Savannah, Chatham County, Georgia Property Taxes
Property Taxes in Savannah, Georgia
Median Savannah, Georgia effective property tax rate: 1.04%, significantly lower than the national median of 1.02%, and higher than the Georgia state median of 1.00%.
Median Savannah, Georgia home value: $263,600
Median annual Savannah, Georgia tax bill: $2,664, $264 higher than the national median property tax bill of $2,400.
How are property taxes in Chatham calculated?
Property taxes in Savannah, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Savannah's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Savannah, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Savannah, Chatham County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
1.04%
Estimate Property Tax Bill
$2,741
$2,544
How Does the Savannah Property Tax Calculator Work?
Use this Savannah property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Savannah's median effective tax rate of 1.04% — based on actual property records in Chatham County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Savannah's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Savannah: rates range from $1,067 in 31415 to $7,403 in 31411, primarily due to differences in school district levies and local assessment districts. Savannah's median effective tax rate is lower than the state median tax rate of 1.00%, while the median tax bill of $2,664 is higher than the national median property tax bill of $2,400 by $264.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Savannah.
About Savannah Property Taxes
About Property Taxes in Savannah, Chatham, Georgia
Savannah’s median effective property tax rate of 1.04% is lower than the Georgia state median of 1.00% and higher than the national median of 1.02%. This rate reflects the Chatham County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Savannah. Homeowners in the 31415 ZIP code carry a median effective rate of 1.41%, while those in 31411 pay 0.89%. This spread — 0.52 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Chatham County. Understanding which part of Savannah you live in can make a meaningful difference to your annual tax bill.
Savannah homeowners who believe their assessed value is too high can file a formal appeal with the local Assessor's Office before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Savannah, Chatham County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Savannah's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Savannah Tax Rate
1.04%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Chatham County Tax Rate
1.06%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Savannah, Georgia vs Similar Georgia Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Atlanta Tax Rate
0.95%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Augusta Tax Rate
1.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Columbus Tax Rate
1.25%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Macon Tax Rate
1.02%
Property Tax Rates Across Savannah, Chatham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31401 | 0.34% | 0.66% | 1.15% | 1.43% | 2.32% |
| 31404 | 0.23% | 0.50% | 1.08% | 1.41% | 2.32% |
| 31405 | 0.34% | 0.65% | 1.02% | 1.43% | 2.32% |
| 31406 | 0.33% | 0.64% | 1.01% | 1.42% | 1.95% |
| 31407 | 0.58% | 0.80% | 0.98% | 1.27% | 1.39% |
| 31408 | 0.29% | 0.67% | 1.16% | 1.43% | 2.44% |
| 31410 | 0.45% | 0.71% | 1.01% | 1.43% | 1.74% |
| 31411 | 0.39% | 0.70% | 0.89% | 1.33% | 1.65% |
| 31415 | 0.36% | 0.84% | 1.41% | 2.19% | 2.32% |
| 31419 | 0.40% | 0.70% | 1.03% | 1.42% | 1.81% |
| 31421 | 0.62% | 0.80% | 0.91% | 1.12% | 1.12% |
| 31302 | N/A | N/A | N/A | N/A | N/A |
| 31409 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Assessment Values Across Savannah, Chatham County, Georgia
When examining property taxes in Savannah, Georgia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Chatham County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices are sent in May each year and typically reach your mailbox by the middle of the month. Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill.
For example, the median home price in Savannah is $263,600, with tax bills ranging significantly across the county. 31411 has the highest median home price at $801,900, while 31411 also has the highest median tax bill at $7,403. The median tax bill in Savannah is $2,664, compared with the national median property tax bill of $2,400 and the national median property tax rate of 1.02%.
Property Tax Assessment Values Across Savannah, Chatham County, Georgia
Source: Ownwell
$90,300
$446,100
$801,900
Median Savannah Market Value
$263,600
Median Chatham County Market Value
$274,800
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Savannah, Georgia vs Similar Georgia Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Atlanta Market Value
$333,700
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Augusta Market Value
$150,950
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Columbus Market Value
$130,710
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Macon Market Value
$125,396
Property Tax Assessment Values Across Savannah, Chatham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31401 | $161,420 | $259,100 | $438,300 | $746,050 | $1,236,680 |
| 31404 | $111,400 | $146,000 | $190,100 | $266,700 | $393,490 |
| 31405 | $85,000 | $145,000 | $266,450 | $422,100 | $628,610 |
| 31406 | $132,790 | $172,525 | $239,500 | $359,000 | $600,000 |
| 31407 | $215,480 | $249,375 | $307,900 | $369,575 | $429,390 |
| 31408 | $69,950 | $103,000 | $154,600 | $215,225 | $282,150 |
| 31410 | $213,000 | $262,900 | $349,700 | $486,100 | $711,240 |
| 31411 | $497,690 | $617,425 | $801,900 | $1,035,400 | $1,362,690 |
| 31415 | $27,300 | $51,300 | $90,300 | $134,800 | $189,740 |
| 31419 | $141,300 | $195,600 | $253,800 | $329,300 | $427,850 |
| 31421 | $345,780 | $348,500 | $444,500 | $490,800 | $624,440 |
| 31302 | N/A | N/A | N/A | N/A | N/A |
| 31409 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Property Tax Bills Across Savannah, Chatham County, Georgia
Property tax bills in Savannah are based on the assessed value of a home and the local tax rate set by taxing authorities. When a property’s market value rises, the assessed value can increase as well, which can lead to a higher tax bill. Homeowners may also see differences based on exemptions, neighborhood, and the specific tax rates applied in their area.
For a home with a median price of $263,600, property taxes can vary widely across the city. The 25th percentile tax bill is $1,449, while the 75th percentile reaches $4,548. At the high end, the 90th percentile tax bill is $7,549, showing how much location and assessment details can affect what a homeowner pays.
The highest median tax bill is $7,403 in ZIP code 31411, while the lowest median tax bill is $1,067 in ZIP code 31415. For many homeowners, these differences can have a major impact on monthly budgets and long-term housing costs.
Median Savannah Tax Bill
$2,664
Median Chatham County Tax Bill
$2,856
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Savannah, Georgia vs Similar Georgia Cities
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Atlanta Tax Bill
$3,190
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Augusta Tax Bill
$1,637
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Columbus Tax Bill
$1,269
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Macon Tax Bill
$1,149
Property Tax Bills Across Savannah, Chatham County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 31401 | $1,077 | $2,498 | $4,667 | $7,897 | $13,042 |
| 31404 | $419 | $930 | $1,858 | $3,084 | $4,870 |
| 31405 | $580 | $1,305 | $2,534 | $4,492 | $6,691 |
| 31406 | $688 | $1,378 | $2,383 | $4,033 | $6,784 |
| 31407 | $1,479 | $2,335 | $3,022 | $3,818 | $4,836 |
| 31408 | $383 | $902 | $1,544 | $2,513 | $3,676 |
| 31410 | $1,370 | $2,318 | $3,561 | $5,570 | $8,773 |
| 31411 | $2,876 | $4,751 | $7,403 | $11,069 | $16,831 |
| 31415 | $277 | $521 | $1,067 | $1,768 | $2,638 |
| 31419 | $850 | $1,556 | $2,519 | $3,888 | $5,307 |
| 31421 | $2,155 | $3,582 | $3,870 | $5,109 | $5,303 |
| 31302 | N/A | N/A | N/A | N/A | N/A |
| 31409 | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 21 |
| Tax Bill | |
| Issued | September 1 |
| Due Date #1 | September 15 |
| Due Date #2 | November 15 |
Links | |
|---|---|
| Chatham Assessor's Office | |
| Website | www.chathamtax.org |