In tax year 2026, the median Georgia homeowner paid $2,476 in property taxes, a median effective rate of 1.00% of market value, compared with 1.27% nationally. Georgia taxes homes at 40% of fair market value, and homeowners have 45 days from their assessment notice to appeal. Rates range from 0.37% in Fannin County to 1.87% in Dougherty County.
- Median Georgia effective property tax rate: 1.00%
- Median Georgia home value: $280,310
- Median Georgia property tax bill: $2,476
- Highest median bill: Gwinnett County $4,650
- Lowest median bill: Chattahoochee County $529
Last Updated October 26, 2026
How Property Taxes Work in Georgia
Each county's Board of Tax Assessors estimates your home's fair market value as of January 1. Georgia then taxes 40% of that value, called the assessed value. Your bill is the assessed value, minus exemptions, multiplied by the combined millage rate of your county, city, and school district. One mill equals $1 of tax per $1,000 of assessed value.
Georgia's statewide HOME ACT (Senate Bill 33) limits how much a homestead's assessed value can rise each year, tied to inflation. Previously, cities and local school districts could opt out under HB 581, but they can no longer do so.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Georgia Effective Property Tax Rate
1.00%
Median Georgia Home Value
$280,310
Median Georgia Tax Bill
$2,476
What is the Median Effective Property Tax Rate?
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Because Georgia taxes only 40% of market value, its millage rates look high on paper, so the effective rate is the clearer comparison.
Counties With the Highest and Lowest Property Taxes
Five Highest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 1. | Gwinnett County | $4,650 |
| 2. | Forsyth County | $4,512 |
| 3. | DeKalb County | $3,993 |
| 4. | Henry County | $3,960 |
| 5. | Jackson County | $3,527 |
Five Lowest Median Property Tax Bills
| Rank | County | Median Tax Bill |
|---|---|---|
| 154. | Clinch County | $680 |
| 155. | Twiggs County | $678 |
| 156. | Stewart County | $661 |
| 157. | Treutlen County | $621 |
| 158. | Chattahoochee County | $529 |
29 of 159 Georgia counties have a median effective rate above the national 1.27%. Dougherty County has the highest median effective rate at 1.87%, and Fannin County has the lowest at 0.37%.
Property Tax Rates and Bills by County
| Rank | County | Median Effective Tax Rate | Median Home Value | Median Tax Bill | 25th % Bill | 75th % Bill | 90th % Bill |
|---|---|---|---|---|---|---|---|
| 1 | Gwinnett County | 1.26% | $372,800 | $4,650 | $3,327 | $5,921 | $7,456 |
| 2 | Forsyth County | 0.85% | $567,955 | $4,512 | $2,137 | $6,108 | $7,705 |
| 3 | DeKalb County | 1.26% | $304,700 | $3,993 | $2,469 | $5,658 | $7,824 |
| 4 | Henry County | 1.29% | $321,100 | $3,960 | $2,576 | $5,178 | $6,606 |
| 5 | Jackson County | 1.04% | $334,300 | $3,527 | $2,130 | $4,792 | $6,145 |
| 6 | Fayette County | 0.89% | $443,080 | $3,517 | $2,070 | $5,268 | $7,121 |
| 7 | Cherokee County | 0.97% | $411,100 | $3,411 | $1,201 | $4,823 | $6,461 |
| 8 | Rockdale County | 1.00% | $300,200 | $3,402 | $2,341 | $4,748 | $6,161 |
| 9 | Cobb County | 0.98% | $401,460 | $3,337 | $1,450 | $4,809 | $6,768 |
| 10 | Oconee County | 0.75% | $453,814 | $3,194 | $2,248 | $4,456 | $5,812 |
| 11 | Hall County | 1.01% | $352,700 | $3,107 | $1,910 | $4,463 | $6,158 |
| 12 | Clarke County | 1.25% | $282,776 | $3,086 | $2,233 | $4,330 | $6,355 |
| 13 | Walton County | 1.04% | $328,600 | $3,025 | $1,690 | $4,505 | $6,069 |
| 14 | Bryan County | 1.02% | $318,400 | $3,018 | $1,979 | $4,129 | $5,245 |
| 15 | Clayton County | 1.43% | $220,600 | $2,954 | $2,013 | $3,843 | $4,763 |
| 16 | Paulding County | 0.98% | $324,210 | $2,929 | $1,660 | $3,753 | $4,623 |
| 17 | Chatham County | 1.06% | $274,800 | $2,856 | $1,574 | $4,736 | $7,781 |
| 18 | Newton County | 1.00% | $280,000 | $2,752 | $2,111 | $3,447 | $4,411 |
| 19 | Effingham County | 1.03% | $272,024 | $2,730 | $1,844 | $3,660 | $4,620 |
| 20 | Camden County | 1.11% | $260,716 | $2,722 | $1,502 | $3,810 | $5,045 |
| 21 | Barrow County | 0.99% | $277,881 | $2,683 | $1,909 | $3,474 | $4,304 |
| 22 | Greene County | 0.63% | $515,300 | $2,642 | $1,023 | $5,160 | $9,585 |
| 23 | Columbia County | 1.00% | $289,066 | $2,641 | $1,598 | $3,678 | $4,860 |
| 24 | Douglas County | 1.26% | $250,200 | $2,632 | $1,234 | $3,899 | $5,420 |
| 25 | Glynn County | 1.00% | $265,400 | $2,622 | $1,246 | $4,900 | $8,577 |
| 26 | Morgan County | 0.90% | $297,360 | $2,577 | $1,446 | $3,955 | $5,365 |
| 27 | Coweta County | 0.93% | $293,045 | $2,561 | $1,337 | $3,744 | $5,211 |
| 28 | Fulton County | 0.75% | $401,400 | $2,523 | $1,100 | $4,990 | $8,704 |
| 29 | Bartow County | 0.95% | $281,587 | $2,478 | $1,507 | $3,329 | $4,510 |
| 30 | Dawson County | 0.65% | $409,970 | $2,420 | $1,618 | $3,350 | $5,023 |
| 31 | Jasper County | 1.02% | $247,250 | $2,419 | $1,325 | $3,761 | $5,520 |
| 32 | Harris County | 1.09% | $241,269 | $2,404 | $1,216 | $3,622 | $4,796 |
| 33 | Pike County | 0.98% | $263,458 | $2,382 | $1,384 | $3,530 | $4,708 |
| 34 | Butts County | 0.95% | $246,689 | $2,261 | $1,385 | $3,249 | $4,461 |
| 35 | Spalding County | 1.42% | $174,274 | $2,244 | $1,192 | $3,594 | $5,044 |
| 36 | Houston County | 1.29% | $195,200 | $2,200 | $1,385 | $3,193 | $4,388 |
| 37 | Lumpkin County | 0.93% | $286,841 | $2,120 | $792 | $3,224 | $4,616 |
| 38 | Pickens County | 0.78% | $266,944 | $2,090 | $1,271 | $3,088 | $4,315 |
| 39 | Banks County | 0.78% | $284,281 | $1,992 | $1,106 | $2,819 | $3,787 |
| 40 | Madison County | 1.02% | $213,018 | $1,984 | $971 | $3,109 | $4,245 |
| 41 | Bulloch County | 0.89% | $219,900 | $1,978 | $1,204 | $2,736 | $3,740 |
| 42 | Lee County | 1.21% | $164,000 | $1,973 | $1,488 | $2,694 | $3,603 |
| 43 | Catoosa County | 0.85% | $249,960 | $1,972 | $1,120 | $2,768 | $3,810 |
| 44 | Long County | 1.63% | $151,671 | $1,930 | $950 | $3,142 | $3,951 |
| 45 | Floyd County | 1.09% | $195,932 | $1,903 | $1,123 | $3,036 | $4,567 |
| 46 | Lamar County | 1.01% | $200,422 | $1,897 | $977 | $2,774 | $3,726 |
| 47 | Peach County | 1.35% | $153,600 | $1,834 | $927 | $3,034 | $4,090 |
| 48 | Oglethorpe County | 0.94% | $201,100 | $1,793 | $723 | $2,848 | $4,054 |
| 49 | Miller County | 1.34% | $129,968 | $1,765 | $971 | $2,934 | $4,308 |
| 50 | Grady County | 1.23% | $135,855 | $1,751 | $891 | $2,808 | $4,145 |
| 51 | Lincoln County | 1.14% | $157,540 | $1,746 | $771 | $3,081 | $4,559 |
| 52 | Jones County | 1.37% | $136,574 | $1,727 | $746 | $2,850 | $4,015 |
| 53 | White County | 0.82% | $237,005 | $1,693 | $754 | $2,681 | $3,863 |
| 54 | Lanier County | 1.08% | $154,350 | $1,688 | $615 | $2,436 | $3,217 |
| 55 | Troup County | 1.09% | $161,900 | $1,679 | $892 | $2,589 | $3,751 |
| 56 | Habersham County | 1.04% | $233,060 | $1,656 | $351 | $2,883 | $4,185 |
| 57 | Lowndes County | 0.96% | $174,530 | $1,654 | $874 | $2,392 | $3,377 |
| 58 | Union County | 0.47% | $364,600 | $1,649 | $1,107 | $2,310 | $3,295 |
| 59 | Richmond County | 1.24% | $155,324 | $1,638 | $906 | $2,449 | $3,402 |
| 60 | Walker County | 0.90% | $200,164 | $1,633 | $939 | $2,387 | $3,453 |
| 61 | McIntosh County | 1.11% | $215,100 | $1,623 | $760 | $3,052 | $4,690 |
| 62 | Putnam County | 0.69% | $301,784 | $1,619 | $691 | $3,141 | $5,524 |
| 63 | Monroe County | 0.95% | $176,540 | $1,614 | $671 | $3,205 | $5,003 |
| 64 | Polk County | 0.84% | $182,842 | $1,613 | $950 | $2,460 | $3,350 |
| 65 | Rabun County | 0.64% | $227,900 | $1,608 | $956 | $2,826 | $5,237 |
| 66 | Brooks County | 1.25% | $130,630 | $1,578 | $856 | $2,536 | $3,601 |
| 67 | Gordon County | 1.00% | $180,100 | $1,565 | $807 | $2,470 | $3,434 |
| 68 | Franklin County | 0.95% | $174,612 | $1,553 | $697 | $2,586 | $3,791 |
| 69 | Candler County | 1.59% | $103,554 | $1,540 | $906 | $2,582 | $3,690 |
| 70 | Tift County | 0.95% | $157,246 | $1,524 | $651 | $2,524 | $3,658 |
| 71 | Thomas County | 0.84% | $172,395 | $1,502 | $705 | $2,469 | $3,859 |
| 72 | Gilmer County | 0.58% | $370,500 | $1,489 | $555 | $2,539 | $3,547 |
| 73 | Whitfield County | 0.93% | $172,034 | $1,486 | $856 | $2,203 | $3,277 |
| 74 | Bleckley County | 1.07% | $130,900 | $1,473 | $705 | $2,524 | $3,527 |
| 75 | Haralson County | 1.04% | $143,532 | $1,471 | $792 | $2,549 | $3,840 |
| 76 | Carroll County | 0.90% | $224,268 | $1,381 | $335 | $2,553 | $3,744 |
| 77 | Meriwether County | 1.26% | $137,680 | $1,373 | $648 | $2,452 | $3,708 |
| 78 | Dougherty County | 1.87% | $73,000 | $1,366 | $824 | $2,201 | $3,371 |
| 79 | Hart County | 0.62% | $226,686 | $1,356 | $609 | $2,451 | $3,656 |
| 80 | Mitchell County | 1.44% | $94,100 | $1,354 | $735 | $2,261 | $3,374 |
| 81 | Muscogee County | 1.18% | $141,270 | $1,351 | $651 | $2,478 | $3,988 |
| 81 | Pulaski County | 0.94% | $146,222 | $1,351 | $544 | $2,322 | $3,409 |
| 83 | Washington County | 1.39% | $102,050 | $1,345 | $677 | $2,390 | $3,609 |
| 84 | Baldwin County | 0.97% | $123,095 | $1,330 | $460 | $2,715 | $4,108 |
| 85 | Randolph County | 1.77% | $78,280 | $1,316 | $743 | $2,007 | $3,258 |
| 86 | McDuffie County | 0.95% | $138,661 | $1,300 | $635 | $2,215 | $3,278 |
| 87 | Decatur County | 1.20% | $110,881 | $1,274 | $637 | $2,233 | $3,425 |
| 87 | Stephens County | 1.21% | $117,122 | $1,274 | $634 | $2,221 | $3,592 |
| 89 | Jeff Davis County | 1.18% | $105,450 | $1,255 | $594 | $2,074 | $3,073 |
| 90 | Pierce County | 0.91% | $155,327 | $1,251 | $626 | $2,028 | $2,994 |
| 91 | Seminole County | 1.32% | $88,230 | $1,243 | $609 | $2,181 | $3,149 |
| 92 | Elbert County | 0.93% | $140,719 | $1,237 | $586 | $2,072 | $3,063 |
| 93 | Upson County | 1.05% | $125,832 | $1,222 | $712 | $1,996 | $3,023 |
| 94 | Evans County | 1.03% | $114,600 | $1,202 | $745 | $1,869 | $2,699 |
| 95 | Bibb County | 1.02% | $129,071 | $1,181 | $626 | $2,014 | $3,041 |
| 96 | Dooly County | 1.35% | $73,045 | $1,173 | $666 | $2,091 | $3,484 |
| 97 | Towns County | 0.43% | $333,993 | $1,166 | $645 | $1,885 | $2,913 |
| 98 | Sumter County | 1.79% | $63,430 | $1,146 | $749 | $2,027 | $3,021 |
| 99 | Worth County | 1.36% | $84,456 | $1,144 | $723 | $1,878 | $2,863 |
| 100 | Fannin County | 0.37% | $377,551 | $1,138 | $564 | $1,954 | $2,903 |
| 101 | Heard County | 0.78% | $164,003 | $1,125 | $533 | $1,993 | $3,047 |
| 102 | Ben Hill County | 1.23% | $69,527 | $1,122 | $529 | $1,888 | $2,841 |
| 102 | Turner County | 1.10% | $91,087 | $1,122 | $631 | $1,843 | $2,782 |
| 104 | Tattnall County | 1.12% | $101,045 | $1,118 | $477 | $1,953 | $2,934 |
| 104 | Wilkinson County | 1.36% | $88,277 | $1,118 | $476 | $2,019 | $2,941 |
| 106 | Charlton County | 1.12% | $115,950 | $1,115 | $437 | $2,391 | $3,544 |
| 107 | Bacon County | 1.04% | $103,465 | $1,106 | $539 | $2,065 | $3,189 |
| 108 | Dade County | 0.64% | $217,750 | $1,096 | $454 | $1,982 | $3,053 |
| 109 | Colquitt County | 0.84% | $117,372 | $1,087 | $518 | $1,993 | $3,123 |
| 110 | Crawford County | 1.24% | $87,891 | $1,080 | $630 | $2,110 | $3,134 |
| 111 | Emanuel County | 1.16% | $86,070 | $1,048 | $499 | $1,816 | $2,811 |
| 112 | Brantley County | 1.37% | $80,126 | $1,029 | $649 | $1,778 | $2,596 |
| 113 | Schley County | 0.97% | $105,814 | $1,027 | $492 | $1,924 | $2,717 |
| 113 | Talbot County | 1.32% | $81,452 | $1,027 | $489 | $2,111 | $3,349 |
| 115 | Terrell County | 1.51% | $69,531 | $1,026 | $596 | $1,660 | $2,736 |
| 116 | Crisp County | 1.08% | $90,136 | $1,022 | $397 | $2,044 | $3,986 |
| 117 | Clay County | 1.50% | $54,155 | $1,014 | $532 | $2,036 | $3,243 |
| 118 | Wilcox County | 1.22% | $76,343 | $1,009 | $423 | $1,806 | $2,809 |
| 119 | Telfair County | 1.19% | $77,490 | $1,004 | $490 | $1,865 | $2,919 |
| 120 | Cook County | 1.08% | $91,346 | $995 | $501 | $1,794 | $2,612 |
| 121 | Wilkes County | 1.16% | $77,957 | $975 | $605 | $1,700 | $2,822 |
| 122 | Toombs County | 0.91% | $131,292 | $971 | $473 | $1,678 | $2,681 |
| 123 | Murray County | 0.88% | $177,300 | $955 | $361 | $1,898 | $2,628 |
| 124 | Macon County | 1.12% | $72,557 | $945 | $430 | $1,790 | $3,475 |
| 125 | Berrien County | 1.23% | $75,716 | $940 | $422 | $1,774 | $2,644 |
| 126 | Chattooga County | 0.81% | $127,100 | $938 | $539 | $1,590 | $2,410 |
| 126 | Wayne County | 1.02% | $102,164 | $938 | $433 | $1,807 | $2,810 |
| 128 | Ware County | 0.98% | $120,112 | $930 | $470 | $1,625 | $2,431 |
| 129 | Irwin County | 1.23% | $67,744 | $928 | $535 | $1,573 | $2,446 |
| 130 | Taliaferro County | 1.44% | $63,600 | $919 | $437 | $1,647 | $2,561 |
| 131 | Screven County | 1.23% | $78,940 | $906 | $490 | $1,662 | $2,690 |
| 132 | Montgomery County | 1.16% | $84,925 | $904 | $384 | $1,732 | $2,692 |
| 133 | Burke County | 0.78% | $122,952 | $902 | $414 | $1,625 | $2,671 |
| 134 | Laurens County | 0.84% | $97,103 | $899 | $403 | $1,733 | $2,642 |
| 135 | Early County | 1.08% | $92,398 | $898 | $495 | $1,530 | $2,547 |
| 136 | Jenkins County | 0.96% | $97,300 | $892 | $405 | $1,715 | $2,684 |
| 137 | Glascock County | 1.01% | $89,688 | $878 | $478 | $1,560 | $2,203 |
| 137 | Hancock County | 1.29% | $70,966 | $878 | $451 | $1,991 | $3,187 |
| 139 | Dodge County | 1.04% | $80,614 | $870 | $451 | $1,575 | $2,437 |
| 140 | Jefferson County | 1.35% | $63,938 | $867 | $447 | $1,785 | $3,168 |
| 141 | Johnson County | 1.20% | $59,532 | $828 | $424 | $1,497 | $2,413 |
| 142 | Calhoun County | 1.49% | $51,611 | $815 | $346 | $1,542 | $2,726 |
| 143 | Taylor County | 0.85% | $89,600 | $812 | $343 | $1,612 | $2,548 |
| 144 | Marion County | 0.92% | $85,672 | $808 | $444 | $1,385 | $2,151 |
| 145 | Quitman County | 1.53% | $55,877 | $787 | $534 | $1,349 | $2,141 |
| 146 | Echols County | 1.61% | $47,100 | $759 | $390 | $1,553 | $2,328 |
| 147 | Warren County | 1.21% | $56,218 | $756 | $422 | $1,357 | $2,158 |
| 148 | Baker County | 0.97% | $77,607 | $753 | $389 | $1,429 | $2,567 |
| 149 | Wheeler County | 1.12% | $66,500 | $750 | $367 | $1,414 | $2,245 |
| 150 | Webster County | 1.24% | $64,283 | $745 | $392 | $1,512 | $2,897 |
| 151 | Appling County | 0.92% | $69,241 | $710 | $310 | $1,427 | $2,277 |
| 152 | Coffee County | 0.88% | $59,361 | $707 | $359 | $1,170 | $1,774 |
| 153 | Atkinson County | 1.19% | $43,785 | $681 | $370 | $1,248 | $2,046 |
| 154 | Clinch County | 1.33% | $51,115 | $680 | $339 | $1,289 | $2,220 |
| 155 | Twiggs County | 1.25% | $59,390 | $678 | $348 | $1,282 | $2,197 |
| 156 | Stewart County | 1.11% | $48,100 | $661 | $340 | $1,210 | $1,991 |
| 157 | Treutlen County | 1.12% | $58,600 | $621 | $312 | $1,207 | $2,003 |
| 158 | Chattahoochee County | 0.99% | $51,682 | $529 | $268 | $1,134 | $1,656 |
| — | Liberty County | N/A | N/A | N/A | N/A | N/A | N/A |
Source: Ownwell
How to Appeal Your Property Taxes in Georgia
You can appeal if your county's fair market value is higher than what your home would sell for, if your home is assessed unequally compared with similar homes, or if you were denied an exemption. Learn more in our guide to preparing for pre-filing in Georgia's property tax appeals.
Review your annual assessment notice
Counties mail notices in spring or early summer. The notice lists your fair market value, assessed value, and appeal deadline.
File within 45 days
Submit your appeal to the county Board of Tax Assessors within 45 days of the notice date.
Choose your appeal route
Most homeowners go to the county Board of Equalization. Arbitration is also available, and certain higher-value properties can use a hearing officer.
Assessor review
The assessors may revise your value before a hearing. If you disagree with the revision, you can continue your hearing.
Further appeal
If you disagree with the Board of Equalization, you can appeal to the Superior Court.
If the appeal reduces your value, Georgia’s 299c property tax freeze locks that value for the current year and the next two years unless the property changes substantially. Read about Georgia property tax bills and payments when appealing.
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Georgia Property Tax Exemptions
The homestead exemption applies to a primary residence, and many counties offer local homestead exemptions larger than the statewide amount.
Georgia also offers exemptions for seniors, disabled veterans, surviving spouses of veterans and first responders, and homeowners with disabilities. Apply with your county tax assessor or tax commissioner by April 1.
Key Dates
| Date | What Happens |
|---|---|
| January 1 | Property valued for the tax year |
| April 1 | Homestead exemption application deadline |
| April to June | Annual assessment notices mailed (varies by county) |
| 45 days after notice date | Appeal deadline |
| Fall | Tax bills mailed and due (varies by county) |