Cave Spring, Floyd County, Georgia Property Taxes
Property Taxes in Cave Spring, Georgia
Median Cave Spring, Georgia effective property tax rate: 0.90%, significantly lower than the national median of 1.02%, and lower than the Georgia state median of 1.00%.
Median Cave Spring, Georgia home value: $208,482
Median annual Cave Spring, Georgia tax bill: $1,782, $618 lower and lower than the national median property tax bill of $2,400.
How are property taxes in Floyd calculated?
Property taxes in Cave Spring, Georgia are calculated based on the tax assessed value, which is often lower than the actual market value due to property tax exemptions such as the homestead or senior exemption.
Understanding Cave Spring's property tax system, exemptions, and reduction opportunities can lead to significant savings. Regardless of where you live in Cave Spring, knowing local tax details benefits homeowners and investors.
Last Updated April 13, 2026
Cave Spring, Floyd County, Georgia Property Tax Bill Calculator
$100,000
$1,500,000
$3,000,000
Median Effective Tax Rate
0.9%
Estimate Property Tax Bill
$1,876
$1,741
How Does the Cave Spring Property Tax Calculator Work?
Use this Cave Spring property tax calculator to estimate your annual property tax bill. Enter your property's assessed value and our calculator applies Cave Spring's median effective tax rate of 0.90% — based on actual property records in Floyd County — to generate your estimate.
Enter your property's estimated assessed value — the figure the local appraisal district uses to calculate your bill, which reflects any exemptions you hold and is typically lower than your home's market value. Our calculator applies Cave Spring's median effective rate across all local levies, providing a more accurate estimate than applying a single county millage rate.
Your bill may vary by ZIP code within Cave Spring: rates range from 0.90% in 30124 to 0.90% in 30124, primarily due to differences in school district levies and local assessment districts.
For a more precise estimate, scroll down to explore ZIP code-level tax rate trends across Cave Spring.
About Cave Spring Property Taxes
About Property Taxes in Cave Spring, Floyd, Georgia
Cave Spring's median effective property tax rate of 0.90% is lower than the Georgia state median of 1.00% and lower than the national median of 1.02%. This rate reflects the Floyd County base levy combined with local school district levies and Community Improvement Districts that vary by subdivision throughout the city.
Property tax rates are not uniform across Cave Spring. Homeowners in the 30124 ZIP code carry a median effective rate of 0.90%, while those in the same ZIP code pay 0.90%. This spread — 0.00 percentage points across the same city — reflects how school district boundaries and local assessment districts are drawn across Floyd County. Understanding which part of Cave Spring you live in can make a meaningful difference to your annual tax bill.
Cave Spring homeowners who believe their assessed value is too high can file a formal appeal with the local Tax Assessor before the June 1, 2026 deadline each year.
If your estimated bill above seems higher than expected, Ownwell can review your assessment and protest on your behalf. You only pay if we save you money.
Property Tax Rates Across Cave Spring, Floyd County, Georgia
As noted earlier, local government entities set tax rates, which can vary widely within a state.
Why? Because annually, each county estimates its required budget to provide services and divides that by the total value of all taxable property within its jurisdiction. This calculation results in the property tax rate.
While there are votes and laws involved in setting tax rates and budgets, in a nutshell, this is the annual process.
Below, you can compare Cave Spring's effective property tax rate to other cities in Georgia and the median property tax rates in Georgia and the U.S.
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Cave Spring Tax Rate
0.90%
Our median effective property tax rate (tax bill ÷ assessor's market value) accounts for exemptions and deductions, making it more accurate than the general median tax rate, which is the midpoint of statutory rates before adjustments.
Median Effective Floyd County Tax Rate
1.09%
Median Effective Georgia Tax Rate
1.00%
Median Effective United States Tax Rate
1.02%
Property Tax Rates Across Cave Spring, Floyd County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Rate | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30124 | 0.43% | 0.66% | 0.90% | 1.05% | 1.14% |
Source: Ownwell
Property Tax Assessment Values Across Cave Spring, Floyd County, Georgia
When examining property taxes in Cave Spring, Georgia, understanding the distinction between market value and assessed value is crucial.
The market value is what a willing buyer would pay to a willing seller in an open and competitive market, often influenced by location, property condition, and economic market trends. The Floyd County appraisal district estimates the market value for tax purposes.
The assessed value is the market value minus any applicable exemptions or limits determined by local laws and offerings. The tax assessed value is the figure used to calculate your property taxes or the amount multiplied by your tax rate to get your tax bill.
Assessment notices:
In Floyd County, assessment notices are sent in the spring each year. They'll typically reach your mailbox by the middle of the month when notices are sent.
Each property owner receives an assessment notice that contains both the market value and assessed value, along with an estimate of your property tax bill. By providing insights into how assessed and market values are determined, this section helps property owners navigate their tax responsibilities and understand the valuation processes affecting their property taxes in Cave Spring.
For example, the median home price in Cave Spring is $208,482, with tax bills ranging significantly across the county. 30124 has the highest median home price at $208,482.
Property Tax Assessment Values Across Cave Spring, Floyd County, Georgia
Source: Ownwell
$154,164
$204,413
$254,662
Median Cave Spring Market Value
$208,482
Median Floyd County Market Value
$195,932
Median Georgia Market Value
$280,310
Median United States Market Value
$235,294
Property Tax Assessment Values Across Cave Spring, Floyd County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Home Price | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30124 | $76,215 | $130,885 | $208,482 | $321,658 | $474,828 |
Source: Ownwell
Property Tax Bills Across Cave Spring, Floyd County, Georgia
Property tax bills in Cave Spring are calculated from the assessed value of a home and the local tax rate set for Floyd County and other taxing authorities. When a property’s market value rises, the assessed value can increase as well, which can lead to a higher tax bill. For homeowners, that means the amount owed each year depends not only on the home’s value, but also on how local governments budget for schools, services, and other needs.
With a median home price of $208,482, Cave Spring homeowners face property tax bills that can vary widely. The 25th percentile tax bill is $1,012, while the 75th percentile is $2,753 and the 90th percentile reaches $4,043. The median tax bill in the area is $1,782, which is below the national median property tax bill of $2,400 and below the national median property tax rate of 1.02%. That makes understanding your assessment especially important, since even small changes can affect what you pay.
Median Cave Spring Tax Bill
$1,782
Median Floyd County Tax Bill
$1,903
Median Georgia Tax Bill
$2,476
Median United States Tax Bill
$2,400
Property Tax Bills Across Cave Spring, Floyd County, Georgia
| Zip | 10th Percentile | 25th Percentile | Median Tax Bill | 75th Percentile | 90th Percentile |
|---|---|---|---|---|---|
| 30124 | $535 | $1,012 | $1,782 | $2,753 | $4,043 |
Source: Ownwell
Don't miss the deadline to appeal!
Dates | |
|---|---|
| Appeal Deadline | July 18 |
| Tax Bill | |
| Due Date #1 | November 15 |
Links | |
|---|---|
| Floyd Tax Assessor | |
| Website | qpublic.schneidercorp.com |