax Bill
$4,121
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$3,209
Property Tax Bills Across Jacksonville, St. Johns County, Florida
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 32224 | $5,890 | $10,221 | $14,758 | $18,654 | $21,000 |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Property Valuation Date | January 1 |
| Appeal Deadline | September 11 |
| Tax Bill | |
| Issued | November 1 |
Links | |
|---|---|
| St. Johns Property Appraiser | |
| Website | qpublic.schneidercorp.com |