Suwannee County, Florida Property Taxes
Property Taxes in Suwannee County, Florida
Median Suwannee County effective property tax rate: 0.88%, significantly lower than the national median of 1.02%.
Median Suwannee County home value: $122,658
Median annual Suwannee County tax bill: $1,086, $1,314 lower than the national median property tax bill of $2,400.
How are property taxes in Suwannee County calculated?
Property taxes in Suwannee County are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding your county's property tax system, exemptions, and reduction opportunities can lead to significant savings. Whether you live in Suwannee County or another part of Suwannee County, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Suwannee County, Florida Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.88%
Estimate Property Tax Bill
$1,079
$1,002
How Does the Suwannee County Property Tax Calculator Work?
Use this Suwannee County property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Suwannee County's median effective tax rate of 0.88% to generate your estimate.
Enter your property's estimated assessed value — the figure used for tax purposes, which is typically lower than market value after applicable exemptions. Our calculator uses the median effective rate for a more accurate estimate than the statutory millage rate alone.
Your actual bill may vary based on your specific exemptions, local school district levies, and any special assessment districts that apply to your property.
Suwannee County's median tax rate is lower than Florida's 1.10% median rate, and the county's $1,086 median tax bill is lower than the state median by $1,314.
For a more precise estimate, scroll down to explore city and ZIP code-level tax rate trends across Suwannee County.
Property Tax Rates Across Suwannee County, Florida
What Are Effective Property Tax Rates Across Suwannee County?
Local government entities set tax rates, which vary widely across Suwannee County. Each year, the county estimates its budget for public services and divides that total by the assessed value of all taxable property within its jurisdiction.
Below, compare Suwannee County's effective property tax rate to other counties in Florida or the U.S. median of 1.02%.
Suwannee County's median effective rate stands at 0.88%, which is lower than the national median of 1.02%. Within Suwannee County, the highest rate is found in WHITE SPRINGS at 1.01%, while LAKE CITY has the lowest at 0.82%.
These variations reflect differences in local school district levies, Municipal Service Benefit Units (MSBUs) assessments, and special district bonds — which compound the base county rate.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Suwannee County Tax Rate
0.88%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Florida Tax Rate
1.10%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Suwannee County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Branford | 0.47% | 0.69% | 0.96% | 1.53% | 1.84% |
| Lake City | 0.47% | 0.68% | 0.82% | 1.29% | 1.59% |
| Live Oak | 0.50% | 0.69% | 0.88% | 1.51% | 1.95% |
| Mc Alpin | 0.47% | 0.69% | 0.85% | 1.33% | 1.61% |
| O Brien | 0.47% | 0.67% | 0.85% | 1.34% | 1.64% |
| Wellborn | 0.49% | 0.71% | 0.87% | 1.37% | 1.75% |
| White Springs | 0.50% | 0.63% | 1.01% | 1.55% | 2.08% |
| Mcalpin | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Suwannee County, Florida
When examining property taxes in Suwannee County, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Suwannee County property appraiser estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Suwannee County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of March.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Suwannee County.
For example, the median tax bill in Suwannee County is $1,086, with tax bills ranging significantly across the county. MC ALPIN has the highest median home price at $137,423.
Property Tax Assessment Values Across Suwannee County, Florida
Source: Ownwell
$91,973
$114,698
$137,423
Median Suwannee County Market Value
$122,658
Median Florida Market Value
$310,033
Median United States Market Value
$235,294
Property Tax Assessment Values Across Suwannee County, Florida
| City | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Branford | $43,182 | $69,747 | $116,419 | $181,836 | $277,478 |
| Lake City | $60,156 | $87,325 | $127,750 | $181,115 | $245,096 |
| Live Oak | $45,656 | $75,646 | $121,797 | $185,318 | $259,355 |
| Mc Alpin | $63,622 | $92,098 | $137,423 | $213,452 | $293,041 |
| O Brien | $55,292 | $85,040 | $127,327 | $190,754 | $267,645 |
| Wellborn | $51,465 | $77,107 | $111,651 | $175,058 | $249,268 |
| White Springs | $33,305 | $53,424 | $91,973 | $139,742 | $182,277 |
| Mcalpin | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Suwannee County, Florida
Property tax bills in Suwannee County are based on the assessed value of a home, not its market value alone. Local taxing authorities apply their tax rates to that assessed value to determine the final bill, and the amount can vary depending on exemptions and other local factors. With a median home price of $122,658, homeowners in the county often see bills that reflect how their property is valued relative to others in the area.
The typical tax burden is modest compared with the national median property tax bill of $2,400. In Suwannee County, the 25th percentile tax bill is $727, while the 75th percentile is $1,777 and the 90th percentile reaches $2,668. That means some homeowners pay well below the national median, while others may face higher bills depending on their home’s assessed value and location. Median tax bills also vary within the county, from $733 in White Springs to $1,225 in Mc Alpin.
Median Suwannee County Tax Bill
$1,086
Median Florida Tax Bill
$3,263
Median United States Tax Bill
$2,400
Property Tax Bills Across Suwannee County, Florida
| City | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| Branford | $386 | $668 | $1,074 | $1,880 | $3,059 |
| Lake City | $441 | $743 | $1,053 | $1,660 | $2,365 |
| Live Oak | $429 | $726 | $1,105 | $1,789 | $2,689 |
| Mc Alpin | $458 | $762 | $1,225 | $1,906 | $2,786 |
| O Brien | $432 | $744 | $1,053 | $1,739 | $2,540 |
| Wellborn | $443 | $692 | $956 | $1,532 | $2,376 |
| White Springs | $394 | $582 | $733 | $912 | $1,438 |
| Mcalpin | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to petition!
Dates | |
|---|---|
| Appeal Deadline | September 15 |
Links | |
|---|---|
| Suwannee Property Appraiser | |
| Website | www.suwanneepa.com |