Cumming, Dawson County, Georgia Property Taxes
Property Taxes in Cumming, Georgia
Median Cumming, Georgia effective property tax rate: 0.65%, significantly lower than the national median of 1.02%, and lower than the Georgia state median of 1.00%.
Median Cumming, Georgia home value: $761,920
Median annual Cumming, Georgia tax bill: $3,924, $1,524 higher than the national median property tax bill of $2,400.
How are property taxes in Dawson County calculated?
Property taxes in Cumming, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cumming's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cumming, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cumming, Dawson County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.65%
Estimate Property Tax Bill
$4,952
$4,596
How Does the Cumming Property Tax Calculator Work?
Use this Cumming property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cumming's median effective tax rate of 0.65% — based on actual property records in Dawson County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cumming's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cumming: rates range from 0.65% in 30028 to 0.65% in 30028, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cumming.
About Cumming Property Taxes
About Property Taxes in Cumming, Dawson, Georgia
Cumming’s median effective property tax rate of 0.65% is lower than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Dawson County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cumming. Homeowners in the 30028 ZIP code carry a median effective rate of 0.65%, while those in the same ZIP code also pay 0.65%. This spread reflects how school district boundaries and local assessment districts are drawn across Dawson County. Understanding which part of Cumming you live in can make a meaningful difference to your annual tax bill.
Cumming homeowners who believe their assessed value is too high can file a formal appeal with the Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cumming, Dawson County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cumming's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cumming Tax Rate
0.65%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Dawson County Tax Rate
0.65%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cumming, Dawson County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30028 | 0.20% | 0.44% | 0.65% | 0.65% | 0.65% |
Source: Ownwell
Property Tax Assessment Values Across Cumming, Dawson County, Georgia
When examining property taxes in Cumming, Georgia, understanding the distinction between "market value" and "assessed value" is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Dawson County tax assessor estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Dawson County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of May.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cumming.
For example, the median home price in Cumming is $761,920, with tax bills ranging significantly across the county. 30028 has the highest median home price at $761,920.
Property Tax Assessment Values Across Cumming, Dawson County, Georgia
Source: Ownwell
$391,900
$576,910
$761,920
Median Cumming Market Value
$761,920
Median Dawson County Market Value
$409,970
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cumming, Dawson County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30028 | $322,372 | $344,320 | $761,920 | $815,700 | $1,213,700 |
Source: Ownwell
Property Tax Bills Across Cumming, Dawson County, Georgia
Property tax bills in Cumming are based on the assessed value of a home, which is then multiplied by the local tax rate. For a home with a median home price of $761,920, the bill can vary widely depending on the property’s assessed value and any exemptions that apply. Local governments use this revenue to fund services such as schools, roads, and public safety.
Homeowners in Cumming should expect their tax bill to reflect both the market value of the property and the taxing jurisdictions that apply to the parcel. The 25th percentile tax bill is $2,024, while the 75th percentile is $5,290 and the 90th percentile reaches $7,103, showing how quickly costs can rise for higher-valued homes. In ZIP code 30028, the median tax bill is $3,924. Because property taxes are recurring, even a small increase in assessed value can have a noticeable impact on annual housing costs.
Median Cumming Tax Bill
$3,924
Median Dawson County Tax Bill
$2,420
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Cumming, Dawson County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30028 | $640 | $2,024 | $3,924 | $5,290 | $7,103 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 28 |
Links | |
|---|---|
| Dawson Tax Assessor | |
| Website | qpublic.schneidercorp.com |