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Jacksonville, St. Johns County, Florida Property Taxes

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Property Taxes in Jacksonville, Florida

  • Median Jacksonville, Florida effective property tax rate: 0.71%, significantly lower than the national median of 1.02%, and lower than the Florida state median of 1.10%.

  • Median Jacksonville, Florida home value: $1,743,128

  • Median annual Jacksonville, Florida tax bill: $14,758, $12,358 higher than the national median property tax bill of $2,400.

How are property taxes in St. Johns calculated?

Property taxes in Jacksonville, Florida are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.

Understanding Jacksonville's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Jacksonville, knowing local tax details benefits homeowners and investors.

Last Updated April 13, 2026

Jacksonville, St. Johns County, Florida Property Tax Bill Calculator

$100,000

$1,500,000

$3,000,000

Median Effective Tax Rate

0.71%

Estimate Property Tax Bill

$12,376

$11,485

How Does the Jacksonville Property Tax Calculator Work?

Use this Jacksonville property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Jacksonville's median effective tax rate of 0.71% — based on actual property records in St. Johns County — to generate your estimate.

Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Jacksonville's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.

Your bill may vary by ZIP code within Jacksonville: rates are 0.71% in 32224, primarily due to differences in school district levies and local assessment districts.

For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Jacksonville.

About Jacksonville Property Taxes

About Property Taxes in Jacksonville, St. Johns, Florida

Jacksonville's median effective property tax rate of 0.71% is lower than the Florida state median of 1.10% and lower than the national median of 1.02%. This rate reflects the St. Johns County base levy combined with local school district levies and Municipal Service Benefit Units (MSBUs) that vary by subdivision throughout the city.

Property tax rates are not uniform across Jacksonville. Homeowners in the 32224 ZIP code carry a median effective rate of 0.71%, while those in 32224 pay 0.71%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across St. Johns County. Understanding which part of Jacksonville you live in can make a meaningful difference to your annual tax bill.

Jacksonville homeowners who believe their assessed value is too high can file a formal appeal with the local Property Appraiser before the September 15, 2026 deadline each year.

If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.

Property Tax Rates Across Jacksonville, St. Johns County, Florida

As noted earlier, local government entities set tax rates, which can vary widely within a state.

Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.

While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.

Below, you can compare Jacksonville's effective property tax rate to other cities in Florida and the median property tax rates in Florida and the U.S.

Property Tax Rates Across Jacksonville, St. Johns County, Florida

Source: Ownwell

0.67%

0.94%

1.22%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective Jacksonville Tax Rate

0.71%

Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.

Median Effective St. Johns County Tax Rate

0.98%

Median Effective Florida Tax Rate

1.10%

Median Effective United States Tax Rate

1.02%

Property Tax Rates Across Jacksonville, St. Johns County, Florida

Zip10th Percentile25th PercentileMedian Tax Rate75th Percentile90th Percentile
322240.37%0.49%0.71%0.94%1.23%

Source: Ownwell

Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida

When examining property taxes in Jacksonville, Florida, understanding the distinction between "market value" and "assessed value" is crucial.

The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The St. Johns County appraisal district estimates the market value for tax purposes.

The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.

Assessment notices:

In St. Johns County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of August.

Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. The median home price in Jacksonville is $1,743,128, and the median tax bill is $14,758, well above the national median property tax bill of $2,400. For example, 32224 has the highest median home price at $1,743,128.

Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida

Source: Ownwell

$169,495

$956,312

$1,743,128

Median Jacksonville Market Value

$1,743,128

Median St. Johns County Market Value

$420,485

Median Florida Market Value

$310,033

Median United States Market Value

$235,294

Property Tax Assessment Values Across Jacksonville, St. Johns County, Florida

Zip10th Percentile25th PercentileMedian Home Price75th Percentile90th Percentile
32224$1,216,900$1,382,392$1,743,128$2,199,186$2,693,545

Source: Ownwell

Property Tax Bills Across Jacksonville, St. Johns County, Florida

Property tax bills in Jacksonville are based on the assessed value of a home, not its market price. Local tax authorities determine that value, then apply the city, county, and other taxing rates to calculate the final bill. For homeowners in St. Johns County, this means the amount owed can vary widely depending on the home’s assessed value and any exemptions that reduce taxable value.

With a median home price of $1,743,128, Jacksonville homeowners often face substantial tax bills. The 25th percentile tax bill is $10,221, while the 75th percentile is $18,654 and the 90th percentile reaches $21,000. The median tax bill in ZIP code 32224 is $14,758. Compared with the national median property tax rate of 1.02% and the national median tax bill of $2,400, local bills are much higher, which can significantly affect monthly housing costs and long-term affordability for homeowners.

Property Tax Bills Across Jacksonville, St. Johns County, Florida

Source: Ownwell

$1,162

$7,960

$14,758

Median Jacksonville Tax Bill

$14,758

Median St. Johns County Tax Bill

$4,121

Median Florida Tax Bill

$3,263

Median United States Tax Bill

$2,400

Property Tax Bills Across Jacksonville, St. Johns County, Florida

Zip10th Percentile25th PercentileMedian Tax Bill75th Percentile90th Percentile
32224$5,890$10,221$14,758$18,654$21,000

Source: Ownwell

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Frequently Asked Property Tax Questions in Jacksonville, Florida

How are property taxes calculated in Jacksonville, Florida?
Property taxes in Jacksonville, Florida are calculated by multiplying your property's assessed value by the applicable tax rate set by local taxing authorities. The assessed value is determined by the county assessor and may differ from your property's market value depending on local assessment ratios and exemptions.
How do I appeal my property taxes in Jacksonville, Florida?
To appeal your property taxes in Jacksonville, Florida, you typically need to file a formal protest or appeal with your local appraisal district or assessor's office by the stated deadline. You'll need evidence such as comparable sales, a recent independent appraisal, or documentation of property condition issues. Ownwell can handle this entire process for you.
What property tax exemptions are available in Jacksonville, Florida?
Common property tax exemptions in Jacksonville, Florida include homestead exemptions for primary residences, senior citizen exemptions, veteran exemptions, and disability exemptions. Exemption amounts and eligibility requirements vary by county. Contact your local appraisal district or check Ownwell for details specific to your property.
When are property taxes due in Jacksonville, Florida?
Property tax deadlines in Jacksonville, Florida vary by county but typically include an assessment notice period in spring or early summer, followed by an appeal deadline, and a tax payment due date in the fall or winter. Check with your county assessor's office for specific dates in your area.
How can Ownwell help reduce my property taxes in Jacksonville, Florida?
Ownwell provides professional property tax appeal services in Jacksonville, Florida. Our team analyzes your assessment, gathers evidence, files all paperwork, and represents you at hearings — all with no upfront cost. You only pay a percentage of your savings if we successfully lower your tax bill.